So im trying to build a budget Gaming PC, anyone know what this is capable of? and or if this will even work?
I would not pick that RAM OP. For a "gaming" PC, 4 GB is not enough. I'd go for 8, but depending on the budget you may keep it 4 for a while.
I'm not really satisfied with the 950, admittedly I have a 970 and got baited by the 3.5 memory issue, but it works wonders for me (i7 4790, gtx970 OC, 16 GB RAM).
>I don't understand binning
All modern dies are modular, so the ones with birth defects can turn the damaged modules off and be sold as a lower-end part instead of having to go in the trash.