>>17165683
It's called getting a job, grafting your arse off and earning money son. That's literally all there is to it.

>>17165683

mfw they took away the ability to remove it by moving to another country a few months ago

>is there anyway to reduce it?

Yeah...by earning enough to pay it off. Sorry you chose an arts degree.

RAAF fag here
Don't just get a job in the military unless it's something you will genuinely like.
Also, do your research on a job and always aim for one better.
I signed up straight out of year 12 hoping to do infantry stuff, my job is to literally sit on planes for 12 hours a night 4 days a week and I go for a shoot maybe once every 6 months.
Paying off your HECS in the navy would be relatively easy if you managed to get deployed on a shift for 6 months within your initial contract.
6 months at sea, free food, free accommodation, get back 30-40k in the bank.
Also full time is not tax free, Reserves are.