Poor gamer thread.
>out of money until the next pay period
>can't buy or make myself anything to eat for work
>subsist solely on the plenty of free snacks at work
>can't buy any vidya until my next paycheck
At least there's beer on tap I have access too.
Tell me about your poor game struggles. Also, what food or drinks does your workplace offer?
>>341531831
how do you get so poor if you work? i work entry level wal-mart and was able to save up and buy a house.
pic related: basement of the place i turned into a secondary living room.
>>341532815
Misuse of money buying dumb shit.
You can make a lot of money, but some of your dumb habits will still follow you.
>>341533259
good point, i have to almost fully control my fiances money to make sure she don't spend it on random shit before making sure bills are paid.
upstairs of house guy btw.
>>341532815
There is no way you can pay for a house,food. and vidya on a walmart check.
How long do you think a person could survive only on beer?
>>341532815
Where? Down south?
>>341533705
he probably lives in some flyover state where the houses cost like $20,000.
>>341531831
Gamefly.
>>341533705
>>341533791
>>341533929
house was $65,000 for 900 sq foot not counting basement @ 3.7% in Nebraska (so technically a flyover state if you prefer large cities)
i'm 27 with a son and fiance who contributes but i have to control a good chunk of her money to ensure it goes where it's supposed to.
>>341532815
>that pole between the couch and tv
>>341534220
loveseat technically, most people i show the basement off to call it a stripper pole when it's just some extra support beam.
>>341531831
Im Canadian, game with taxes is about 110 to 120 for us. No games for me
>>341534158
>$65,000
Damn son, I need to move to a flyover state. The average house in my area is $350,000 and rent is at least $1200 a month.
Also, if any of you anons are thinking about moving to Colorado, please fuck off.
>>341534158
>sq foot
convert that to the civilized scale please
>>341532815
Life setups like yours make me envious, but take out the fiance's son and poor spending fiance.
Good on you, OP. I work a regular office job in California and can't come close to owning a house, even with no debt at the moment.
>>341531831
ARRR
Aye, Matey you want to pirate?
>>341534158
Damn, nigga.
I'm a city boy, but living somewhere like Nebraska is pretty alluring. I bet the hiking trails are fucking amazing.
>>341534553
My parents are moving there in August. Your argument won't reach them.
>>341534689
I earn about $140k on commiefornia and I barely can support my wife and son. I'm seriously considering to the farm states like Ohio and just farmville mylife. I fucking hate it here
>>341534820
>hiking trails in Nebraska
You've clearly never lived in Nebraska or even been there.
>>341534107
>Tfw they banned my address because they thought I was stealing games
>>341534882
Tell them to fuck off. They're ruining the state. We're slowly becoming the next California.
>>341534912
Try to find a town that's big enough for your line of work AND has a walmart and you should be good to go anon
>>341532815
Does that beam really not bother you? Really?
Surely there's a better way you could arrange everything. E.g. you could move the HDTV to where the games are.
>>341534952
Clearly not, what's wrong with it?
>>341532815
not him but not everybody lives somewhere where homes are $30,000
>>341534820
most people use lame bike trails or occasionally use their bikes between towns 5-10 miles between most towns around here.
>>341534553
Thought that was the northeast at first
>live in Seattle
>homes are becoming way more expensive now than they were years ago
Want to buy a house that's not in some shithole? 600K+ minimum and that's for an okay house.
It has NOTHING on SF prices though. Holy fuck.
>>341534553
>The average house in my area is $350,000 and rent is at least $1200 a month.
Lucky. My rent is $2000/mo to live in a shithole poverty shack. Houses run 7 figures.
>>341535108
It's okay, bruh, they're voting Trump.
>>341532815
>>341533526
>>341534158
How's the internet speed?
>>341534912
>farm states like Ohio
Ew no what the fuck is wrong with you? Move to the rural parts of Virginia or NC. You don't have to deal with the shitty as fuck winters but also don't have to deal with the shittier summers of the more southern states.
I live in Southwest Virginia and it's honestly my ideal climate for all season, a little too hot in summer but winter always brings just enough snow but not too much that it's annoying as fuck. There are also a shit ton of pretty mountains and nature shit around and you don't see that many people compared to the absolute shitfest that is NoVa
>>341535228
Well, that's no fun.
>>341535116
modern stuff i play upstairs on the 4K tv
also on that crappy flatscreen you just have to sit on either side of the loveseat and not the middle and the pole does not block your view of the tv.
>>341535116
Maybe he uses it while playing
Interesting thread, but this very quickly turned into an /adv/, /pol/ or /b/ thread.
>>341535143
extremely flat land (think ocean flat yu can see as much as 16+ miles away with your naked eye) but good bike trails have 50-100+ year old trees around them.
I haven't bought anything in years (except for a couple old games I want to collect) but I can emulate PS2, gamecube, psp, etc. and can play old pc games without issues so I have plenty of vidya to play.
>$84000
I should move to lincoln.
>>341535378
>How's the internet speed?
This right here should be one of the top questions to ask if a living situation seems too good to be true. It's not worth it if you're having to pay $100+ a month for shitty 10 Mb/s
>>341535329
iktf :(
>>341535472
thanks i'll consider it. i just want to move away to a quiet farm away from all of this liberal bullshit. the more whites the better.
>>341535378
i live in a town of 1,300 people so it's a bit slow at 12mbps for DSL (not sure what the cable company offers) but 15 miles away the same company offers 40mbps
>>341535782
>tfw I'm on Comcast
>>341531831
How the fuck do you even manage to get yourself into a position where you can't even afford to eat until you get paid next?
Maybe go on a money management course or something, because it sounds like you need it.
>cfw 3ds, wiiu, Wii, PSP
>Have a good PC and a supercars dstwo and I don't for every generation barring this one
>Climbed the tracker pyramid
>if I need to spend money, I can just buy from Aliexpress or some other chink site
>Been living off rice, chicken and milk for the last ten years
>Invested in my own exercise equipment so I don't have to pay for a gym membership to stay big
>let brother who is also my roommate use car if he pays to gas it up
I spend maybe $300 a month total and I'm still living like a middle class king because I spend wisely
>>341535816
You would love the fuck out of the mountain areas in Virginia. West Virginia is 100% true to redneck/hillbilly stereotypes. Living close to a college town in Virginia/NC is fucking perfect if you want peace and quiet but without feeling like you live in a third world country.
>>341535954
not him, but back in college i was so poor i survived on 3 days on ramen alone and begging for scraps from my friends. like bread, etc. that was a lesson i'll never forget
>>341535994
>I don't for
Meant idort
>Tell me about your poor game struggles.
I'm not poor anymore, but about 10 years ago I couldn't afford any games.
I had a crappy laptop with a broken screen and keyboard that I hooked up to a CRT and external keyboard and a 20" CRT TV from like 1986. I saved up for years and eventually bought an Xbox 360 to play on my 20" CRT. I had like one or two games. I pretty much 100%'d Assassin's Creed on my stupid tiny SDTV just because I couldn't afford any other games.
After AC I got Mass Effect and my friends ridiculed me for not getting it on PC. I didn't want to admit to them that I couldn't afford a gaming quality PC so I pretended PC gaming was for nerds and became a consolefag. All my friends had such good times playing PC games together, times they still reminisce about to this day, so to this day I regret not getting into PC gaming 10 years ago like everyone else I know. I missed out on so many fun times.
Now I'm old and bitter about games so I can't have much fun except for a very small handful of games. I missed out on so much because I was poor. I hate my life.
>>341531831
Do you work for one of those hugbox companies that are all the rage in this day and age? Where they pay you sixty dicks but say work should be fun and have fucking snack counters and therapy dogs, all while expecting you to work 60 hours for 40 hours worth of pay.
>>341534631
not sure if this is how you measure area in metric-land but here you go.
>>341536129
Why didn't you just be born with rich parents? That's what i did, it's easy.
I live with a guy who is the worst person on the planet at using his money smartly.
He's wanted Overwatch since it was released, and has been paid 3 times since then. Despite him having no debts (other than standard bills) he still cannot afford it.
I don't even know how someone can be that fucking bad at handling their money. He must burn it or something because despite him never having money he never has any new stuff either.
>>341535954
most entry-level jobs won't pay health insurance due to a loophole that allows employers to give you less than 40 hours a week but hire oodles of people. So everyone gets less money, most making less than 1000 a month.
>>341536129
>in college i was so poor
HOW? Literally fucking how? Did you spend every cent of your school loans on frivolous bullshit? Did you just pay for a car in pure cash or something?
When I went to college I had so much money from my refunds I didn't know what to do with it all.
>>341534349
I thought it was a Festivus pole.
>>341536262
>I missed out on so much because I was poor. I hate my life.
It's okay, anon. It's and important lesson to learn.
>>341536129
I've been poor my entire life. Not once have I been in such a shitty position that I've had to go without food.
>>341536268
You literally don't know what you are talking about.
>>341535875
It might be your home wiring. I have a paltry 5MB connection and can't even get it due to ancient wiring in my home.
My sister bought a 2 story 3bed 1bath with a tiny bit of land for 65k
>>341536343
I've lived off of less than $500 a month before and still been able to afford games every no wand then.
This has nothing to do with video games. OP just threw the word "game" into OP post which was all about how poor he is and is probably a fake greentext story like most of the others.
>>341536268
You're absolutely right. But hey, at least you're getting paid loadsamoney.
>>341536517
nah, my wiring isn't bad as i actually get above the rated speed, the problem is the town is too small to be worth investing better infrastructure to allow better speeds just yet.
besides my house would be piss easy to rewire the phone lines as the basement ceiling is open allowing easy replacement of wires.
>>341536629
>I've lived off of less than $500 a month before
what, do you live in a fucking trash can? What the hell is your rent?
>>341532815
Walmart overnite here. Just about to move into my new built home. Anything is possible if you know how to balance your money.
>>341532815
>>341533526
>>341534158
But does amazon deliver to you?
>>341536863
I just moved back in with my parents for a while. Paid them like $75 a week.
>>341536401
Why? I don't feel like I learned anything or gained any appreciation of anything from having been poor. I'm just bitter about all the stuff I missed out on.
>>341537092
>parents charging you to live at home
Real shitty of them
>>341531831
>work at a hotel
>free meals everytime plus iam a cook there so i can just get from the leftovers at the party and eat it
Feels good to work just to buy muh games :^)
>>341536979
this is not the stone ages, you can get mail just fine here.
>>341536268
No one really works over 40. As a matter of fact, some will let you choose what time to come in and leave. But what matters most is finishing up your tasks. No one really pressures you into it either.
You'll probably do over 40 if you're a masochistic programmer.
>>341537092
Why did you bother posting then? This isn't about people living with their moms and only having $75 expenses.
>>341537092
>I just moved back in with my parents for a while. Paid them like $75 a week.
Why even say anything then? I can survive off of like $100 a month if I didn't have a single other fucking bill to pay. You're saying you paid your parents $300 a month? Did you not have ANYTHING to pay for? Health insurance? Car insurance? Cell phone? Car?
I'm confused. Anyone in their late 20's is gonna have ~$200 of expenses every month and that's not even counting food.
>>341537092
>pffffft, poor people
>MOM WILL YOU BRING ME A MILK
>>341537256
Because you don't live beyond your means. That is common sense and if you follow it, you wont have so little money you can't even afford to eat.
>>341532815
I live in Arkansas, and while it may be a oven heat like piece of shit state, I was able to afford a home at 24.
Winter is still scary after that freak ice storm.
>>341532815
>>341534158
Fuck I'm envious. Here in Melbourne I live in an area that is known for the population of junkies and meth heads, yet to buy a house around here it would still cost at least $700,000.
>>341537567
But hey, at least you can call people cunts.
>>341536490
Oh, but I do
http://www.nytimes.com/2016/04/10/opinion/sunday/congratulations-youve-been-fired.html
>>341537508
Shit nigga what part of Arkansas. I'm assuming either River Valley or Northwest
>>341531831
>not opening a savings account
>not putting a portion of your check into it every payday
Even $50 each time can add up.
>>341537567
thats pretty rough, my house is across the street from the city park, 1/2 block from the post office/convenience store/city building/library ect.
honestly for a small town i couldn't ask for a better location.
>>341537758
Have you read his book? I bought it a while ago and thought it was an excellent read.
Hubspot a shit
Hubspot was a pretty extreme example though.
>>341537868
Northwest
It's alright. Meth heads are annoying, though.
>>341537470
Yeah man I'll just move back in with my parents that seems good.
Oh wait, but my parents grew up like you so they're staunch republicans like your dumb ass, so they think actual mental disabilities are laziness. And they abused me my whole life.
"lel fuckin poors don't live beyond your means just get rich parents who actually love you, it's easy senpai"
Anyone here who grow up poor mind talking about the vidya you had as a child, how often you got something new, how long you would have to save up for something, etc?
>>341534158
>controls fiances money
No woman would ever let anyone do that. I believed you for a second until I heard that shit.
>Live in Alabama
>In the city so don't have to deal with typical southern bs
>1100 square foot apt is only $700 split between me and my gf
>always money for games
Life is good
>>341538107
I was super poor and almost never saw my mom. Every so often, my mom would go to garage sales and buy old games for me.
The day she saved up enough money to buy me a GBC with Pokemon Yellow was the best day of my life. Thanks mom, you're the best.
>>341531831
>Saving money so I have cash for the Steam Sale
>Buys a second copy of Shovel Knight on impulse
>Broke now.
>>341538107
houseguy here, i played off a hand-me-down original NES until around 1999 when it was sold off so me and my brother could scrap togeather enough to buy a $100 N64
I work at Walmart too but only make around 1k a month
Although I only end up with around $135ish after bills, rent, food, gas, and student loan payments anyway (useless degree)
Can't afford to spend that anyway because I need it if something goes wrong with my car, so I don't buy games anymore unless I sell my expensive TF2 items that I've come across over the years. Usually I just pirate.
Maybe if I get a second job I could afford to save money so I could move somewhere where my degree is worth a shit, but until then I'll just eat shit.
>>341537930
Sounds nice. I like to fantasise about moving to a small town in the US. But I have nothing to offer your workforce so my job prospects would be nil. I hear constant stories about college grads in your country unable to find basic employment.
It's probably easier to be an unskilled worker here in Australia. Even if it means never owning a home.
>>341538094
Nigga my parents are poor as fuck. You think actual rich parents would need you to help them pay the bills since with you living there they don't have the money for it anymore?
If you can't even move back in to your parents house for a few weeks/months, you got bigger issues than just being bad at handling money.
>>341538195
she used to have crippling credit card debt (now debt free), she is pretty willing to listen now.
>>341538343
>$1000 a month
Shit dude you know that there's income driven repayment plans for your student loans right. With your income I doubt you'd owe anything a month.
>>341538107
I was born in 1990 and my first gaming console was a Gameboy Pocket. My Dad refused to buy me video games before that point and I would argue that is why I play so much of them to this day. I didn't get any sort of allowance so "saving up for something" is only really for the middle-class and above. Usually would get a game for my birthday and Christmas. I only played on handhelds up until late into the PS2's lifecycle. After that I graduated highschool and used the graduation money from all my relatives to buy a 360 and after that I bought all my own vidya/built my own PC using money from my job.
I was pretty lucky compared to some but was always envious of those that were able to grow up playing PS1/N64 because whenever I went to friends' houses with those consoles it's all I ever wanted to do.
>>341538348
the key is to work in a larger town of say 50,000 and move into one of the small towns nearby like 5-15 miles away that have populations around 1,000 or so.
>>341538581
w-what is everyone else making a month?
>tfw poor as fuck growing up
>addicted to drugs
>parents constantly fighting
>every day there was yelling
>had enough and made the decision to either off myself or better my life
>chose the former
>I'm now a ghost haunting shitty threads on /v/
Join me Bros
>>341538802
I make about 1300-1400 after taxes a month working in a Walmart pharmacy and my loan payments are about $29 a month for the federal loans and about $77 for my private loan which doesn't have any income based repayment.
>>341538802
a little above 4k after taxes
>>341538802
Not much more than that. I make 2k before taxes, about 1400 after.
Fucking Obama I hate that God damn nigger
>>341534158
>>341532815
>>341533526
This anon is a smart man. He lives modestly in the based Midwest and invested in a house instead of throwing money away by renting.
I'm in a similar situation. Bought my house for only $50k when it was valued for much more and fixed up every room but the basement. Not that I'm selling it to move to a bigger city and better job I have a chance to make a huge profit on it.
>tfw want to save money for a gaming pc
>tfw if I do there will be no cash for upcoming games
>tfw either join master race or just stick to console gaymen
being poor is one of my biggest fears. I just want enough financial security to live comfortably month to month. If I was able to be at a point where I had like 100 dollars leftover a month and could save 70 of it and spend 30 on luxuries I'd be so fucking happy.
Turned 18 last year and am scared my step dad will kick me out some day, he seems to like me more than his own son sometimes though.
>>341538962
>no loan debt, or any debt at all
>got my GED, didn't even graduate
>make more $$ than you
Only by like a dollar an hour though.
Tfw cook
>>341538802
$1960 after taxes
>>341539124
What do you do / did you need certification or school for it?
>>341539248
I am gonna be 100% honest with you here. Complete current gen idort here (handhelds included) and the best advice I can recommend is to only join master race if you play a lot of games with your friends on PC. I built my PC a couple years ago with upgrades here and there but my friends built PC's before that and never upgraded them and instead bought PS4 for this gen. I was able to afford both but don't really play that much on PC as I would like because every multiplayer game that is multiplat they just get on PS4. Overwatch is one of the most angry I've been with my friends because I wanted to get it on PC but none of them wanted to get it on PC and instead opted for the PS4 version. It feels like shit to play but it would be even worse to play solo.
If you just play solo most of the time then just make the jump to PC gaming. There is no way your backlog is completely cleared out and a single steam sale will fill it the fuck up for super cheap.
>>341539182
Where the fuck do you buy a house for $50k? Shitty townhouses where I live are a good $500k
>>341539765
>playing anything multiplayer with a controller
>>341539372
Go get a job my man. Pick a trade that seems interesting to you and find someone looking for a helper on Craigslist. All kinds of neat jobs out there that pay well and actually teach you something.
>>341539372
>my step dad will kick me out some day
fucking americans. no wonder you people shoot schools
>>341539372
Fuck it, this thread's pretty personal anyways. I'm recently 19 and moved away from my home in Texas to be in Michigan to start my life.
While I was down there, I worked Taco Bell for almost a year and saved as much as I could. Even with shitty purchases and spending money on absolutely worthless things, I still had several thousand saved making $8.25/hr.
Now I'm across the country, making payments on my apartment and community college. You just gotta be smart and stay cheap as long as possible. Family and friends will also support you and lend you so much help.
>>341539810
>living in a tourist trap
Top kek
>>341539810
Do you live on the coasts, or in texas or some other huge metropolitan area? I'm in wisconsin, I can buy a house for as low as 20k. Good homes start at 50-60k here.
>>341534631
>convert that to the cuck scale please I'm too busy watching my daughter get raped by migrants to use the Google search engine myself
You DO realize that 4chan is a website based in the United States, do you not?
go each grocery store in the area on friday for free samples
proceed to the next closest grocery store and feast on their free samples for a few hours
return home without spending money.
>>341539427
I'm a pharmacy technician which doesn't require a bachelor's degree, just took it because I couldn't find anything else at the time. I'm going to pharmacy school in a couple years and will be making $100k+ starting salary.
I am 100% fine with my situation. Just standing around with almost no physical labor or thought required in climate controlled conditions with carpet floors, amazing health benefits, and shit tons of vacation time. Most of my work hours on weekends consist of playing my 3DS and eating junkfood while making fun of the retarded patients we gotta deal with.
>>341533929
Is flyover state used as an insult in this context? I can't tell.
>>341532815
How the fuck do you even see your small ass TV from that far away? And with a pole in front of it?
And what's with all the green and yellow stickers on your vidya? Are they ALL ex-rentals?
Plus you have a tiny house in an empty state, and can only afford that by carefully controlling your and your fiances financials. Sure, you saved up for the chinese knock-off of the american dream, but is it truly living? Where are you gonna be left when your fiance leaves you and your meagre walmart paycheck isn't enough to meet the week to week?
I'd much rather have a modest apartment in a decent sized city where amenities are at hand. Where I can easily reduce my costs if I'm finding it hard to get by or money is tight because of unforeseen circumstances.
>>341539810
I live in a town of about 15,000 people in the Midwest. It's actually pretty nice, has a lot of lakes and parks. The people living in my house were smokers and renting it from the owners, and it was in such a shitty shape it scared everybody away which really brought the price down. The owners just wanted it gone and accepted my pretty low offer. So I got a house that needed a hardcore cleaning and updating but it has decent square footage for a first house and it's in a nice area, so it worked out well.
But yeah, a house this price in any city over 20,000 people is probably going to be a condemned crackhouse.
>>341537567
fuck, thats insane. just moved into a house in upstate new york with my dad two days ago; we plan to renovate and sell by summers end. its on a real nice block in a good neighborhood and he got it for like $40k
>>341540369
It's always used as an insult. A flyover state is somewhere with no features worth visiting to.
>>341539894
My friends are fucking retarded as explained in my post. Console FPS outside of CoD is a fucking chore to play but my friends are just stupid as shit.
>>341540369
a state that you'll just pass around to go to another location since it has no redeeming qualites to actually warrant a stop over
>>341539765
Yeah anon I think I might just save up for a pc. One of the reasons I want to is because of the rumored upgraded consoles coming out. If they're gonna release an upgraded version instead of just finishing a cycle then I think it's better to just build a gaming pc.
>>341540178
Are there actually jobs in those places? I can't imagine any other reason why people wouldn't live in places like that, apart from the uncool reputation and perceived cultural isolation, which isn't even as relevant these days with the internet.
I'm not American so maybe there's something I'm not aware of. This thread makes me want to pack up and buy a house in the middle of nowhere in the US. I could just do it out of pocket.
>>341531831
>Videogames are more important than food.
Also you must not be working full time either.
Because even at the bare minimum you can actually live a pretty decent life.
Just don't expect to be buying video games, Expensive phones or other stupid shit you don't need.
Trust me, I know. Because this is my life right now. And i buy videogames all the time. I just save small amounts of money from each check and save up.
>Protip: Don't be a retarded millennial.
>>341540669
I make only like 15/hr, but my cost of living averages out making me ahead of the game. Milk for just over 1$/gal, my property taxes come out to just over a grand a year while living in a small city of 25k peeps. There isn't much of a nightlife here, but there is enough.
>>341533763
ill let you know
>>341538802
About 1800 a month plus cash tips, also don't spend much cuz living with family
>>341540678
>Just don't expect to be buying video games, Expensive phones or other stupid shit you don't need.
Exactly this. It's amazing how awful most people are with money. My wife does a lot of home visits for poor clients and they will have shit like boxes of DVDs they add a few to each month and ringback tones on their cells, but unable to afford clothes for their kids or fill their cars with gas.
>>341540614
>Yeah anon I think I might just save up for a pc
You won't regret it. Just make sure it's at bare minimum a mid-range build or you will want to kill yourself. Mine is an i5 with a 970 and it runs most shit on high to max settings at 1080p 60 FPS.
>>341539730
I work as a software engineer, still in my first year out of college. I think everyone agrees that you don't need certification/schooling for it, but it certainly helps getting you that first job. I'm working at a company I interned with during my Junior year, its pretty fun since we play a lot of vidya (ddr, mortal kombat right now)
>>341541031
>boxes of DVDs they add a few to each month and ringback tones on their cells
Does your wife time travel back to 2004?
>>341538802
about 2500 USD working 3 days a week. Not too shabby.
>>341538802
Teacher here, about $2,000 after taxes at the job I've been at the last few years. I just accepted another in a better district however, so I'm not positive how much it will go up but I would guess a good $500 or so.
>>341540678
This just cut out expenses you don't need like super smart phones, or upgrades each year for that matter as well as cable tv, just watch shit online now.
>tfw no job
>>341541214
No, but the poor white families she services are the biggest garbage people you'll ever meet.
>>341541031
A classic example I've always noticed is the massive TV in every "poor" person's house.
Then they blow half their wage at the pub (bar) every Friday and complain that they don't have enough money to get by.
who needs tv when you have internet?
who needs a landline when u can have a cheap clunker cellphone?
who needs lights when the sun is in the sky?
who needs a car when you have public transportation?
who needs food when there is so much food at homeless shelters?
>>341541428
>>341541420
That's because they're dumb and go to Best Buy/Wal-Mart because they think they have the best TVs.
>>341531831
>>341531831
I have to buy my games keysellers on g2a, sites like that. The restaurant I work at gives us free drinks and half off on food. I make enough to pay, for gas, food, rent and a little bit of spending money.
>having family to support you
i ran away from my home when i was 14
i was homeless for a good 1 year combined
did 5 years in the military
will probably go back to school with all that money saved up from the service
had a car at one point but having no car is one less chunk of bills to pay
only bills i pay are food, rent, and a bus pass
i have nobody but myself supporting me
and boy having money to for vidya feels great
>>341535954
Rent in my area starts at about $1200($800 in dirty crime areas), $200 minimum male car insurance, $200 mandatory medical insurance for me+spawn, almost $500/mo in child support, and a child to support because the state doesn't actually give that money to her mother. I make about $2400 base pay before taxes, take home $1800. I'd lose money every month if I couldn't get overtime.
One of my biggest money savers is just eating $0.10~$0.33 cup of noodle for lunch/dinner during my work days.Hopefully I do well in my new job & they keep me long term so I can stop being poor and not go into child support debt
>>341541125
Yeah I'm doing a mid-range build or higher if I get more budget for it since I want it to last for a couple of years. I'm still waiting out on the upcoming graphics cards tho before deciding on a build. I heard they're pretty great in terms of price/performance.
>>341541817
Huh, just another daily lesson to not ever have fucking children.
Also how the hell is your car insurance so high? There's no way that is right unless you are a retard that has a shit ton of speeding tickets and are under 25. Also
>under 25
>having a fucking kid you have to pay child support for
Just kill yourself at this point man. That or just leave the damn country because none of that shit is worth it.
>>341541817
>$200 mandatory medical insurance
Must suck to live in a country without free healthcare.
I mean, sure I probably pay a bit more in taxes than you guys, but it's not $200 a month more. It's not even close to that.
Do americans only buy houses? Man I don't know anyone in my country that owns a house. We all rent apartments here.
>>341541809
>i have nobody but myself supporting me
>did 5 years in the military
Retard alert
>pirated the following games last week: luftrausers, antichamber, rabu ribi, stranger of sword city, papers please, enter the gungeon, rogue legacy, stardew valley
>have fun with none of them
>>341542348
what kind of shitty country is this? do you live in a communist shithole?
>>341542348
Nobody cares about your poor country
>>341542550Germany
>>341542348
Property is cheap in rural areas, renting is popular in urban areas. It's pretty simple.
>>341541809
>did 5 years in the military
stopped reading right there
>>341542523
I pay $46 a month with Geico and that's with a car I still have a loan on. It's low because it's almost 100% mandatory for us Ameriburgers to have a car because everything is so far away and unless you live in a city with good public transportation there is almost no way to get anywhere.
>>341542629
damn, must be tough giving up your home for them poor refugees
>>341542805
must be tough getting shot by niggers and mexicans.
>>341542524
I hope you downloaded one game and played them for a long time before pirating the next.
>>341542907
It's a big country, there are plenty of places without them.
>>341542492
i dont get shit from the gubbament nigga
5 years aint shit
military cant even afford to pamper every vet who does their time
>>341542348
Well, it's certainly wiser, if possible, to invest in a house or condo because all of that money goes towards actual ownership that you can sell later if you decide to move. Apartment, on the other hand, is money down the toilet when it comes to long-term goals
>>341538802
about 1600 after taxes as an EMT but i live in the bay area. Barely making it. It hurts.
>>341542348
Most of America is probably far more rural than Germany, that's part of it. I bought a house and my mortgage is literally half of what it used to be when I rented in a larger city, It just makes sense if you have stable income - if you can sell your house for a decent price down the road you can make your money back hand over first and essentially live for free. Renting is money you will never see back.
>>341543120
Holy fuck, I had no idea EMTs were making that much in the Bay Area. I was hoping it'd be a lot more. What the fuck?
Where exactly do you live?
>>341543034
>i dont get shit from the gubbament nigga
and I'm sure you made a good salary in those 5 years for doing almost nothing either.
It's a fair trade off. If anything we pay you fucks way too fucking much. Joining the military should not be some fallback for failures in life.
>>341542907
The Midwest outside of Chicago or Detroit is a pretty amazing place, anon. That being said there are places in America that are essentially 3rd world countries so it kind of balances out.
>>341532815
>tfw 80k can't even afford close to a house.
Ah well 2bedroom apart in shit part of town is more than enough to sit in onespot and play videogames all day.
/r9k/ tier dude here (i don't browse the board, though)
>dumb uni student (so almost no gifts for good grades)
>earn 26 USD per week at family buisness, and my mother takes them from me to buy food and pay my PS4 (wanted to build a PC, but that would be harder: no places to buy new parts and the fear of fucking something up while building it)
>my mom never wanted to buy me an expensive console (it would distract me from school, she was right), so instead of my N64 i got a bootleg Dreamcast controller with NES games, then she finally gave up as i don't give her problems (no social life) so she first bought me a modded PS1, then the Xbox (i wanted a Gamecube first) and now the PS4 at my 24 fucking years
>there's still 5 months of payments for my PS4, and then Sony fuck me in the ass with their PS4 Neo bullshit, why every time i buy a console it dies? (the same happened with the PS1, then the Xbox hugh and now the PS4).
>only have two physical games on my PS4, a digital AAA game, an indie and DOA Core Fighters
>i'm grateful with fat Gabe for making a deal with OXXO, now i can buy Steam games for my 2010 Macbook Pro (my first and only computer, i fell for the Apple no virus meme)
>>341538802
$2,600 a month
>>341531831
You should cut back on the games you buy. I bought like a total of 3 games last year. I always end up going back to the same ones anyway so I just buy the ones I'm super hyped for. Wasting money on shit games you'll never play is a sinkhole.
>>341542224
I'm 26 with a clean driving record. That is the lowest I've been able to get a quote for. My sister has about $50 lower with a couple totaled cars though, I think it's a fair & just system.
>>341542328
It sucks, but it's only a temporary situation for me. I'll start making commissions soon or just go low voltage electrician if this doesn't work out.
>>341542348
Higher standard of living and cheaper monthly payments than renting if you don't move a lot.
>>341543598
>I'm 26 with a clean driving record
What car are you driving? I'm just not seeing how this is possible. There is no way it should be that high. I was at about $180 a month with Allstate and it went down to $46 with Geico.
>>341543119
>>341543153
I guess it makes sense. I also think the "house owning obligations" are different.
Usually when people buy a house here then it's a big one for multiple families so you have to rent them out. There are hardly any small houses.
>>341541213
How smart you gotta be for computer science? Been learning it through YouTube last couple months and thinking about studying it
I'm a student getting a interest free* loan while working a part time job. Every month they have a meeting thing where there's guaranteed free lunch, usually a BBQ. They also have free fruit like every second day.
Since I moved back in with my parents all my extra cash I make can be spent on video games yet I've only brought Das3 and that humble monthly bundle for Rocket league this year. I was tempted to buy Total War : Warhammer but shits $100 here.
I think I"m relatively rich compared to other students because of how cheap I am.
>>341543224
I live in San Jose area. It's bad 11.50/hr we get a lot of overtime and double time though. I work just transport though. Getting into 911 is difficult and their starting is not much better at 17.
>>341543936
Fuck man, be safe out there.
>>341538802I make 4000 MXN per month, those are like 212 dollars, i didn't knew i was that poor.
>>341542328
>free
Lol.
I've worked in europe Canada and USA and you would be amazed the difference in taxes desu. (at least texas v.s. Europe) also in the US your employer pays your health insurance in most cases, it's kinda like Canadian dental. Also sidenote living in Canada and having not been to a doctor in years (mainly cause i can't get one) AND STILL HAVING TO pay for it is a giant fuck you.
>>341543234
>and I'm sure you made a good salary in those 5 years for doing almost nothing either.
all that money set aside was wasted on trying to make peace with a family who only wanted my money
im an idiot for trying to trusting a person who didnt give a shit about me in the first place
i only worked for it for my possible future education (like most people who do their time)
having military time on your resume is always a bonus but its still not a guarantee like how some people imagine it to be
because there are people out there who actually detest you for wearing the uniform
not like i had a chance
i wouldve been just another dead junkie if i didnt
>>341543817
2003 Silverado. I was going to switch to a 2007 Hyundai to save gas, but insurance would've increased $50 just about negating any cash saved.
>>341543846
>Usually when people buy a house here then it's a big one for multiple families so you have to rent them out
Yeah in America you're not seen as a proper man by the opposite gender unless you move out into your own place at 18. God forbid a female do it though, they get a free pass until their mid 20's to live at home with no repercussions. A good majority of potential partners are eliminated if you still live at home as a male past the age of 20. Literally the entire "independent" thing started for the chasing of pussy.
>Work full time at a gas station
>Make $17k a year before taxes
>Make ejuice and sell it to locals on the side
>Make anywhere from $100-$300 a week from sales
>Tfw making almost $14 an hour with no skills in one of the most economically poor states in the country
>Live relatively comfortably
>>341544148
Thanks anon! I will!
>>341533705
He could be a manager or somebody else relatively high.
>>341544283
It's free. I mean I pay more taxes for it, but for me to be paying $200 a month in taxes towards the public health system, I'd need to be earning $106,000 a year.
I don't earn this. As such I pay significantly less than you do if I ever need to visit a doctor or hospital.
>>341535341
Do you live in the bay area?
>>341538802
$1500 after taxes. I have student loans. And I live with family but I have to chip in for some of the rent. Probably around $600 in mandatory expenses. Guess I can bank the rest for emergency or the occasional game.
>>341543926
For computer science, you have to be pretty smart (lots of math.) Though had plenty of classmates who only cared about programming, and just did the bare minimum in classes to pass. Presumably some of them went on to work as software engineers of unknown quality
>>341544338
>2003 Silverado
Do you live in the ghetto of Detroit or Chicago then? Those car insurance prices are literally fucking impossible, I'm sorry.
>>341534553
$350,000
I paid that for a 2 bedroom apartment in an area where druggies shoot up.
Fuck off.
>>341531831
how do you have access to beer on tap if you can't spend any money?
>>341538962
That's pretty low monthly payments. How much in loans did you take out? I've got something like $70,000.
>>341544629
Well sure, but just passing the cost on to other people is shitty.
Most Americans don't actually pay for their plan out of pocket either.
>>341544664
Suburb outside of Portland OR
>can't afford food
>Is still going to waste it on fucking video games
I don't have sympathy
>>341534912
Ohio here. Yeah, even suburbs near the city are pretty cheap, but I recommend someplace like Tennessee. That is where I vacation just because it is so beautiful there
>>341544910
>Well sure, but just passing the cost on to other people is shitty.
Why? Maybe that is how you think in America, but where I live it's normal to help people when they are in need of help.
>>341541271
What job
>live in Maryland
>houses in my area 350k+
>try to buy house with job that pays 80k+
>fuckin impossible
>rent apartment for 1250 a month
This life is war.
>>341544663
I'm a retard when it comes to anything more than multiplication, but I'll keep learning. Thanks for the reply
>>341537234
Damn, I used to work 36 hours for my half time job (normal hours) while also studying in college. I made $200/month, fuck Mexico. Now I'm busting my ass to be the best I can and go to the USA, live as modestly as I am now but making a lot of money.
>>341531831
I'm playing FF14 trial and have decided I want this game. Luckily, it's only $20 and $10 sub. So, I've got no job atm and 2 weeks to make $30. It sounds plausible enough but I don't know where to start. I'm considering trying to sell a few NES games or something but I don't want to see any of my vidya go.
I also realized I can't afford to smoke anymore so I started growing my own. Most plants have spawned 8 feeder leaves so far. They are about 2 weeks in from seed. Hopefully I can capitalize on this renewable resource in a fun and profitable way.
>>341544885
>How much in loans did you take out?
Only about $40k total. Granted I'm going to pharmacy school here soon so it'll end up to be around $250k+ in the end.
>BOO HOO FEEL SORRY FOR ME MY SITUATION IS THE WORST LOOK HOW DYSFUNCTIONAL AND DEPRESSED I AM LOOK HOW AWFUL MY LIFE IS
All of you, kill yourselves immediately
>>341545191
>help people in need of help.
Nobody is in need of help anon, that's just what you tell yourself to feel good while fucking over the middleclass cause they get less votes than you. Most states have medicaid for people who actually can't afford it. But a solution to "free" healthcare is is just to get a job.
>>341545591
*uppermiddlecass
>>341545548
You'd think that's what's going on here, but surprisingly it's not entirely all of that.
>>341545548
quality post there anon here's your (You)
>>341545591
Everyone in the country I live in is entitled to free health care regardless of how much money they earn. People who can afford it can pay for private health care if they want to.
I fail to see how this is a bad system.
>>341545548
But it's not like that. This is just a thread about poorbros. Why would anyone seek sympathy about this situation through anonymity?
>>341544208
I feel you, I used to make $3000 MXN working 36 hours a week. My aunt from across the border told me how much she was making working at McDonalds and how many hours she worked and I got really jealous.
>>341545824
>I fail to see how this is a bad system
Quality of healthcare is not regulated as harshly as it is in USA. If I were gonna have some super meticulous surgery to repair my retina or reattach a limb I'd much rather have it done in America.
>>341541331
It's hard bro. I was NEET for 3 years and just got a close to minimum wage job last month. I have a pretty good work ethic so I think I can stick with this company for awhile. Seriously, the other people you see going into some interviews is just trash. Wearing baggy jeans and tattoos up the ass. They just do the interviews so they can keep getting unemployment benefits.
This job I'm working doesn't pay that well. It can be a little stressful(customer service shit). But on the slow days, I have enough down time to play my vita.
>wisconsin
>live in the city
>all the cheap houses are the ones that are super run down and are in the ghettos
yeah nah, I'm fine with this shitty apartment that i share with two of my friends for now
>all these people in debt
Jokes on you, I went to trade school and paid it all in cash, making $65k a year. I'm 29 and already have $110k~ in my retirement slush fund. Recently switched to a new financial advisor and I'm up around 15-20% for the year so far. Just save money up early in life then coast the rest of the way. I only maybe buy vidya once a month, but don't eat out very much. And I have a smart phone that I got from my employer so I could do my job, and I cut cable.
>>341546074
The quality of healthcare where I live is ranked higher than it is in America.
Mine is ranked 18 in the world, Americas is ranked 37.
>>341545824
>everyone is entitled to free health care.
False you just said everyone making ovwr 106,000 is paying more than some dude on a cheap premium in the USA. So no, poor people are just "entitled" to working folk footing their bill. You can pay for private but you don't get your money back from gov (i assume) so you have to pay twice.
Ofc idk where you live, but here in BC I'm not entitled to shit, because despite paying taxes, i can't actually find a doctor and I'll die on a fucking waitinglist for surgery. I can't afford private in here, but in the states i got top notch quality from my employer, like i do dental and "extended" medical here
>>341546074
I don't think he lives in the fucking soviet union or mexico anon
>>341546248
If you have $110k in a retirement fund why are you cutting costs? I'd say you're pretty well off. Buy me FF14.
It's already been said, but it can never be said enough.
>hurr durr why u poor, I dun understand where u money go
>I bought a house in the middle of bum fuck nowhere for a sandwich and a handshake using shared income
Fuck off retard
>>341532815
Nigga I have that TV
>>341541213
I really fucked myself in college. Went for an applied math degree and cannot land a job to save my life. I should have at least minored in CS or something.
>>341544629
I bet you have PS+ for the "free" games too :^)
>>341545845
The weird thing is that i don't feel myself that poor. I can afford my basic stuff and even eat junk food whenever i want, so, maybe gringos aren't as good with finances as they think. Or maybe food is cheaper here.
>>341546543
So I can retire early. I put more money in it earlier so it can grow and compound. $100 in an ira gaining 10% a year is worth more in the end if you put it in now rather than in 10 years.
>>341546464
>People aren't entitled to live because they cannot pay for it
That is why Americas health system is shit.
When a health system puts profit before treating the sick or injured, it's a bad system.
>>341546654
I pay less than you and get significantly better treatment :^)
>>341545548
Here, (You) whore.
>>341546248
>Jokes on you, I went to trade school and paid it all in cash, making $65k a year.
That's it? I gathered up about 30k in student loans and make almost double that just starting out. Buy whatever the fuck I want, put a shit ton into my 401k and IRA, and still have a fuck ton left over. Gonna pay off this loan whenever the fuck I want because the interest rate is super low and I'm in no hurry to pay it off.
I think I'll be ok Anon
I recently lost my job
Right now my significant other is paying rent and we're barely getting by, don't know how I'm going to pay for internet
Car got towed can't afford to get it out the tow yard
This is the poorest I've ever been it's terrible lol
I really want overwatch, robo kirby, and bravely second
Hopefully Ill get a job soon
>>341543379
>having mommy buy you consoles at 24 years of age
When was the last time your parents bought you video games? Excluding birthday and christmas. I didn't even ask my parents for anything last year.
>>341538802
Jack shit.
>>341547151
I just ask my ma for socks when she asks me what I want for Christmas.
They're always dank socks too.
>>341540327
Here, i have (You)'s to spare.
And, about your post, mexican supermarkets don't give free samples since the early 00's, i think. So that don't work for me.
>>341547151
The last semester, when i didn't fail any class. But in my defense, it's actually my money, she take it from me. She says that she's manages money better.
>>341547257
Pretty good idea if you live near a Costco as long as you aren't paying for gasoline.
>>341544637
Not him, but I live in SF, inside the actual city and houses usually run from $500,000 to $700,000 for the norm. Rent outside of the busy districts is about $2000 a month for two bedrooms. Tbqh I'd rather live in a fly over state and have an abundance of disposable income than live in a "nice" area and have fuck all. I would move but too many connections and careers here.
>>341547234
lol, I'm better because I don't mention shit that I want.. instead they just spend whatever money equivalence on moar socks. You're weird, bro.
>>341546795
I honestly don't understand how people fail to grasp this.
Medicaid provides assistance to poor people. Insurance is provided by your employer in most cases, if not premiums are fairly low for young healthy people (well obamacare fucked some of this i think, have been up north for a long time) . Companies trying to make a profit have more of an incentive to provide good service for competitive reasons, government has no such incentive, and has to deal with the incompatible demand of less taxes and a better system. As a result it's a fucking joke here. I should probably just start driving to seattle for care.
Nobody is dying in the streets because of private healthcare. Only complaint are people bad with money management who would just fuck themselves over in other ways elsewhere. Seriously the virtue signal is strong in you.
>>341547705
And the country I live in, which has free health care for everyone has a much better health care system than America.
How are you failing to understand this? The treatment where I live is both free and a lot better than the treatment you would receive.
>>341546659
Yeah, it weirded me out too. With the money I was making I could feed, clothe and transport myself okay. I stopped working there 5 months ago because It was interfering with my studies and I still have some of that money saved up (thankfully I didn't need the job nor I needed to pay rent), even after months of Blu-ray collecting which can get pretty expensive.
>>341547916
Objectively wrong mate. Where do you live?
Us pretty much has the best healthcare in the world, especially at the upper end of the spectrum.
>>341547916
for the love of god.
healthcare isn't free.
Canadian single payer system is more efficient at allocating resources then a for-profit system. that's it.
everybody pays for healthcare. healthcare doesn't run on sunshine and cupcakes, it runs on cold hard cash. you either pay for it in taxes or you pay for it in insurance.
>>341547135
I lived without internet for a long time. Go to your local public library to leech for your weekly anime fix.
Hack your 3ds.
>>341548041
Does pretty much best = ranked #37 in burgerland?
>>341548261
>Does pretty much best = ranked #37 in burgerland?
RANKED BY LITERALLY WHO?
Panjeet and his poo-in-loo crew?
>>341547621
>But in my defense, it's actually my money, she take it from me. She says that she's manages money better.
Don't be a cuck.
Both of my parents are terrible with money. But I guess that's why I'm good with it. Growing up poor and knowing what not to do.
