Can we have a Travel Insurance general discussion?
The pro and cons of having one. Do you get it or not bother?
Have you used it? Which ones are good, easier to claim. Any to stay away from?
Any good/horror stories?
Cons? Really?
I don't give a fuck these days. I get it automatically with my credit card.
i made the mistake of getting travel insurance for my car through a third party. It was a waste as the car rental company doesn't recognize it anyway and they require you to buy their insurance unless you throw down a huge down payment.
>>1133873
Also ALWAYS read the fine print on any insurance before you buy it. There are often strict rules that will stop you from ever even making a claim unless certain conditions are fulfilled.
I currently get a travel insurance by buying the trip with a CC with included travel insurance.
They did not think about the fact that I usually go away for 4-5 months at a time haha.
If I don't do that, I get a cheap one thru Globelink. They have decent terms.
Which credit card offers included insurance?
>>1133880
The cost is the obvious can -- it is very reasonably priced, but if your budget is tight because you are poor, it becomes an issue.
For me, it makes sense, given my financial situation, to carry my own risk -- insurance is a mug's game IF you can afford the hit it protects you from.
For those who cannot survive such a hit, insurance is a great option. Unless you are so maxed out on budget that you can't make it work. In which case, you will probably be fine, most times the insurance goes unused. But if you get fucked, you get RIGHTEOUSLY fucked. Know the risks.
>>1133892
What country, what rental company? Never run into that, but then I seldom rent cars.
>>1133911
A scandifag card that I use.
>>1133911
Chase Sapphire Preferred is the most common. But I believe any card that has Visa Signature or MasterCard World Elite is eligible. Correct me if I'm wrong. But I always use CSP and never get insurance