Why cant millennials afford a house?
>>76157687
Nigger you need a good job first.
If things are this bad now for millennials, I can't wait until shit really hits the fan for Gen Z.
>>76157687
There aren't as many left for purchase :^)
>>76157793
Wait this might actually be true tho. Like wtf arent we going to run out of space on earth eventually?
because they're too pussy to walk up to the manager and give him a firm handshake with their resume
>>76157687
They can in Detroit, they're being too choosy
>>76157876
then how come every time i do this the manager laughs at me :*(
many Israelis (including me), are investing in US real estate.
I suppose that many others around the world are doing it.
great investments
>>76157687
because its not 1963 anymore. "milennials" are mostly just getting out of school
houses are expensive
They're expensive outside of buttfuck nowhere.
>>76157876
I tried this and the manager was like apply online I will call if interested we dont do walk ins anymore.
I went home and knocked my dads out and took 50 for lying to me.
>>76158038
Na he probably didnt want to hire a nigger who knocks out his dad and steals his own fathers money
Because boomers wrecked everything.
>>76157870
Look at a map of the united states on google earth. Look at how much undeveloped land there is. Now look up how much of that undeveloped land the government is holding. We have a long fucking way to go before we run out, even if you subtract Alaska.
If we weren't being flooded by beaners than we'd never run out so long as the middle class was strengthened. People tend to not have so many babies then.
>>76157687
Boomers.
They can afford a 30-year mortgage if they come out of college with a STEM bachelors that starts them out in the 40-60k range and combine their income with some woman who also works.
Thing is, a lot of men don't want to get a woman and go half and half on a 30 year mortgage, especially with fear of her fucking you over in divorce court and getting the whole thing, and then you have to move back into your parents house or a little apartment.
Men would buy houses if they could afford them themselves. The WWII generation flat out bought a house within a few years of working at a factory with no college time wasted or debt incurred.
It gets even more ridiculous when you consider that most fields that are worthwhile today are going to be looking at a masters rather than a bachelors if you want to compete (comp sci is just another example).
>>76158158
>People tend to not have so many babies then.
Wrong. White people tend to not have babies for whatever fucking reason, and that's why you're losing. I dont know why i give a fuck since us spics are taking America from you but it annoys me how fucking self indulgent white people are that they think they're too good to have babies and continue their own race. Fucking annoying.
>>76158323
This, its our own fault were going extinct
>>76157876
Because the average house price in my city is 1.6 million dollars. You can't even get a shit box for 1 million. Thank you based ching chongs.
>>76157687
Because contracts suck.
I personally don't know where will I be working next month.
If I'll have to move to a different city because I can't find a job here or if I will be able to stay because I'm hired month to month as that's the new fashion.
In my new job I don't know if I'll need to travel a lot or if I'll be more stationary.
By renting you're not throwing money away you're buying freedom of movement.
>>76157990
Fake, mexicans are actually
>>76157762
People won't survive the upcoming civil war after trump gets elected and people chimp out
>>76157687
>Why cant millennials afford a house?
Because low interest rates and runaway debt have driven up the price to maximum usury kike levels. Any one who buys a house in a major western city right now is buying at the peak and soon they will be stuck with a loan that is literally worth 5-10 times as much as the piece of property they bought and then they will be stuck in debt slavery for the rest of their lives.
Have dun with your debt, stupid goy.
>>76158038
Maybe they don't for large chains but try a small business or two.
Because women flooded the job market and wages are worth dirt.
Now in order to earn the equivalent of one adult wage then, you need two people now.
Its doesnt take an economist tp figure out why nobody can afford houses.
>>76159015
can you explain this to me, how do women lower wages and mexicans dont?
>>76159136
they both do you fucking braindead cretin
>>76159136
Both do.
>>76158267
Only reply worth reading.
Good why is pol full of fucking retards.
>Why can't millennials afford housing
>Becuase it's expensive?
Fuuuucckking reddit tier plebeians.
It's because of deregulated risk weighting from the banks allowing a massive credit expansion
Credit expansion means an asset bubble.
Qui bono? Who benefits? The boomers already had cheap housing due to credit regulations
Who benefits? The boomers! Who deregulated
? The boomer politicians ? Who gets the credit after the deregulation? The boomers!
Millennials just get the shitty end of the stick.
>>76158614
>Sell house Gwailo.
>>76157687
Boomers won't retire.
>>76157992
The millennials are well out of college by now, anon. Many are past 30.
>>76159229
>Qui bono?
The people who create the credit (debt) out of nothing and collect interest payments and takes your house if you fail to pay.
>>76157870
No. People are stuffing themselves in cramped cities faster than they are multiplying.
In any case, Earth is pretty big. We only ever run out of really good real estate, there's always a wealth of slightly less good real estate to go around. Technology allows us to exploit even rather worthless land, if it comes to that.
>>76159380
>People are stuffing themselves in cramped cities faster than they are multiplying.
>See China and Africa.
>>76157687
I'm 28 and own a house. Fuck, owning a house on my 5.5 acres -insurance and all- is about 30%-50% cheaper than renting in town.
And it's a great location. I have a river valley view. But even owning in town would be at least AS much, if not slightly less, than renting.
I also don't see how it reduces mobility that much. Because:
1. I could sell the house and just put that money down on the next one
Or better yet,
2. I could have a fucking rental
2 is preferable I'd say. I think the issue here in regard to millennials is they (Plleease don't make me say 'we', it makes me sick) think a job is the path to success, happiness, and wealth. It is not. Independence is the path to happiness, and ownership of ASSETS is the path to wealth and success.
Anything else is a wage slave of varying degree, pursuing nothing but acquisition of goods. So, I pursue ownership of assets. The best dollar one can have is the one you don't have to spend an hour of your life for. Money should work for ME.
For reference: My first job was piling brush (working in the woods) for a topped out wage of $12 an hour, less than full time. I am currently an EMS Supervisor and make about 58k, pre-tax.
>>76159500
>town
There's your problem. Trying being under 30 and owning property in a city.
>>76157687
because they fail at life
>>76159500
Cost of property?
>>76158766
Are you going to want to buy freedom of movement when you're 65?
My house will be paid off by the time I'm 50. Eliminating your largest bill is almost the best thing most of us can do for retirement.
>>76157687
they gave all their money to Bernie
>>76159466
Exactly. China's population growth is slow and the people are urbanizing fast.
African growth is still coming up, but they are also urbanizing hard. Even harder than the rest of the world. Some 100M inhabitant scale megacities are on the horizon, sucking up population out from the vast wastelands in the world's largest continent.
>>76159500
what kind assets liquid or....
personally i only have faith in real estate development, even though the stock market is looking good at the moment right now, i don't trust those stock market likes and their manipulation where they artificially inflate the value of stock and sucker everyone into buying, then selling it all making it worthless
also I've been buying gold and silver because i think that gold is still going to increase in value
>>76157870
cunt theres so much land for housing, we aren't going to run out of space
go do a crash course on population density and geography
>>76158323
>>76158455
Thank feminism.
>>76159647
Well I need that freedom now so what do you want me to do? Buy a house that I'm not gonna live in up until I'm 68?
What if I buy a house today and tomorrow I have to move to the other side of the country? Do I pay rent plus mortgage with my shitty job?
The question was why can't we afford it, not why don't we want to buy a house. Of course I'd like to have a home of my own to come back to but I can't afford it.
>>76157687
cunts renting out houses to chinks for profit
chinks move out and do the same fucking thing
>less houses
>more profit for landlords
>housing market becomes less affordable
the job market doesn't help either you need a decent size working family to make any profit
>>76159609
I got it at $135k. It was originally $170k.
I bought at the end of the bust, but we're in a strong upward market right now in my area and I could still afford it.
>>76159585
I guess I wouldn't want to, unless I was buying a rental, so I hadn't considered it. But, the large cities around me I could still afford a house in if I had another down payment saved.
Actually, I'm pretty close to one if I sold most of my stocks off, but I'm kind of attached to them. My biggest financial weakness really.
>>76159757
Both really.
Actually you are really smart to be getting in to metals right now. I own some myself and everyone should. How much research have you done on stocks? The only stocks that really see that sort of manipulation are small/mid cap stocks which are meme-tier.
My best investments are the simplest ones that pay a dividend and see steady, if not always fast, growth. General Electric, Old Republic Insurance, Vector Group, Verizon, etc. Ignore the dips, buy the crashes.
I do put some of my portfolio in smaller stocks and REITs to increase yield. AHS (healthcare staffing) and OCLR have been decent to me. So was JBLU (JetBlue airways) recently, and coffee during its last run (traded via the JO ETN). Look at trends and valuations.
>>76158834
Correct Sven. Usurious kike practices have destroyed one of the most important neccesesties for a stable society.
Without shelter the next generation cannot start family formation in meaningful numbers.
But all credit bubbles burst eventually. The next phase will be to see if the kikes get their losses socialised
>>76157687
Real estate agents keep hiking up prices and then wonder why no one wants to purchase a one story two bedroom house for $800,000.
>>76159834
>I got it at $135k. It was originally $170k.
lol not in BC.
>>76160202
Yeah I've heard the market up there is atrocious. What the fuck is going on? Is it really The Chinks?
>>76159799
Its not feminism either. Feminism is a problem but its not a local problem, MEN are the problem. Men dont know how to tame bitches and they marry women they dont truly match with and guys are terrified of divorce now because every comedian who married a stupid bitch who didn't deserve a ring on her finger told everyone else "DONT GET MARRIED, LOVE DOESN'T EXIST"
Guys are half the fucking problem. Being a pussy and being unmanly, women are fucking followers they do why guys say overall, guys gave them too much say so / power BUT even right fucking now a conserative biker / manager / cowboy can get a liberal girl and woe her with confidence and convert her to his beliefs. Most women in real life think feminism is fucking stupid. Feminsm is a problem because the stupid shit they say annoys YOU and just because it annoys you you click their articles and you spend 10 minutes online being annoyed and spreading the bullshit to other people who would also be annoy, on /pol/ feminsm seems like a problem but it fucking isnt in real life.
I want white people to bounce back but fucking i dont see it fucking shit fuck it
>>76159338
Yes exactly. The kikes have weaponised debt. The boomers are the quisling generation.
>>76160269
>MEN are the problem
Stopped reading.
>>76160260
yeah pretty much.
http://www.cbc.ca/news/canada/british-columbia/generation-squeezed-metro-vancouver-1.3599009
>tfw 21.
in australia ?
as other anons have posted
high immigration
negative gearing rort
nimbyism, zoning laws
stagnant low permanent casual wages
>>76158291
Where I live smallest houses start from like 700-800k. There is no way 2 people with a 40-60k range is able to afford it.
>>76160269
Why does every anti-feminist post on here devolve into poor psychological analysis? Yes, modern feminism is awful. It is not because women 'don't know their place' or 'MEN AREN'T TAMING THEIR BITCHES". That's nigger think.
Yeah, so if you're an Ausfag in one of our major (but still pretty shit) cities the lowest price you're looking at for something that's decent and not a total dump is AT LEAST $500K.
As someone else pointed out, this is doable with two incomes. But that's two full-time incomes. Wanna raise a family? Dunno how that's gonna work unless you're earning a nice single income. The other problem is people who buy a house together and they aren't married, just seems like an insane decision. I've seen people who did this who have been together for less than 5 years. Just blows my mind how you can put yourself in that situation which could go nuclear at any moment.
>>76160615
I dont give a fuck if you think its nigger think, maybe tame isn't the best word but i'm saying your girl cant be better then you. Women like confidence because they need a leader, leaders lead. If you turn into a bitch who cant control a women she'll walk all over you and i'll lead to divorce. I'm just saying that to be fucking dramatic but you are suppose to turn your women into your best friend at least.
>>76160102
nice,
i haven't done as much research yet as i could have but i was thinking about johnson & johnson and general electric, but i have an aversion to risks which is my own fault,
i am going to get a retirement IRA going when i can because if i remember i am to young to start it or something (19)
do you like CDs or any of that stuff?
>>76160310
Tl:dr men control women and lead progress and its our fault for being so feminine and letting women destroy society. Next time read it and stop being triggered.
>>76157687
98 million working aged people are not in the workforce right now. There are only 229 million working aged people in the US right now. In other words, add 42.7% to the reported 5.5% unemployment rate and you have a real unemployed rate of 48.2%.
TLDR; Obama economics. Only half the people that need to work are working.
>>76157687
it's not that they can't afford "a house", mortgages are steady right now, it's that they can't afford literally everything else.
rent vs mortgage right now is a close gap but because every industry is corrupt and gdp has been stagnant for a decade, the costs of maintaining a property combined with ridiculous cost of living increases combined with energy/cable company monopolies combined with child care costs for two working parent households (which is a necessity now without government help) combined with the financial prison rape of medical insurance/premiums/copayments combined with the shrinking cutthroat job market, there is literally no room for 20+ years of contractual debt on a property.
rent is the only credit conscious option but even that is ballooning now and going to become unsustainable a year or two after the fed interest hike kicks in. I bought a big tent the other day, looking at space heaters and cots now.
>>76158483
Delete.
>>76159500
>money should work for me
>not me working for money
This, currently working on learning how to invest money myself instead of letting it sit in a bank account doing nothing. I only have a part time job while I'm in college, but it's enough for some extra cash I can work with myself, there Are endless ways to make money in America, people are either too lazy or lack the knowledge, which is freely available on the internet, so it goes back to being too lazy. I really get pissed off when my fellow students complain about the American dream being dead. It's only dead if you pet it die.
>>76160946
proof
>>76158323
If we secured our borders and secured a white homeland, we would have no reason to enter into a ridiculous baby contest. Our numbers are not falling. We are just not keeping up with the vermin races.
>>76160615
Hes right tho, white people are kinda pussies and like it or not whites are divorcing the most and having children the least and its linked to women
>>76160269
I'm too picky with women.
I'm a 7/10 or so and only go for 9/10 or above. I've only dated eight times and I'm 28 now.
>>76161097
Sauce all day right here.
http://www.forbes.com/sites/peterferrara/2014/01/24/after-five-years-of-obamanomics-a-record-100-million-americans-not-working/#4502cb1e140f
>>76161139
its not totally white mens fault though, i mean really you hit your wife/gf once and guess what
now you are in jail
if it wasn't for the facts that the state protects all the women and minorities it would be a different place, it would be like 1854
>>76157870
look at this dumb ass.
mother nature has a way of working itself out. part of being redpilled is being away of the fact that the system we have created has so many variables and "what ifs" that it could fail at any given moment. thats "the happening" that were always talking about.
but to answer your question, yes we will run out of physical land one day. but i see a major happening before we can even have the cchance of the world being "too crowded", and the earth itself will adapt.
Where I live a 1 bedroom condo costs $350k.
All the jobs in my field are around where I live.
>>76161150
Who are you trying to convince? Im picky too, i only date girls with blue eyes your not special mother fucker. You're going to probably end up with 2 children while half my neighbors have 3-5 and that's 3-5 ideologies, votes, manpower vs 2
>>76160888
To me it sounds like you're the feminized faggot for letting women off the hook for the shit they do.
setting up a mortgage for your own house where i live is actually a cheaper alternative to renting
welfare states, man
>>76158834
Kek
>tfw still living at home at 31
ffffffffuuuuuuuuucccccccckkkkkkkkkkk build some fucking houses you retard government bastards
>>76162683
get your shit together fag or i'll fuck your mum
>>76161570
Specifically going for blue eyes isn't picky though.
>>76158834
This is the correct answer. House prices are dictated on how much people are able to borrow. House prices in the UK are 4 times their historic average. If the previous generations took their whole working lives to pay off a mortgage, what do they expect us to do? Work 4 lifetimes?
>>76163093
Considering how many people dont have blue eyes and considering whites dont usually race mix its sure as hell is.
>>76163216
If you say so.
I'm a -lot- more picky than that.
>>76163436
>im more picky then he is
>me me me
I guess I have to be the one to say it lol
there's too many people
>>76163532
I stated that I am picky. He said "I'm also picky" and stated something extremely mild to me.
That's "me me me"?
I have to take a chance on my GF to take a 25 year loan for 500000 USD to buy a "cheap house" here :(
Well, at least the loan will cost around the same as our current rent
>>76163696
lol take a shit on my dick m8
>>76163582
Too much credit.
How do you buy without credit?
If credit is loosened? Guess what happens?
Prices rise as dumb boys borrow as much as they can.
Repeat year after year until asset bubble bursts.
Only instead of letting the risky lenders (kike banks) go under as you would expect.
Now they're " too big to fail" and the goy bubble is related instead of the kikes dragged out of their banks and lynched
>>76163784
me shitting on your dick is an insult? I don't understand
>>76163160
No it isn't you economically illiterate pleb. You look at one derivatives chart and just assume that it's all DA JEWS.
How about this:
There are not enough houses.
That's all there is to it. There's no getting away from basic supply and demand economics. If the mortgage industry collapsed tomorrow, the prices would come down dramatically. Would that make properties more affordable? No. Everybody would find it equally more difficult to stump up the money.
The real problem at least in the UK is that we've restricted the supply of houses through the planning system, which is fine because I don't see why we need to forever build all over the fucking place. That said, there's plenty of agridustrial land that is barely describable as countryside that might just benefit from a new green city or three, which would have higher biodiversity in any case. We also have an aversion to building upwards, probably because the tower blocks of the 60s in our urban centres were fucking horrible, but we can do better than that now.
The other problems are to do with jobs. People in the West have become less competitive than people elsewhere in the world, and the West of yesteryear which ran on smaller businesses is now a world of big multinational businesses that have taken a lot of those jobs and automated them, or exported them, or reduced them in complexity to something anybody could do.
Then, we have the EU immigration issue, where instead of having 2 adults and 2 kids to a house, you have 3 or 4 East Europeans all living in a house share. This makes buy to let as successful an investment as it has been. It turns the UK into a giant battery farm.
That is until the parking crisis heads all of this off as there's no places to park anymore. Until driverless cars come in, solves the parking crisis and then it's full steam ahead to the United Cluckdom Battery Farm Nation.
>>76163436
WELL i only go for girls with blue eyes, pale skin, pink nipples, 8/10 faces and D cup tits and they cannot be over the age of 16, they also HAVE TO be virgins and they have to be missing an eye but only if they lost their eye during a war, i'd also accept if it was through torture or black magic but nothing else. Also she SPECIFICALLY has to be an outtie but her pussy has to be an innie, also her mother has to be willing to deep throat me, thats a major deal breaker. Lastly she has to be a twin and her sister has to have had exactly everyone i said also happened to her. So i guess im more picky then you are faggot
>>76157687
Those teeth are so disgusting
>>76163911
no lol it's just an expression we muricans use to imply that is amazingly horrible
>>76164085
Yeah
Lets hope it will get better in the future. Seems like right movements are gearing up
>>76157687
Well in Hongcouver the gooks have taken over and use real estate for money laundering
>>76157876
Tehy still do this
>>76158038
Yeah this. I felt stupid man
I live in an actual cuck shed. Pick related costs only $600,000 in Vancouver.
>>76167021
Wtf id live im that shit dude
>>76167115
>>76166990
>600k
jesus fuck only a cuck would pay for that
>>76157870
Per capita each person uses less land now (to supply all their needs, food, housing etc) than ever before.
This is largely due to modern technology including industrial scale production and fertilisers that are mostly derived from fossil fuels. If we commit to further improving our technological abilities and utilising more efficient energy resources there is no reason we will run out of usable land within a meaningful timeframe.
That said, if we commit to envirohippie bullshit and don't utilise nuclear/fusion power along with synthesised hydrocarbons we may run up against that wall within a few centuries.
If we do what they want and abandon fossil fuels for solar/wind/tidal we have already passed the threshold and would face massive shortages.
>>76167021
Why? Are you retarded something?
>>76157876
>he thinks it's still possible to get a job by just walking in off the street and speaking to the manager
globalism is going to kill off/incarcerate 20% of the American population and replace us with third world slaves
Mark my words, Bill Clinton sold us down the river
>>76157687
Because Boomers bought everything and aren't dead yet and the few houses left are given to niggers and foreigners for free.
>>76159500
>I could sell the house
Yeah, because it's always just THAT easy, right?
>>76162683
What's the point when they will give a three bedroom house to Mohammed the Paki and his twenty brothers who are also called Mohammed.
>>76157870
No. Because the deliveries of residential units continues unabated. In Philly they'll tear down an old warehouse and build 14 20 foot wide townhomes
>>76157687
What did he mean by this?
https://youtu.be/5USX24h-1qc
>>76157687
Partly because they waste so much money.
Alcohol, renting, clothes, games, going on holiday trips every year, gym membership, gasoline. Less people get jobs to do on the side while studying and come out of school already in debt.
Better question:
Why aren't millenials ashamed that they're still living with their parents or receiving money from them past the age of 18?
My pussy dries up when I hear a man still lives with his parents.
No jobs.
No women worth marrying, so no busting your ass with 3 shitty jobs.
No motivation.
>>76157687
They can, only those houses are in towns where the jobs aren't because most work has centralised into cities.
This centralisation means that the people that owned property before it happened had the cost of the properties sky-rocket.
Also bank jewery.
>>76158834
We just had a recession based on real estate lending
Home prices now exceed those before the recession
>>76158291
>Men would buy houses if they could afford them themselves.
The trick is to rent out the bedrooms.
>>76168164
I'm 28 and have owned my home for 3 years. wana fug?
>>76168164
those are the only guys who will have a future
I moved out at 18 and I work in a warehouse and go to community college. Women don't want to date somebody like me. They'd rather have the middle class guy who went to a university. Even if his parents are paying it all. And chances are her life is very much the same.
>>76158158
fucking idiot, are you going to use up all the available land for house building? what about environment and farming??
the solution is, close the borders. without illegal mexicans there will be enough space.
>>76158483
Because immigrants filled up all the low skilled labour and were willing to work for much less. Why are liberals so blind?
>>76168164
>tfw this mindset doesn't work on me
>26 and still with parents, working full time and saving loads of money.
>actually enjoy my parents company, who like me too.
>willingly subject myself to being alone for the 'chance' to fuck some dumb bitch who just wants me for child support and alimony down the road.
Don't surrender to this, saving money is what's important to escape the debt trap.
/pol/ hates London because of immigrants, but I have a house that is worth £2,000,000 in this city, because of huge demand. Rising hosue prices are good if you're not a degenerate who doesn't own a house
>>76168590
26 and still hasn't popped his mommy's titty out of his mouth. That's pathetic. It isn't about fucking a dumb broad. It's about society taking you seriously as an individual. You think anyone is going to gauge your accomplishments as true success? Men who take risks > Men who live with their parents past the age of 18
I care about where money comes from instead of the amount.
>>76168656
>Rising hosue prices are good if you're not a degenerate who doesn't own a house
Except it's not. Because the instability of house prices and housing collapse that's coming is going to fuck your shit up and much worse if you don't own it outright.
You can't keep raising housing costs amid stagnant wages. Eventually you run out of idiots to buy in at the bottom level.
At that point the market is unsustainable because everyone RELIES on rising house prices. A lot of the annual rise in GDP is due to housing inflation.
It's a fucking kike scam and it can't go on forever. While the kikes can move over their assets in housing to protect against a crash the average house owner is the one that will take the fall.
>>76168892
>caring about what society thinks
top kek
>>76168892
Hue. Why should I give a shit what society thinks about me? What society wants from me is to spend spend spend. That's not what I want even a little. Risks seem a lot more attractive when you're not the one taking them. Sorry, your hands got to stay out of my wallet.
>>76169039
>white men who don't embrace their role in society
No wonder your country has fallen to niggers, spics, and (soon) muhammed.
Whitey too preoccupied with mommy microwaving his tendies and getting good boy points.
>>76169178
>and (soon) muhammed.
no its not, dont get greedy with the insults faggot
>>76169178
Women violated the social contract first. So there's not really a role left to assume, I'm already demonized for who I am and buying a house to live in by myself isn't going to change that.
I already have a full time job, and tens of thousands of dollars in the stock market. I'm not the one getting tendies, I just am not about to be a debt slave. A woman who insists I have a house before meeting her isn't anyone I'm interested in.
>>76169304
>america's largest freshwater source just in arm's distance of Muslims
What is Dearborn, Michigan?
>>76168892
>instead of the amount
topkek, sure you do
>be me
>own 2 houses
Lul :)
>>76169578
>lying on the internet
post timestamp
Is the op Steve 0 ?
>>76169972
not its Steve O lel
I am 26 and married, we make about 90k together and bought a townhouse in a nice part of maryland.
Its still possible you just have to plan ahead, and not waste money.....something most manchildren cant handle anymore
im waiting until the next world war, either ill be dead or house will be pretty cheap
>>76168164
Found the cunt looking for a man she can move in with for free.
>>76170446
I already have my own home under my own name. /pol/ really has skewed your views on women that you can't comprehend the thought of a woman doing better than men who live with their parents. I have a husband and he sold his condo to move in with me while we were dating.
I'm 20 and I still live with my parents my 18 year old sister does as well.
It's not a bother because they're decent people and we all get along, me and my sister pay for the food etc we use.
Getting my own house seems like a far off dream, even moving into a flat alone is a bit much, I'd rather not be like some of my friends who have four people in one flat. The majority of people my age still live with their parents. Only two don't, one lives in his own flat because his wealthy parents helped him finance it and the other would rather sleep in the streets than be near either of his parents.
I can't imagine what the situation will be like for the next generation. I think we might go back to caring for your parents when their old, inheriting the property, raising a family and repeat.
>>76170631
Stfu slut, tits and time stamp or gtfo
>>76171039
edgy
lazy
gibsme attitude
went to college for debt and no skills
poor decision makers
they enjoy living with their parents
internet made their brains into mush
and so on and on
>31 years old
>happily married
>3 children
>decent job
>renting a flat over 7 years
I just can't afford my own flat.
The best thing I can do is, save a little money to get a loan, but even that is hard to do.
Every fucking day I am trying to think what could I do to earn more. I can't enjoy the things I did in the past, I can't play vidia because it feels as waste of time, I can't watch movies, I FUCKING can't do anything before I get a flat/house for my family
It's hard to pay a mortgage while you're paying for your Spotify, Netflix, Car Payment, Brand New iPhone 10 etc.
>>76164031
Yeah it's not about supply primarily .
Supply of credit is the major driver.
You can build all the houses in the world, if youre in a credit bubble, those prices will keep rising.
Look at Spain, they built more houses than they needed, prices still kept rising due to access to debt.
BTL is also about to die. The treasury killed it with c24 and Basel 3will grind it's bones
>>76173040
buy to lend? we hope so.
