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>Been paying premium for years >suddenly game is only on
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>Been paying premium for years
>suddenly game is only on steam
>another 10$ bucks, oh well
>Don't have any way to purchase something from steam
>Can't play game anymore

t..thank you bethesda, I didn't want to play the game anyway!
>>
>he doesn't own a credit card

OP confirmed for 13 years old.
>>
>>320435049
Get mom to drive you to GameStop and buy a Steam Wallet gift card.
>>
>>320435049
Buy a steam card, stupid
>>
>>320435049
MODS MODS MODS

We need an underage ban on OP, please!
>>
>>320435148
Believe it or not having a credit card is not a thing over here at all.

Murricans have 50 I pressume, but we don't.
>>
Get your $10 and buy Reflex instead.
>>
>>320435148
OP confirmed for retard. Even physical steam cards are ridiculously easy to come across. Grocery stores, online stores, gas stations, and places like gamestop and bestbuy stock them.
He doesn't even need a card if he doesn't have one for some reason
>>
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>>320435049
>Don't have any way to purchase something from steam
Are you fucking kidding me? Need to be 18+ to post here.
>>
>>320435285
>Buy a steam card, stupid
Never heard of it, gotta look into that.
>>
>>320435049
>plays outdated as fuck game
>doesn't have a credit card
Man, I really hope I don't end up like a manchild too.
>>
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>>320435328
Even 10 year olds got debit cards or whatever they're called in Norway. Just use that. Do you always use cash?
>>
>>320435049
I don't believe you. If you were premium how did you miss the switch? It took like a whole year.
>>
>suddenly

If you installed it when it came out, you would have the game for free
>>
>>320435328
Debit cards are a worldwide thing though, ask a bank for one.
>>
>>320435393
>gamestop and bestbuy

There is no such thing in my country. Do murricans really believe there is only one country on this planet? Way to call others retard.
>>
>>320435049
It was free for years, and you never logged in from the steam version? Bullshit.
>>
>Still playing quake

Grow up, anon. Everybody else did...
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>>320435049
Get a fucking paypal or something you moron.
>>
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>>320435628
European here. I'm with america on this one. You seem fucking retarded. When that's the case it doesn't matter where you're from.
>>
>>320435049

It went to shit months ago.

Starting with a chosen weapon in FFA, making strafe jumping easier for noobs... They even changed the voice of the announcer to some faggy wimp.

It's like they want people to hate this game. Every decision they make is thoroughly retarded.
>>
>>320435328
Credit cards are objectively better than cash as long as you have the self control and willpower to never overdraft.

Also the average in america is 2.6 credit cards per adult, usually one for regular use, one for savings (for big purchases like cars or mortgages), and possibly a 3rd for a business account
>>
>>320435328
Which country are you from? I live in one of the worst, if not the worst, shitholes in latin america and many people here has one credit card. I myself have one.
>>
>>320435537
It's almost like this is a shitty bait thread.
>>
Do you live in a jungle or something you fucking redneck savage
>>
>>320435551
Sorry that I didn't assign my life to observing Steam news. 24/7
I havent played the game in ages, just recently found out about the jew move.
>>
There is no profit in this.
>>
>>320435628
Aussie here, clearly you could figure out that he just means, "your national video game chain" when he says Gamestop. Why you gotta be such a dense fuck?

>huur wut is debit card?
>hwat is PayPal?
>ummm what is Steam Card?
Grow up and figure shit out for yourself.
>>
>>320435328
Get a Neteller card, I've had mine for almost 6 years
>>
>>320435628
Nigga, where do you live? Whatever game store, or even big entertainment store, you have will have them. Also, as everyone says, if you're a normal, functioning adult, you would have a debit card. How the fuck did you pay for it before?
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>>320435049
>wah wah I live in a shithole
If you have enough machine and enough Internet to download Steam at all and post on this board then you have plenty of money and access to acquire some form of electronic payment. Even if you just need to order a prepaid card over the fucking mail.
>>
>>320435724
I think they changed some of those back in this version.
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>>320435940
You were paying money for it, dumbass. And now you're a poorfag who can't afford ten bux. Everybody hates you and you should kill yourself.
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>>320435649
Why should anyone that had the "normal" launcher version even get the idea to check if there is a steam version at all? It worked fine.
>>
>>320435940
I guess you've never played quake because when they released it on steam, they changed the entire game. So fuck off you retard.
>>
>>320435772
>Also the average in america is 2.6 credit cards per adult
What the fuck. I have one debit card, fucking one, and it just links to a debit account with my savings locked away behind a number username and password, so that if I lose my debit card first thing I can do is pull all money from the account back into my savings (takes like five seconds on my phone) and if it's stolen they have nothing to work with. Why would you carry a card directly linked to your savings?
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>>320435628
You sound retarded and underage
You're probably from some shithole too, seeing how you're ashamed to reveal the name.
>>
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>>320435049
>premium
i've never seen the point of this
reflex is better anyway
>>
>>320435814
Having one credit card != having a credit card who works on Steam, I also have one credit card but tis for purchases On my country, and in order to get one who let's you buy on Steam you have to pay some crazy bills.

It doesn't worths.
>>
>>320435950
Not him but my third world country doesn't have things like Steam cards, not even the big chain stores.
>>
>>320436054
You prolly didn't pay for it before. I did, like 300 bucks worth. And you think I'm just being poor if I don't want to give them the extra 10 bucks for this ass move? Or better said get a credit card for that shit. Fuck you and fuck your family.
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>>320436265
>credit card
>linked to anything else at all
ITT: we find how many actual children and literal retards are on /v/
>>
>>320436351
It was before f2p games were funded with cosmetics
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>>320436469
Paypal negro
>>
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>>320435049
What the fuck, it costs money now? I played it before, and it's still in my library, but I didn't pay for it.
>>
I'm calling it, OP is from Moldova is ashamed because of living in a place where there is village rapists
>>
>>320436202
I don't even get what you are saying, did that make sense in your head?
>>
>>320436493
You know what I mean animufag.
>>
>actively not wanting a credit card
I didn't realize there were still people like that. Unless you're such a fag you can't handle paying it off at the end of each month, in which case better to deal with your poor impulse control I guess, there are nothing but advantages.
>>
It's getting cold, isn't it?
>>
ITT: places outside of capitalist pig-dog america don't exist

captcha: select all images of limousines

>heh
>>
>>320436493
>implying I cant just steal your card and buy shit
>>
>>320436687
what if i told you there were reasons not related to convenience or credit rating for not wanting a credit card?
>>
>>320436481
>I paid 300 and would continue paying if I could
>how dare they ask me to pay 10 when I could be paying 5 every month for the rest of my life

Holy shit you're retarded
>>
>>320436673
No I don't know what you mean. You responded to
>average American has 2.6 credit cards
with some shit about bank accounts. Those have nothing to do with credit cards. Part of the entire point of a credit card is to insulate any other accounts you have.
>>
>>320436640
if you had it installed when they made it paid or paid for premium at some point you will get it for free
>>
>>320436535
That's what I do, but often I would like to pay for my shit W/out having to jump throught so many loops.
>>
>>320435049
>Don't have any way to purchase something from steam
This website is for adults.
>>
>>320436351
actually this.

>or play CPMA on a quake 3 install
>>
>>320436640
I know right, imagine how thrilled I was after supporting the fuckers for years on end with roughly 300 bucks.
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>>320436469
Are you sure you aren't confusing a debit card with a credit card? To be fair not every credit card is enabled for international purchases.
>>
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>>320436854
>what if i told you there were reasons not related to convenience or credit rating for not wanting a credit card?
Picture related.
>>
>>320436741
yх кaк cвинья пopвaлacь
>>
>>320436908
well whoopdydooo then, that makes it completely ok!
>>
>>320436648
When they released it on steam they added loadouts and nerfed the lightning gun and rail. If you actually played the game you would know that.
>>
>>320436923
Register debit/credit card once, pay with your email address and a password forever
wew that was hard
>>
>>320436869
>literally the entire point of credit cards is to make money off morons
>>
>>320436869
You didn't even read the post I replied to. He clearly said that Murricans generally have a credit card with all of their savings on it for large purchases. My point was, why the fuck would you do that? Even keeping savings in physical money is stupid, as I said I have everything virtually, locked behind an access with my bank. And our banks don't fuck people over or randomly shut down.
>>
>>320436908
>>320436967
This seems to have been really badly handled. Anyone who's spent money on it in the past should, obviously, get it for free on Steam. I just tried it out for about an hour, and then forgot I had it installed. I've been meaning to get back into it, guess I'll count myself lucky.
>>
>>320437001
don't really know what I was expecting

>that pic

>fukken saved
>>
I was gonna gift you it, but if you're too retarded to go the store and buy a card for Steam, you don't deserve it. Go fuck yourself OP.
>>
>>320436687
I think you shouldn't acquire a credit card unless you need to buy regularly something you can't pay with cash or a debit card.
I only got mine when I decided to start using Steam. I only use it for international purchases like games or books I cant' find in my country at a reasonable price.
>>
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>>320436804
>implying I don't have chip+pin
>implying my bank isn't on the lookout for suspicious charges as well
>implying I don't just report it as being stolen and then all the charges aren't my problem anyway, so why would I even care
Must be 18+ to post on 4chan kid.
>>
>>320436908
this is such horseshit

I still have my legit copy of quake 3 (and team arena)

wheres my free uprade you fuckers
>>
>>320437241
If he went to the store and bought a Steam card, why would he need you to gift him it?
>>
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>>320436351
>Reflex

God I wish I could look past the shitty ass celshade look but I can't. After Warsow they ruin another perfectly fine game with this eye aids.
>>
>>320435049
>not having the game in your steam library before it cost money
>not getting it for free
i bet you dont even know how to strafe jump
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>>320436993
Anon, my payroll gets paid on my debit I think o know that credit and debit is

>>320437114
I've tried several times to get my Debit account binded to my paypal but my country is so shitty that it doesn't allow it for some odd reason so to recharge my paypal accout I have to go throh some retarded ass loops, anon not everyone live on a privileged country like you.
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>>320435049
E-mail whoever the hell makes the game and explain that you've been buying into it for years now
Who knows, maybe they'll throw you a bone?
>>
>>320437351
We're talking about quakelive grandpa
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>>320437467
Ask for a Mastercard or Visa debit card you moron. If your bank doesn't support either one, find a bank that does.
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>>320435772
>as you have the self control and willpower to never overdraft.
why do so many successful people talk about how they "ditched their credit cards" then?

maybe credit cards are a bit more tempting than you give them credit for.
>>
>>320437313
Do americunts still use magnetic strips ? In yuro chip+pin has been the standard for the past decade
>>
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>>320436860
>and would continue paying if I could
I never said that and I don't think that at all. Especially after I've seen what they did to the game. The announcer and the "hold space to strafe-jump" would be enough to wanting my money back, son.
>>
dis nigga live in Detroit or some shit
>>
>>320435049
Previously paying custmers can get it for free by emailing Bethesda support
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>>320437584
yes.

where is my free upgrade to premium? I don't want to have to pay for the privilege of setting up a listen server, THAT I COULD ALREADY DO AT THE TURN OF THE FUCKING CENTURY

keep up, sonny.

>get off my lawn
>>
hold up
they removed linux support when they moved to steam?
why in the fuck?
>>
>>320437709
Some things are so ingrained into people's brains that they refuse to remove certain outdated technologies.
See: Japan and fax machines.
>>
>>320436945
>two pickup games a week, everyone else is a master of the genre
>>
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Alright, let's ignore OP's retardation and third-world shenanigans for a minute.

OP, you purchased a game by Bethesda. And you got screwed over.

You complaining about that is like saying "wow I was messing around with fire and got burned! Broken heat mechanics!"

All the "America is so privileged" bullshit you're saying is just icing on the cake.
>>
>>320437615
>Ask for a Mastercard or Visa debit card you moron

How many times do I have to say It, I own a fucking Mastercard that only allows me to buy whitin my country, if I want one to buy on Steam the bills would be retardedly hihg, to put it blundly What I save buying games on Steam the bank would take it.
>>
quake is dead though

if it were popular and had regular lans with 1 million viewers maybe i would start playing it

gaming is more than gameplay. it's a social movement.
>>
>>320437241
OP here thats a nice sentiment, but on the other side I never heard of a steam card.
>>
If you had downloaded it on steam while it was still F2P, you would have a free copy like me.
>>
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>>320435328
>adult male
>not massively deep in crippling debt

Holy shit bro, are you gay?
>>
>>320437241
To be fair I doubt you're in the same geographical zone as OP so probably you can't gift them the game in the first place.
>>
>>320437435
logic/10
>>
>>320437919
What he's trying to say is get an online card the ones where the numbers are stamped not engraved. But they charge extra for it, and i don't thing its worth it just because of steam
>>
>>320437964
>viewers
Why? Why do you care?
>>
>>320437182
You're misinterpreting him, as you'd clearly realize if you knew the first thing about credit cards. They don't have "money on them", they aren't linked to accounts. They can have different credit limits though, and it can be useful for rewards, accounting, safety, and organization purposes to have different cards for different categories. A lot of people have a low limit "daily driver" card with a relatively low credit limit (one more layer of safety in case something goes wrong) and favorable purchase features (rewards for common stuff for example) and such for use in normal every day purchasing. Then a separate card or two with different features for rare, sometimes high limit purchases. I've got a card with a $1k limit for example that is easy to maintain and I use in general, but I've also got a card I keep locked at home with $15k limit for rare major purchases and one for traveling. Even with chip+pin I don't need to carry around a $15k card normally (I know other people have much higher limit ones on them all the time).

In no case though does any of that have to do with banking (which I do at a different company entirely). In fact I don't even bother with a savings account at all, I have a couple of high yield checking and a few brokerage accounts instead. I used to have a savings account but found the yield to be shit and it to be overall entirely pointless at this stage in my life. I try to keep about $30-40k in my checking accounts and my brokerage ones take the remaining $600k or so. Keeps things straight forward, gives me some buffer, lets me respond more quickly if I see oppotunities and makes it easier to do taxes.
>>
>>320437467
>so to recharge my paypal accout I have to go throuh some retarded ass loops,

OP here, same shit I tried to set it up once, took a few weeks and then rejected. Never again.
>>
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>>320437919
That's not how a Mastercard works. See this shit? This means Steam accepts all Mastercard. Have you even tried to use your card on Steam?
>>
>Don't have any way to purchase something from steam
Does your 3rd world country run on the barter system or something? Get a job retard
>>
>>320438212
That's what i'm saying but he's from a developed country so he wouldn't get it.
>>
>>320438059
Not everyone is a gringo buying forty 50" flatscreen TVs, fifty two-storey houses and sixty cars he/she doesn't need.
>>
>>320437528
I've done that, no dice.

Hello,

Thank you for contacting QUAKE LIVE Support.

"With the latest update, all users have full access to the features included in QUAKE LIVE. This includes the ability to host matches and find other players through the Match Browser, as well as features available from Steam such as access to Steam Workshop, Friends, and Achievements. If you have downloaded QUAKE LIVE through Steam in the past, or were a subscriber while using the standalone at the time of the update, you will have the new version in your Steam Library at no extra charge. Otherwise you will need to purchase QUAKE LIVE.

As a result, QUAKE LIVE no longer supports subscriptions, and all future subscription renewals have been cancelled. Please note that no stats, friends, awards, or clans were transferred from before the update.

The QUAKE LIVE Support Team
Sasparillo"
>>
>>320438336
homosexual uncircumcised libtard confirmed
>>
>>320437910
I don't know what you are saying here, sorry.
>>
So OP, you gonna tell us what shithole you live in or not?
>>
>>320438250
>but I've also got a card I keep locked at home with $15k limit for rare major purchases
See this is what I'm getting at. Why have any physical card for major purchases that you have to lock away? Still always a chance of losing it or it getting stolen. If I want to make a big purchase I go online, transfer a large sum to my debit account, authenticate the transaction, then I can just use my one card.
>>
>>320438309
They have to be online card retard
>>
>>320438336
Not everyone is a dirty mexican praying to a giant statue that you don't get killed everyday by some fag that thinks you're ugly either.
>>
>>320438557
Oklahoma
>>
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>>320437709
>Do americunts still use magnetic strips ? In yuro chip+pin has been the standard for the past decade
Chip officially rolled out in November I think. Or more accurately, that was the big deadline after which any merchants who don't support chip no longer get any insurance against stolen card use, which is a BIG INCENTIVE and might as well make it "required" even if technically they could continue to just use magnetic strip. Everyone should have got replacement chip cards in the last month or three (or earlier in the year, depending on expiration date).

Although in a classic bit of Amerifat retardation, a lot of providers (though not all) decided to go with SIGN+chip instead of pin+chip, so you still have to do some shitty scribble that nobody ever checks thus destroying much of the security. But some a pin+chip so that everyone can be nice and confused about what is needed. Also some of the new terminals support NFC payment (Google Wallet, Apple Pay etc) but then the retailers purposefully disabled it so they can try to get you to give them your bank account instead so they can harvest lots of extra information on you and you're on the hook for any fraud.
>clapping intensifies
>>
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>>320437075
>>320437221
yeah it was handedly pretty badly basically bethesda is dropping support so they dump it on steam with workshop etc there is only a skeleton crew working on it now
>>320437413
i like the way it looks but it's really up to the mapper an how they use assets available other reasons are how fast they can make assets and also a lot of feedback about visibility, it's still got a ways to go though
>>
>>320435475
Got any sort of gamestop equivalents where you live?
>>
>>320438702
HOLY SHIT. SPOILER THAT YOU FAGGOT.
>>
>>320435328
>what are paysafe cards

>what is a debit card and paypal

Nigga please, get to the nearest petrol station and buy a fucking paysafe card for 10 etopian dollars
>>
>>320438336
I'm just going to laugh at you filthy mexican peasants from the 52nd floor of my ridiculous house.
>>
>>320438250
give me some money you bourgeois motherfucker
>>
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>>320438487
>He's circumcised

Aahahah oh lawd I forgot murricans are jews. How is that dry dick going for you?
>>
>>320435049
QL was gifted to everyone who played it when it was f2p.
Get fucked.
>>
>>320438787
Well something like best buy for electronics, maybe they got one. I just never had to because I buy games in the store or pirate the shit out of them.
>>
>>320437241
steam cards aren't available in every country you fag
>>
>>320438575
Because a credit card is still safer. Theft is an utter non-issue where I live, period. It effectively never happens ever, and even if it did it again wouldn't matter because it'd be immediately utterly obvious and I'd just report it and that'd be that.

But sometimes major purchases go wrong, just like anything else. At which point if you've used a debit card/direct debit of your bank account it is now your job to try to get your money BACK, and if things get nasty you may be shit out of luck. Whereas with a credit card, well it's the same as any other credit card purchase: I dispute it and it's THEIR job to prove things to my credit card provider, who are big, scary monopolist assholes that also happen to be on my side. They're delighted to fuck over merchants at the slightest excuse which is bad for society in some cases but works out great for me.

Finally since we're also talking about Americans overall in general, it's worth noting that while I have enough liquidity to be able to outright finance a lot of significant purchases myself, some people use the credit card as a convenient way to split it up across 3-4 months. If you have good credit and a good card it's not even that pricey and can be vastly more convenient then the paperwork of getting a small loan at reasonable cost.
>>
>>320439192
P A Y S A FE
A
Y
S
A
F
E
>>
>>320438487
>only libs dont let kikes chop their penis
wut
>>
>>320438893
nah that's incorrect, it was gifted to everyone that had the steam installation, which practically no one ever thought about that had the normal launcher version since start of QL. Like for years on end.
Get fucked
>>
>>320438627
Nigga, even Mexicans have access to what op deems impossible to get.
>>
>>320439393
In other words they calculated that the vast majority of the user base gets to pay them another 10 bucks.

>Our game is really free now except for the fuckers that supported it for years te he

Clever girls.
>>
>>320439659
do you even realise how retarded you sound?

mexico literally shares a border with amerikkka
>>
>>320438841
No, particularly since I'm not even that well off. If you don't have at least a couple million stashed away by the time you retire things aren't going to be too fun and I've got a long ways to go still. Remember this is Amurikkaa, depending on where you live cost of living and health care and such is probably a lot less.

Also, I'm only in my 30s. Even the minimal safety net USAistan has right now I'm expecting to be entirely gone by the time I retire as the baby boomer bastards drive that straight into the fucking ground, plunder it all and leave us with nada while they all go and die of old age before the shit hits the fan.
>>
if you paid for premium, they'll give you a free copy of it
>>
>>320439659
OP here just checked no steam cards over here.

Thank you all for the faggots tho, have a nice evening.
>>
>>320438487
>Circumcision

Ew. Why americans allow that? it's a barbaric religious practice, no different to wearing a burka.
>>
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>>320439838
nah they don't >>320438431

They fucking should tho
>>
>>320436469
where the hell do you live?
>>
>>320439903
just use paypal u fucking fag lmoaing at u familia
>>
>>320439792
yeah, i couldnt bear to retire with less than 4 houses and a yacht

seriously though

I'm a qualified tradesman working in a pretty niche field, i inherited half a house, but the way things are going, im still going to be in crippling debt by the time im 30 (4 years away).

Was your dad just richer than mine or what?
>>
>>320437738
>jumping with space

Come on now...
>>
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>>320438792
>>
>>320435971

Saw that as nutella card
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>>320435049
>$11 for what was a free game
>a free game that is now owned by bethesda
called it :^)
>>
I think OP lives alone in an island in the middle of the ocean. He got his computer from a chinese container lost in the middle of a shipwrecking (that's why he only played Quake Live, a free game), stealing the internet from the wi-fi used by luxury cruisers near him.
>>
>>320440172
I didn't have anything man, I have no idea how you think "4 houses and a yacht" or anything remotely close could possibly come out of such a tiny amount of money while still leaving much leftover. I'm dealing with elderly parents/grand parents now and if you haven't looked at what medical care costs, particularly a nursing home (which all of who last that long probably will need in our final years) then you should because it's fucking scary. If you live somewhere that's pretty cheap then great, but I don't live in a big city and the future still worries me. One major accident for me and a few hundred grand would disappear in a BIG hurry. I keep my expenses as low as I can and I've been diligently putting money away and investing it for nearly a decade now and I've only managed to get this much, if I'd been a bit more aggressive/smart investing it should have been double and I'd be a lot more comfortable.

If you're counting on the government bailing us out when we're older, well, I don't like the way things are looking right now
>>
>>320440218
strafe-jumping while simply holding space is a thing now. Don't believe me? Check it out, it's hilarious.
>>
>>320437641

It's not that you can't be successful without a credit card, it's just that you can be more successful if you know how to use credit cards to your advantage and not spend money you don't actually have.
>>
>>320440269
dat looks kinda neat
>>
>>320435148

I'm 25 years old and I don't have a credit card because credit is literally the work of the Jews. I pay with cash or, surprisingly, I've bartered for some stuff.
>>
>>320440789
Several million dollars = 4 houses and a yacht

It was just a joke. I've got no family left, so I'm lucky I guess?

What do you do, by the way?

>counting on the government
yeah, maybe to sell more shit out from under us
>>
>>320437641
I don't know anyone well off who doesn't have a credit card, in fact they usually have the best credit cards because they get super low rates, attractive perks etc. Like any tool it can be misused, but it sounds like you're getting taken in by marketing or by some strategy for people with poor impulse control. Now, if you know that you do have poor impulse control then sure, there is absolutely nothing wrong with just staying away from temptation. It's adult to know your own weaknesses and deal with them. But if that's not the case it's silly to give up a valuable tool, and you can do things (like purposely go for a super low limit, like $500 say) that'll give you some of the bonuses with less risk as well.
>>
>>320440605
It was a scandinavian cargo ship, but other than that it's spot on!

Nah truth is I never had faith in online banking of any sort and never needed it. This is literally the first time I need it, and I simply cvant be arsed, especially considering its such a dick move to let people pay that supported it financially for years on end while other got it for free.
I even mailed them a picture of my of my 2 copies of Quake 3 and they plain didn't give a fuck.
>>
Notice how op refuses to say what country he lives in? It's because he knows he's fucking wrong, but if he never explicitly states his country you technically can't prove him wrong
>>
>>320441137

>bartered

Gypsies on /v/
>>
>>320441475
I traded an old cable drum for a haircut once!
>>
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>>320441451
Aint I not a clever girl? ^_^

Why would I give a fuck about you kids "proving" me wrong. The point is somewhere else. If you say what bethesda did is A'ok then I have bad news for you son.
>>
>>320441475

I live in a rural area so people still do that. In America, by the way. Not a gypsy either. Move out of the city.
>>
>>320441538
made me laugh more than it should.

Fun story, most of my cloths is from a humanitarian organization. They have good shit now and then. Also got a 7k+ leather couch from there, looked pretty brand new. rich fucks throw away everything.
>>
>>320441730
They did the wrong thing, but it's not because you're too much of a fucking retard to purchase things on Steam, that's for damn sure.
>>
>>320441286
>Several million dollars = 4 houses and a yacht
No, what it really means is "an extra $40-60k a year in safe income after you retire, plus something to pay for permanent nursing care in your last few years once you can no longer pee by yourself." You shouldn't count on getting more then 2-3% if that once you are no longer playing the risk/growth game but rather going for safe, steady returns (stuff like AAA bonds, maybe a little of a conservative basket of blue chips). Once you start drawing on principle rather then interest it'll dry up pretty quick. $40-60k is perfectly decent living in a more rural area but it's not exactly jetting around the world either, even before starting to consider things like the prescriptions we'll start to need in the 60-80 range when we're still plenty active but age is starting to catch up. Unless tech fixes that I guess, which would be nice but I'm not going to build my future around it.

>It was just a joke. I've got no family left, so I'm lucky I guess?
Well, yes and no. I mean, I get along great with my folks and I love them, they worked hard to help me in the past, so I don't regret that. But it is both a bit scary and sad to see something like dementia kick in and the person you once knew sort of fade away. Is that good, bad, character building, good experience, or what? I don't have any answers.

>What do you do, by the way?
Probably unsurprisingly on a site like this I work in IT. Only startup I was ever part of bombed though, no quick riches there I'm afraid though it was a good experience and I don't regret doing it.
>>
>>320435628
Confirmed for being from an unimportant backwater. How did you get video games again? Please, go back to starving now.
>>
>>320441730
You're acting as if the game is impossible to access now, when it very clearly is not
>>
>>320441995
In truth there is only online banking over here to purchase shit on steam. And I don't have any because I dont "believe" in online banking of any sort. Call me old fashioned but I like having something in hands when purchasing anything.
I'm not entirely sure about steam cards but as I said I will look into that, and then decide if I really want to give those sons of stinking whores more money.
>>
>>320442270
>over here
Where is that exactly?
>>
>>320442187
no I don'T, I "act" as if its pretty darn sick to charge some people for the game and some not especially when most of those were the ones financially supporting their shit ass game for years.
>>
>>320442372
some place in europe
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>>320442534
What country, specifically?
>>
>>320442601
Why do you even care, thats not the point.
>>
>>320442713
The point is that you're a moron.

Did Behesda do a shitty thing? Yes.
Are you still a fucking retard and getting called out for it? Yes.
>>
>>320442270
>I like having something in hands when purchasing anything
>wahh I can't buy something on Steam!
>also I paid a premium subscription for virtual shit

You're one contradictory dumbass.
>>
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>>320435328

>Do 30 minute research on diffrent reward cards. Pick best one.
>Always pay off in full.
>Enjoy an extra $150 every other month.
>And excellent credit score.

As long as you treat it like actual money and don't run up a tab you can only benefit from having a credit card.
>>
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>>320441031
they added skellingtons in the last update ingame (and mutliplayer) editor is the shit
>>
if you somehow dont have a debit card or a big chain store near you that sells steam cards, buy a prepaid credit card, they work on steam
>>
>>320436804
yeah, not gonna happen

my card was skimmed and the idiot tried using it in another state at a gas station, usaa caught it within the hour and I wasn't held responsible, card replaced, etc
>>
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>>320441996
Well, I'm relieved that you're not some asshole exec that was born rich, DESU. It sounds like you're planning retirement for like 6 people so yeah, if I had even one million dollars I'd retire like, tomorrow. But I don't plan on ever being old and infirm enough to not pee by myself. If it gets to that stage, I'd just fucking kill myself. BUT, like I said, no family, no dependents. The worst thing about that is no safety net. There's no-one I can call at 3am from a police station saying "i fucked up, pls halp" except a court appointed lawyer.

At least I have my health.

OH GOD I'M SO LONELY
>>
>>320442713
Because chances are you're full of shit and underaged
>>
>>320443336
did you just imply that the editor was multiplayer?

holy fuck

why am i stuck at work when i could be building sweet sweet mapz with my flatmates
>>
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Why don't you just play UT? It's the same shit but better
>>
>>320435049
>never had a job
>making $1600 abusing copyright a month and i started 5 months ago
>haven't even left my house in 3 years

if this is what "being an adult is" its a fucking joke
>>
>>320444009
yeah you can make maps in game with other people and switch between editing and playing on the go
>>
>>320444090
>implying i can circle jump in UT
>>
>>320435049

How does this shit work? Since I got it on steam while it was free do I have to pay to play now?
>>
>>320444153
adult =/= autistic manchild
>>
>>320444153
>abusing copyright
You what?
>>
>>320444261
You can still play it for free
>>
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>>320444161
UNH
>>
>>320441137
>credit is literally the work of the Jews

Anon you sound like a fucking retard, there are no fucking downsides to getting a free credit card from your bank, one with no fees and a reasonable limit. If you have shitty impulse control and you'd rather blame the Jews or the card for it then you're retarded.

Credit cards are amazing for convenience and online purchases if you use them responsibly IE don't fucking buy something on credit if you don't have the money for it or won't have the money for it to pay off the bill when it's due. Fuck, forget the convenience. Paying your bills in full and on time raises your credit score which is useful for a ton of shit in life.

How can someone be so retarded?
>>
>>320444335
>not being NEET and making dosh for literally doing nothing

enjoy going to work senpai, i lift/sleep/play vidya and money keeps pouring in.
>>
>>320444161
welp, quake live really is dead.

>I just hope DOOM isn't a let-down
>>
>>320435628
This is why /v/ needs flags like /pol/. What's wrong Pajeet? Too scared to traverse the designated shitting street between your slum and the closest PoopStop?
>>
>>320444090
I don't like the weapons
>>
>>320444513
>1600/mo

>pouring in

OK anon, keep up the good work!
>>
>>320435628

>I'll go to an American forum and ask for help from Americans and will get mad when they say American things

Seriously I don't know what shithole you're from but if there are words you don't know that's your responsibility to sort that out, not us.
>>
>>320444493
What if I told you that responsible people who pay off their cards on time are a minority, and THE JEWS are writing you off as an acceptable loss?
>>
>>320444534
from what ive seen from the alpha it looks pretty rubbish... maybe the singleplayer won't be shit and snap map but i don't think that will be very flexible
>>
>having a credit card
>buying shit with money you don't own

Only americans are this retarded, that being said I only buy shit on Steam via boleto.
>>
>>320444662
Not everyone on 4chan is from the united states of ass you fuckstain
>>
>>320443774
>Well, I'm relieved that you're not some asshole exec that was born rich, DESU.
I wish. Although I guess if I had been I'd be a total asshole who no winning there.

>It sounds like you're planning retirement for like 6 people so yeah, if I had even one million dollars I'd retire like, tomorrow.
Remember my figures, which I got from talking to a couple of planners and an accountant. $1m would only be like $20-30k a year maybe. At least in rural America that's not poverty line for a single person but I'd hope to retire on a little better then that. And I don't want to be a burden on my kids, I wouldn't mind being able to travel abroad once every couple of years, it'd be fun to be able to get a really nice vidya setup, like full immersion (whatever crazy shit there is decades from now), stuff like that. $1m is better then some people do but everyone who I respect and asked said that if at all possible it's good to sock away a solid chunk of income, invest it, and try to build up $2-3m, at least for people of my generation since SS will probably be bankrupt.

>But I don't plan on ever being old and infirm enough to not pee by myself. If it gets to that stage, I'd just fucking kill myself.
I hope so, problem is with some diseases will you even be mentally fit enough to make that call? There's stuff like cancer too, you might be mentally 100% sharp and it'd still be expensive. Maybe better to just die and leave the dosh, but it'd be nice to have the choice to try for success rather then forced.

>There's no-one I can call at 3am from a police station saying "i fucked up, pls halp" except a court appointed lawyer.
Any bros? Never too late to try to meet some folks.
>At least I have my health.
Me too, but can't be sure it'll last.
>OH GOD I'M SO LONELY
AI waifu age is almost upon us! I'm going to invest some money if I ever see any good public companies do something compelling there.
>>
>>320444856
pls don't fog up my hype goggles by huffing your logic all over them
>>
>Been paying premium for years
>Don't have any way to purchase something from steam
You can pay the same fucking way, you retard. A credit card isn't needed, you can use debit cards, paypal or steam wallet cards. Basically if you have a bank account, you can buy games on steam, and even if you don't you can buy a steam wallet card.
>>
>>320444513
well 1600 for no work is pretty darn good i'll give it to you, but i'd happy enjoy going to work and making 5 times that
>>
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My credit card is Hipercard, it's very shitty and will auto cancel things I buy sometimes, or even when it doesn't it'll take from 2 hours to 2 days to confirm a single purchase. That's why I usually put a lot of money in the Steam wallet to last me for a few months.
>>
>>320444917
debit card my friend. you can only spend what you already have, and it works all the same.
>>
>>320444809
Then I'd say we've discovered one of the rare ways that literally anybody who is intelligent and controlled can profit from the dumb retarded masses, rather then the normal way wherein only the super rich can manage it. Hooray and full steam ahead.

>>320444917
>having a credit card means buying with money you don't hae
Hurf.
>>
>>320444648
>implying you need anything worth more than that
>>
>>320444513
Being neet gets extremely depressing after a while, give it 2 years and you'll be wanting to put a gun between your teeth.
>>
>>320445071
I can't believe I had an intelligent conversation on /v/... if this thread 404s, good luck and godspeed, adult-anon. I like the cut of your jib.

>any bros
You're right, I do have a tight knit circle of bros, but they're more the type you ring up from abandoned shoe factory saying 'i can't move this body on my own, pls halp"

>AI waifu age
I know, right?
>>
>>320445620
i'm on year 3 and it was boring when i didn't have money, now i can just order whatever i want whenever i want.
>>
So, what's your credit card limit /v/? Mine is 1000 bucks.
>>
>>320445485
you didn't discover it, THE JEWS did!
>>
>>320438219
explained it in the post you're responding to
>>
>>320444090
OP here, its funny that you say that cause I'm in this project since start. And I'm at the point where I can assure you it will tank harder than the tortanic if they don't start listening to the right people.
>>
>>320445789
It's not the lack of money that's depressing, you'll see eventually.
>>
>>320445861
Do you socialize with a twitch chat, or with the people you play with?
>>
>>320445619
i go through more than that just on drugs alone

>implying you NEED anything more than a bowl of hemp-seed husks and water
>>
>>320441304
define "well off people" because i'm talking millionaires, usually on their way to success.
>>
>>320444974
You know what Gamestop and Best Buy are. You can use common sense and insert your nation's game stores or entertainment stores, unless you don't have those. In that case, deal with it, you nerd.
>>
>>320445963
no, i hate twitch chat
>>
>>320445883
this

>fucking this

>FUCKING THIS ALL DAY
>>
>>320444534
look and weep https://www.youtube.com/watch?v=JTfe7V-_3r0

Halo/10
>>
>>320441137
So you are literally a paranoid racist? Good luck man.
>>
>>320446048
Im not the guy. I live in a first world nation! But it's not fucking america.

>nerd

I lol'd
>>
>>320445896
i've lurked since 05, there is nothing to miss. i live in a house with 6 people and don't interact with anyone outside of it.

my life is literally an anime

>>320445974
i don't do drugs or drink, they don't fit my macros :^)
>>
>>320446153
>Jews
>racist
at least get your shaming terms right
>>
>>320446153
Jewism is a religion, not a race
>>
>>320446137
>those sounds
>that aim
>those textures
>>
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>>320441137
>because credit is literally the work of the Jews

So is the internet and yet here you are.
>>
>>320436469
damn, quake3 players confirmed for functioning retards
>>
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>>320446137
>mfw sarge's double barrel has a shitty pistol grip

I will make a mod that fixes this
>>
>>320446295
>>320446354
It's both, goys. It's passed down through the mother.
>>
>>320446403
Ben Bernanke's alternate identity?
>>
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>>320445719
Seriously, you too anon. Not sure where you're at but I wish you the best, next few decades are going to be a wild ride but hopefully we can can, maybe not stay on top of it exactly, but at least not get swamped you know? For all the scary stuff there's a lot of incredibly awesome shit coming down the pipe too. God speed.
>>
>>320446429
live. quake LIVE players.
>>
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>>320446295
>>320446354
>being this fucking clueless

Really? How can you not even know the most basic facts about the people you hate and blame all your problems on so much?
>>
>>320446509
well usually, races are passed down through sex between the mother AND father.

If my dad is black, and has sex with a white woman, and then I pop out, I'm half black. see how that works?

If my granddad is jewish (he was) but he marries a catholic (he did), he gets EXCOMMUNICATED! and we are all NOT JEWS NOW. see the difference?
>>
>>320446740
>can you even read?
>>
OP here wow this thread has gone places how come I never get any meaningful discussion on real topics...
>>
>>320446740
It's a religion that claims to be a race. They are not. There is only one race and thats the human race. Tricking people into believing this shit is one of their virtues.
>>
>>320446587
>For all the scary stuff there's a lot of incredibly awesome shit coming down the pipe too.

That's quite profound, anon. Maybe there's hope for the proletariat yet.
>>
>>320447062
I'll buy you it, OP.
Post steam
>>
>>320447062
cause you're a fag OP
>>
>>320447305
>incredibly awesome shit

LIKE AI WAIFUS, AM I RIGHT GUYS?
>>
>>320435049
>>320435328
Get a fucking gift card. Jesus. Sell some steam trading cards.
>>
>>320435049
I have Quake 3... What makes this any better?
>>
>>320447338
:0

That's mighty generous of you anon
>>
>>320447338
if your gonna buy anything get reflex you fag
>>
>>320447820
Check your friend invites, I sent one. Add me.
>>
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>>320447338
I wouldn't mind reflex either, good Sir, just saying.
>>
>>320446838
are you retarded
>>
>>320446137
why is it
so slow
>>
>>320447534
I was actually more thinking along the lines of medicine, immersion, augmented reality, self driving vehicles and so on, but in all seriousness, if they're in control of a certain level of independent robotics (let's take it for granted that they stay benevolent in this case since we're talking "awesome" not "dystopian") then "AI waifu" is a bit of a joke but something like that would actually be a pretty big deal for the care of people who are not very rich. It'd make possible individualized care and companionship even late into life without the need for 24/7 human care and all its expenses, and that's an even bigger deal given the demographic shifts the first world will be facing.

Really, I got into Japan mostly for vidya & media admittedly, but the reason I started paying way more attention and am trying to learn the language is that they look like a test case for what the rest of us will be facing in another 50 years. They already have to deal with bulging elder:worker:kid ratios, population shrinking, etc. They're not pushing hard on robotics and such just for shits and giggles, they've got real problems to solve. There's money to be made and lessons to be learned there, though I don't know how well the rest of us will manage.
>>
>No way to get an international credit card
>Government controls dollar income
I-I guess I'll pirate
>>
>>320435148
I'm 27 and don't have a Credit Card. I have a job. Am I doomed?
>>
>>320448716
nah it's cooi
>>
>>320449007
Are you sure? I just pay for everything upfront. I hear horror stories of people with CCs and I just stayed away from them.
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