>minimum wage isn't a living wage meme
Why are millennials so incompetent with money spending?
Minimum wage is enough to make you live well, if you're spending it on yourself.
Minimum wage = 10.75$
Average hours per week = 40 hours
That's 1720$ per month.
Remove the 15% tax. You get approximately 1500$ left.
Remove 700$ for an apartment rent.
You're left with 800$.
50 ~ 100$ on food per week.
That's 200$ to 400$ per month, let's round it up to 300$.
You're left with 500$.
Internet + phone = 90$ (50$ internet and 40$ phone)
You're left with 410$
Bus/Subway/Gas = 100 ~ 250$ per month
You're left with 210$
Keep those 210$ for school.
Why is it so hard? Right...because they keep spending a few dollars here and there in the convenience stores...at the mall..on food...on dates...etc.
Stop spending like morons until you get the means to do it. Don't cry about being in debt when you can't manage your money for shit.
Atheists created a consumer culture that they use to worship themselves.
Their fathers and grandfathers did just fine until atheists took over and turned everyone into socialists.
Why work hard, I mean what's the point when you're an atheist. They literally destroyed everything.
Now they'd all rather be socialists who hate hard working rich people.
>>79202991
What apartment costs just $700? One where my fiance is going to get beaten and raped by Jamal?
Factor in the idea that you should have 2 people in an apartment, such as a gf/fiancé/wife/close friend, and then it'll be more appropriate to make the claim that you can live off of minimum wage.
Or maybe if you were intelligent and not peasant to our government, you would argue that the economy is broken because of crony capitalism and exploitation. Also welfare and yadda yadda...
>>79203582
Here comes the first loser
Let me guess... Death to the one percent, right?
>>79203537
To be fair, it's both atheists and Christians.
Christians are also very socialist in their ideology. There's even a quote in the Bible about securing the poor.
>>79203537
wtf do atheists have to do with this you butthurt retard? look like youre just butthurting and they are a scapegoat to blame when shits not going youre way! blame the jews for societys shekel grabbing they invented it and have been doing it for a thousand years and last i checked they are very religious. youre barking under the wrong tree retard! and you know nothing about atheists so back the fuck up.
>>79203582
You're not even helping your cause here...you're strengthening mine.
By having two people, you're increasing the income far more in proportion with the spending.
That's why people live with roommates and split the bill. At the end of the month, you end up with 400$ more than you would if you were alone.
>you get to keep 100% of your wage
fuck off shill
>>79204054
why do you put the dollar sign after the number?
>>79202991
Um... Minimum wage in Texas is 7.25
>>79204132
I already removed the taxes, you troglodyte.
>>79204139
Because it's twenty dollars, not dollars twenty.
>>79204238
It's probably proportional in the US. Your food and buses/subway costs less than here.
>>79204354
When I do the same calculation you did, that's $986 a month.
-450 rent (minimum average)
-50 utilities
-300 food
-200 bus or car maintenance and gas
...oh wait, we're already in the hole and we have nothing left. So fuck off with your meme about minimum wage workers not working hard enough, Kathy.
>>79204054
Exactly. I was saying you should incorporate multiple people into your argument because then it would actually work and most people live with others anyway.
>>79203733
No? If you read what I posted you would see that I think the problem is less about whether or not minimum wage is able to be livable on, and more so that the country is being fucked over by immigrants and the ruling globalists and the radical left and George soros and the whole lot of them. Also the fact that an entire ethnic portion of our country is a parasite welfare-wise.
You are forgetting about insurance, healthcare (it isnt 100% free), unforeseen expenses, the ever rising cost of food, maintenance (Car and home), clothing, basics such as toiletries/hygiene/misc. home items such as cutlery and dishwear.
Ok so you have an apartment, with nothing in it.
A car, that could break down at any moment since you will be driving a beater.
You are not taking into account all of the basic things people need to live.
Also, im in a small town and a basic shitbox of an apartment will run you 950$ + without utilities, a shitboc with utilities? 1100-1200/month (LOWEST)
>take everything the greatest generation gave them
>"fuck you mom and dad, we're freeeeeeee maaaaaan"
>after years of drug use and degeneracy pass out a resume next door, buy a house a year later
>pop out a kid when your 40
>shelter your children from everything your parents didn't shelter you from
>vote for multiculturalism
>destroy your children's demographic and economic future
>complain about millennials not doing anything with their lives and not being able to pay your pension until you die at age 110
Truly the most selfish, disgusting and wretched generation to have ever walked this planet.
>>79202991
Where did you do your research anon?
Apartment rent is at least $1200 for even a bachelor in any major city. I'm not counting the average, but it's actually $1350.
You're left with $300.
According to you food is $300
You're left with $0.
Internet + phone = $90
You're left with - $90.
TTC Metropass is 130$
You're left with - $220.
And this is before you can enjoy any luxuries like a movie.
>>79202991
Haven't seen a $700 apartment for years.
You left out health insurance, car, car insurance, car maintenance. Because there is no public transport system that gets you where you need to go in the U.S.
Internet packages start at $75/mo and go to $150 quickly. What is internet worth if you don't have a decent computer to use on it?
You also need to budget, at minimum, $150/month in misc. expenses such as various clothes, hygiene & household items, etc. Keeping in mind at all times that you're losing 5% to 10% of all those expenses to sales tax (we call that a regressive tax for a reason ... it fucks you the hardest when you are the poorest).
Oh. Speaking of taxes. No State is going to let you get away without paying State taxes. So that 15% you quoted for Federal (which is actually closer to 20% minimum, BTW) ..? Definitely slice off another 10% minimum, if not 15% to pay your state, your city and your school taxes.
Unless, of course, you are advocating being a tax cheat.
> enough to make you live well
> "live well"
No. Not even what you described. That is barely existence, a perpetual wage slave with no way out. In fact, what you described makes you eligible for food stamps and other welfare because you are now below the poverty line.
You are a delusional faggot. Go back to sucking Bill O'Reilly's flaccid old cock. Sounds like you've never even left your mommy's basement, 2bqh.
I think the biggest meme here is assuming that any minimum wage job will also give you 40 hours. Good fucking luck finding that, the best you'll get is ~20 per week and a schedule you're emailed the day before.
>>79203582
>What apartment costs just $700? One where my fiance is going to get beaten and raped by Jamal?
Nobody is answering you because they know that the answer is "Yes, an apartment in a slum that will be B&E'd on a regular basis." Are there armed guard services that will work for $210 a month...?
>>79202991
Theres no way you can live off of $7.25 here and I was getting tips too so it was around $10 an hour
I would get barely $1k a month working 36 hours a week
>>79202991
imbecile.
>>79205019
Ever heard of a rhetorical question?
>>79205019
Actually, this is probably how mob bosses come into existence. They rise out of impoverished cities because they do find hungry and desperate tough people to defend and serve them if they give them shelter and food...
>>79202991
>$10.75 cents
wtf its $7.25
People who make minimum aren't really people, so they're not really "living" in the first place, so who gives a fat phuq¿
>>79204740
Forgot pic.
>>79202991
Health insurance, car insurance, utilities, other bs, I work at a gas station for 12$ an hour and get 350 a week after taxes about but I work 35 hours a week so 1400 a month
>>79204615
Nah dude you heard the man. You're just a fucking leech parasite prole who can't into money and its your fault that the economy is fucking you over. Socialist scum welfare freeloading cunt.
Did I do it right /pol/
>>79202991
How much for drinking, partying, drugs, video games and entertainment?
>>79205113
Have I ever heard of a rhetorical question?!
>go to university thinking I'm going to end up poor
>get a 30 dollar an hour job within the university within the third year
>after two months, I've basically paid for all my university to date and banked 10k
I know it's not a real job, but I'm glad I didn't fall for wageslave meme.
>>79203537
fpbp
>>79204908
>no state is going to let you get away without paying state taxes
TEXAS
>internet is at least 75$
TEXAS
>apartments are at least 1200$ for single
TEXAS
God damn I love living in Dallas. Cheap cost of living, hot Mexican sluts everywhere, AND I can have as many guns as I want. Every other state can slurp my jizzzzzzz
>>79205516
Good for you, you got lucky. There aren't enough ... Niches or slots in the economic system for everyone though, think about that
Minimum wage is the absolute minimum a regular person needs to be paid in order for him to stay a healthly and somewhat content wageslave.
>>79202991
It goes even beyond the minimum wage.
I agree with you anon, to a point anyway.
The problem is debt.
I'll give you an example because I am horrible unemployed (make $12.87 an hour but only get around 30 hours/week and can't find a real job.)
I make around 1400 /mo net income.
$700 on rent/utilities
$200 on food
$150 on car insurance
$30 on gas
$100 on phone (I could do a lot cheaper, I know)
$50 gym
=$1230
But wait, I have a $300 payment on my credit card every month because I was an idiot in my second year of school and lived beyond my means!
The end result is that I am bleeding about $100-200 every month. Can't find a second part time job, can't get more hours at my current job, can't find a job in my field. (and it's not like I'm a lazy nigger, haven't been unemployed more than 3 months since 2010 and am willing to do damn near anything except fucking sales.)
So basically what I'm saying is people who whine about minimum wage and shit are people who live beyond their means on credit.
Let's be honest, it's a living wage but the life you live will be pretty terrible.
Nothing wrong with wanting more money so you can actually enjoy life.
>>79205632
Ye. I did get pretty lucky.
>ask one of the other people I'm working with what they did over the summer
>they worked in an overpaid government contractor scam
>got paid 30 an hour for punching numbers into a spreadsheet 10% of the time and watching tv 90% of the time
How does the government even fall for this shit?
>>79203582
>>Live in SF
>>Pay $4,500/mo for shitty apt
>>Imagine $700/mo apt
>>Cum buckets
>>79205761
Why would you have a baby when you're over 30??????? And don't have any money????????????
>>79204354
Only niggers ride the bus achmed
I barely spend anything anyway. I still doubt I'll ever move out, nobody I know has. And thanks to women being gold digging cunts, probably won't get married either.
We should just automate everything possible, get rid of pointless jobs like advertising and reduce the working week. Don't know why anyone would have a problem with that, unless you're some money grabbing cunt.
>>79205896
ugh, that pisses me off.
>>79205167
In canada you fuckin retard.
>>79203582
Or just work more you lazy fucking homo
>>79206028
Public transport should be free. Get rid of cars in cities.
>>79203582
You aren't allowed the luxury of living on your own on min wage.
The autist OP has never experienced the real world.
>>79205905
>$700 per month apartment
I could buy 2 houses where I live for $700 a month
>>79202991
In my town I pay 1400 dollars for one bedroom in an apartment. It's not that easy
>>79205621
Also add:
>South Dakota
>Nebraska
>Wyoming
>Montana
>Utah
>Pretty much all of the western US sans the coast
>>79206233
No they should get rid of buses to encourage the poor to move elsewhere
>>79205761
>people other than me should pay for my poor life decisions
That seems to be the trend nowadays.
>>79204652
>>79204783
>No replies
Holy shit OP gets btfo and abandons thread.
>>79202991
Honestly I agree with you about spending within your means, but the fact is the rent and cost of living are not proportional to the minimum wage. Unless you're a zombie or a masochist, you're not going to enjoy doing mindless work and destroying your body for no savings and no free time. This is the shit they should teach you in public school starting at 9 years old. The economic system needs a complete overhaul because while they value hard labor at basically the same amount as 20 years ago, rent has gone too damn high and other expenses are sickeningly up as well.
>>79206504
They can be placed in seized empty houses.
>>79204244
10.75 x 40 = 430
430 x 4 = 1720
>a fucking leaf
>>79204244
Accountant here
Dont do that please.
>>79206076
Hear hear, anon. Just have fun and stuff.
>>79206687
>Empty houses
Like yours when your down at the pub
You're basically a retard if you can't make it.
1000$ rent split in half with a roommate.
60$ a week for food
100$ split in half for magical internet
I live in a comfy apartment 10min walk from uni.
I could easily live on the minimum wage.
And the 1000$ includes everything (heat, electricity, furniture, etc)
You can get the same for much cheaper if you stay away from big cities.
>work 40 hours every single week for years and having time for school
>only $200 in savings for a worthless degree over priced by bank credit, if you squeeze every penny and don't account for uncertainty and hidden costs
>expect to sustain subsistence after next global recession orchestrated by delusional monetary authority
R u havin a giggle m8?
>>79202991
As a millennial I pay $300 for my apartment, $43 for my phone and $187 for by insurance, the rat is whatever I want.
Your argument would work better if the previous generations had similar conditions, but a simple search of inflation to wage search reveals that this isn't true. Especially for baby boomers, whose work competition was dead in the biggest war in human history.
Millennials birch because compared to the boomers, they're condition is far worse.
My situation is awesome, I don't work very often, get paid a lot when I do, have $16k in savings, $8k in stocks, a top floor apartment that I split with roommates so I only pay $300 a month, and I can live with my parents whenever I want since their house, which will eventually be given to me, is empty except 1 room.
I don't bitch about being a mellenial, I'm not a filthy scrubby white boy. Lol
Most of my white friends never even finished university, most barely made it out of high school.
Take your stupid problems and fuck off like your shitty race should and stop sucking off my tax dollars, you white trash faggots.
>>79206128
I'm just going off of what OP stated. Jesus christ this thread has made me realize that most of you have never sat down and actually READ anything before. Most of you are autistic.
Top tier thread.
DISCLAIMER: DOESNT APPLY TO CITIZEN OF USA.
But, and its a big but, if your effort is not worth more than 10.7/hour its your own fucking fault. In any first world country where education is free you really cant complain about wage.
Why would I pay even 10/h for cleaning, a job that could be done by drooling retard wearing a drool catcher. If you are so low skilled sack of shit that there 24 of yous in a dozen, you really have no right to demand high pay. I know two millionares who started from a steaming pile of shit and owned no more than the clothes that they wore when I first met them.
Whining has and never will, help anyone.
Tl;dr: You make 10.7/h, tough shit, re-educate yourself or be more worth. Companies dont run on goodwill.
>Earn € 1750,-
>Save € 800 a month
>Cannot buy anything useful
>>79207442
>300 for apartment
Do you live in a cardboard box wtf
>>79204958
someone who knows his shit on /pol/ the fuck is this
see >>79205080
so at least 2 whole anons actually have even the basic understanding of how the world works
>>79202991
Minimum wage is <$8.00 where I'm at.
the federal minimum wage should be at least $10.00.
>>79202991
Yeah but the kikes are still stealing shekels so it works both ways.
Poorfags need to get their shit together and kikes need to stop scamming.
i love these magical numbers you came up with
>>79203537
Im an atheist but damn i would convert for a true christian cutie, sounds romantic as fuck fampai.
>>79206303
Nice. What's life like in rural Oklahoma?
>>79204908
>No State is going to let you get away without paying State taxes.
THE STARS AT NIGHT, ARE BIG AND BRIGHT...
>>79202991
Pretty much spot on. My brother always complains about having no money but at the same time he buys overpriced clothes, goes to fancy events that cost a bunch, and buys weed. So much so that my parents give him money to help with his credit card debt and give me dick all. All this despite the fact that I'm a grad student who make barley above minimum, but if you added up all the hours I spent actually working it's be like 1.5 jobs (~60 hr/ week). Still have managed to save 13k of my own money since I started working tho.
>>79204783
oh, I know, I'll just make up some numbers too like OP to prove that it doesnt work! FUCK UR A SMART MAN
>>79202991
>10 dollar min wage
In some states min wage is like 4 or 5 dollars
>>79208957
Then you're in a better spot than your brother anon
>>79208957
>grad student who make barley above minimum
sounds like you are the fuckup
>>79202991
Except you're not getting 40 hours. You are getting 15-20 because the business doesn't want to pay for ObamaCare.
>>79210288
happened long before the ACA ever came around friend
>>79202991
You didn't add utilities, the fact that most places in the US REQUIRE you have a vehicle so that a whole other set of costs: gas, insurance, maintenance...
Also, minimum wage is 7.25. So thanks for showing you have no idea what you're talking about.
>>79209252
Yeah, but have you compared the prices of property, food, clothing, etc?
Even right across the border in Michigan, many things are less than half the price that they are here.
>>79202991
>700 a month
wew
>>79202991
>40 hours a week
>700$ for apartment rent.
I Can't get a place where I am unless I make 2.5 times what the monthly rent is, and places aren't cheep here. Plus most minimum wage jobs don't have you working 40 hours unless your really lucky like I was.
Minimum wage shouldn't be raised, change needs to happen to make all this bullshit less expensive. There is no reason for me to pay that much money for a place smaller then my childhood bedroom.
>>79210599
That's complete bullshit. The ACA has small businesses under a microscope.
>>79204652
Spoken like someone whose never subsisted on minimum wage.
>You are forgetting about insurance, healthcare (it isnt 100% free)
In Canada it's extremely affordable and the only thing you're really out of pocket for are prescriptions which 90% of your life you don't have to worry about if you are of normal health.
>unforeseen expenses
You may get caught off guard once or twice, but short of getting sued you can usually manage. For example, one time I needed to renew my passport and didn't realize it cost money. Luckily I had put money away from before and then just paid back into my emergency fund.
>clothing, basics such as toiletries/hygiene/misc
I used to be worried about this, but if you take into account the rate at which you used these type of products its literally <$20 a month for deodorant, toothpaste, toilet paper, and a bar of soap.
>home items such as cutlery and dishware
Guess how many dishes a person needs to survive. 1 plate, 1 fork, 1 spoon, 1 bowl, 1 glass. All of which you can pick up at a garage sale or second hand store for dollars.
>Ok so you have an apartment, with nothing in it.
It's a >>minimum<< wage. You don't have money for decor. You don't need a apartment full of shit to live. Also many places come furnished with basic things like a fridge and oven.
>A car, that could break down at any moment since you will be driving a beater.
If you're making minimum wage you shouldn't have a car. It's a luxury. Not only that, it's an expensive luxury after gas, maintenance, and insurance. Get a bus pass for $100/ month (they are actually less if you make less than 25k a year where I'm from). Tax deductible.
>Also, im in a small town and a basic shitbox of an apartment will run you 950$ + without utilities, a shitboc with utilities? 1100-1200/month (LOWEST)
I'm going outright call you liar here. I live in one of the most expensive cities in Canada and I can find places for ~750/month + ~75 for utilities. Ever hear of a roommate?
>>79211513
Where do you live? Cali? NY?
>>79202991
Dude's watch is a fucking spoon.
>>79202991
>Average hours per week = 40 hours
Found the error. The minimum a job has to give you is ten hours per week.
>>79211616
California. Can't save enough to move either. Almost had a job lined up in Nevada but it fucked off.
>>79202991
You forgot to tally insurance in for that. Health Insurance and Car Insurance will be greater than the 210$ left. The best solution is getting a roommate and split up rent between the two, that should be sufficient.
>>79210092
I'm in Computer Science not Interpretive Dance. When I'm done I'll have more earning potential than just with a BSc. Being an academic sucks.
>>79211570
>canada
Found the error. What applies to you does not apply to the rest of the world.
>>79211513
>tfw I live in Florida and pay 560$ for a 2 bed room apartment
I never realized how much other states suck
you probably can't even hangout at the worlds whitest beaches when you're bored
>>79211533
>That's complete bullshit.
nope
>>79211983
but they guy who this was directed at is a leaf too. Idiot.
>>79212008
>overrun with niggers and likes
Lol, no thanks. I'll stay in the frozen North with all of the other white people.
>>79211850
>here's your diploma
>oh you want a job? we just made a computer to do it for practically free.
OR
>Here's your diploma
>A job? Good luck, we've been promoting coding so much for the last few years that there is an oversaturation of coders in the workforce and now we can pay you less because of supply and demand!
>>79202991
700 for a single person for rent... lol?
its like 150 for a shitbox here 700 is way above 10.25/hr means
>>79212084
alright.
>>79202991
I think the funniest part is that the hipster millennial faggots complaining that they don't make enough money are the ones living in fucking expensive cities like NYC or San Francisco.
That's like dining at a 5 star restaurant and then complaining about the prices.
Want to survive on a low wage? Get a fucking roommate or two and live in an area that isn't ridiculously expensive. These pieces of shit think that they deserve to live in fucking center city in their own 1-bedroom apartment to themselves while eating out at trendy restaurants 4 nights a week.
>>79202991
Minimum wage is $10 in America. It's like $7.50 or something
>>79202991
The US federal minimum wage is $7.25.
It is actually impossible to support yourself on the minimum wage in the US. Which is why we have so many people on welfare
>>79212008
I don't even live near the beach. I live in the boring part of cali but the fuckers in LA and San Fran have driven up costs state wide. Gov brown seriously HATES everyone who doesn't live in a city.
>>79203582
You can get a decent studio apartment in Colorado springs for $700
>>79212008
>world's whitest beaches
niggers don't go to the beach anyway
Certain it's been pointed out, but costs aren't the same everywhere.
Where I live being a single renter is pretty difficult even at $10.75 and hour. Even tiny studios here average $500 a month and most rise up to $650. Normal apartments it's pretty common to see $900+ for just rent.
Though that's just because the specific town I live in is a yuppie shithole. Go outside the town and rent plummets to $300 for a house, you're just now out in the middle of nowhere and have to drive 40 or so minutes to anything.
>>79212483
What good is welfare? They take it away the moment you start working more than 20 hours, regardless of pay rate.
You can only collect food stamps for 3 months out of every 36 unless you work more than an average of 20 hours and makes less than 800 a month.
>>79212719
Exactly why people are motivated to get/stay on welfare.
>>79212178
You clearly don't know anything about computers.
>oh you want a job? we just made a computer to do it for practically free.
This has been mathematically proven to be impossible many times. And all the experiments that have been attempted so far to do this using heuristic methods or A.I. have produce lack luster results not fit for industry.
>A job? Good luck, we've been promoting coding so much for the last few years that there is an oversaturation of coders in the workforce and now we can pay you less because of supply and demand!
>implying that the only thing a CS grad can do is be a fucking code monkey.
Also I quite literally had a job as a developer and quit so I could go back to school to increase my earning potential.
Just stop talking you americunt. You know nothing about anything.
>>79205905
My apartment runs $1200 a month just outside a major metro; pool, gym, tennis court, central air.
I did something crazy and got a roommate. We both make more than enough to afford our own apartments, but why would we, when we can sock that extra money into liquid savings ans 401k investments?
>tfw minimal wage is 300€
>>79213005
>You clearly don't know anything about computers.
ad hominem is not an argument.
>This has been mathematically proven to be impossible many times. And all the experiments that have been attempted so far to do this using heuristic methods or A.I. have produce lack luster results not fit for industry.
That's what they said about airplanes, lol.
You just sound mad that all your self-aggrandization will amount to nothing and you know it.
>>79204783
Get a roommate and you're now paying even less than OP said. Sacrifice a little to gain a lot.
>>79202991
>implying min wage is that high
>implying its easy to get $700 rent not in a crime ridden shithole or middle of nowhere shithole
>implying you can pay for school with only 210
>implying you can buy a car to even go to work with such a shit wage
>implying you can take care of a family with that wage
>implying insurance from shit tier min wage job doesnt make you have to pay a ton for medical if something happens
>implying car insurance doesnt exist
>implying implications
>>79212324
Hipster millennial faggot checking in:
I don't WANT to live in the city center but that's where the jobs are. WTF am I supposed to do?
>>79204958
Get two jobs then and stop bitching
>>79212719
>>79212900
If people were paid a living wage (I support $10-12 minimum), we moved towards fair trade, we taxed companies higher for outsourcing/techsourcing, and we invested more into skills training instead of tryng to push EVERYONE to college, our economy might stand a chance.
But right now we are unstable and headed towards destruction.
What about Health insurance or car insurance? Also according to OP you can't date or do anything fun for at least 4 years. Also 2520 a year isn't really going to cover school. It will barely cover tutition and books.
>>79202991
Wtf!!!! In Portugal the minimum wage is 500€ month.
>>79202991
Apartment depends on where you live. I'm in Kansas and I can get a tiny apartment for as low as $500. $400 if I can stomach living with other people. But in a city an apartment is gonna cost you an arm and a leg.
Also you left out insurance.
>>79213406
Then what about going to school? What happen if you get sick?
>>79202991
Not an argument.
>>79203582
I'm trying to figure out where the fuck you guys live where a $700 apartment is considered ghetto tier.
Get the fuck out of the city where you are getting raped by both jamaal and raped financially by schlomo.
I can get a nice 2-3 bedroom HOUSE here in Kansas for like $400 a month. Fuck that $700 for an apartment nonsense.
>>79213526
>>79213619
Hey Kansas bros, stay out of Lawrence and keep saving that money.
>implying federal minimum wage is 10.75
>implying Shekelstein doesn't keep people under 40 hours to avoid counting them as full time and avoid the obligation of providing health care
>implying 15% tax
>im-fucking-plying 50-100 on food per week
Any of you leaves want to tell me if OP is on the mark? Because here in the US, this is thinking on level with someone who has never actually left their parents' home.
>>79213185
>ad hominem is not an argument.
I wasn't making an argument I'm just calling you dumb. My arguments were laid out below this.
>That's what they said about airplanes, lol.
Not at all the same thing but thanks for literally wasting data by typing this.
>You just sound mad that all your self-aggrandization will amount to nothing and you know it.
You can believe what ever you'd like about me but you'll still be a poor uneducated dumbass while I live a nice comfy life. Cheers!
>>79213298
>implying min wage is that high
Depends on the state, but sure.
>implying its easy to get $700 rent not in a crime ridden shithole or middle of nowhere shithole
Oh right, I forgot people working MINIMUM WAGE JOBS have the right to the live in the best areas
>implying you can pay for school with only 210
Paying for school?
>implying you can buy a car to even go to work with such a shit wage
Public transportation and bikes are a thing
>implying you can take care of a family with that wage
If you don't make enough to support a family, then tough shit. Nobody owes you the right to be able to make enough money to support a wife and two kids.
>implying insurance from shit tier min wage job doesnt make you have to pay a ton for medical if something happens
Not my problem
>implying car insurance doesnt exist
Public transportation and bikes are a thing
>implying implications
Get rekt, low-skill faggot. You're just a gibsmedat-begging leech
>>79203537
>American flag
American "christianity" is consumerist as fuck
>>79202991
You're forgetting gym membership, supplements
>make minimum wage
>single
>live in clean, well maintained bachelor apartment in downtown core without welfare junkies all around
>pay 590$ a month on rent
>eat comfortably
>afford internet and new clothes every couple months
>happy as a camper
I'm proof that it's a-okay if you can manage money. These fucking millenials are poor because they think 6.99$ soy deconstructed macchiato a day is a must.
>>79213309
Take the train in like literally everyone else, you self-entitled twat.
>>79203537
See, this is how you bait using religion. Well done.
>buying expensive designer shit when a cheap version is just as good
>voting for people who take your money
>whining on the instagram/twitter/facebook instead of helping people for some extra bucks
>>79213619
Where I live it's because of the Walking Dead. Everything around where it is being filmed is currently being Gentrified. The cheapest our of the way apartment (where I live) is like $620 a month. It gets more expensive.
>>79202991
no electric
no heat
no air conditioning
>a fucking leaf
>>79203979
Atheism is absolutely to blame for the growth of the state in the west.
>>79213877
>just move out of the city lol
>just take the city subway lol
Am I missing something here?
>>79213842
What happens if you get sick? and can you take a picture of the food you currently have on hand?
Private island: $3,950,000
Private jet: $7,500,000
Luxury Helicopter: $25,000,000
Luxury Yacht: $44,277,000
That's not even factoring the utilities to wire up the island with electricity and internet, let alone plumbing and the billion dollar mansion that needs to be built with the helipad, yacht dock and landing strip for the jet. Fuel consumption, food consumption.
It's so difficult to live on maximum wages these days. All I want to do is start my own country with my own government and my own currency but NooOOooOOoo, I can't because I need a military and that's the most expensive part.
>>79202991
>Minimum wage = 10.75$
In Germany it's $9.47 (8,50€)
>Average hours per week = 40 hours
>That's 1720$ per month.
Minimum wage by monthly salary is $1636 (1374€)
>Remove the 15% tax. You get approximately 1500$ left.
Roughly the same rate (14%). Leaves me close to $1500
>Remove 700$ for an apartment rent.
I live in the most expensive city in Germany and pay $450 for a spacious flat 5 mins from the metro to myself.
>You're left with 800$.
Leaves me with $1050
>50 ~ 100$ on food per week.
$50 is a good placement
>That's 200$ to 400$ per month, let's round it up to 300$.
I spend less than $200 a month and I still buy beer and snacks. Anything over is definitely pushing it
>You're left with 500$.
Leaves me with $850
>Internet + phone = 90$ (50$ internet and 40$ phone)
I have a Galaxy S5 and I pay $15 a month for call/text/data. $90 is bullshit
>You're left with 410$
Leaves me with $835
>Bus/Subway/Gas = 100 ~ 250$ per month
Unlimited monthly pass for bus/tram/subway/train is $89 a month or $54 if you pay yearly.
>You're left with 210$
I'm now at $746
>Keep those 210$ for school.
I keep all that $746 for myself because tuition is nonexistant here but you forgot health insurance so lets knock down another $90 which leaves me at $656 extra a month.
If a millennial here complains that minimum wage is not livable they deserve to get thrown into a labour camp and work for nothing or a complimentary bullet to the back of the head. It's not my fault that they waste all their money as soon as they get it on weed, drugs, alcohol, fast food, $200 shoes, $500 purses, etc. And besides, if you're working a minimum wage job after age 25 you failed somewhere in life or are a shit tier unskilled immigrant scum.
>>79213803
So are you saying min wage jobs shouldnt exist in a good city then faggot? every person should move and no one would be there to work those jobs
>hurr public transportation
implying a person working can choose a job so close to them they can bike to it
>>79214091
You realize every city has train lines that come from in from outside the city limits, correct?
>>79202991
What about electricity, water, clothes, heating, house supplies, healthcare etc? Not to mention emergencies; what if your computer or you car break down?
It's clear from your post that you haven't worked a single day in your life.
>>79213728
Fuck Lawrence. I only go there to find decent weed. I'm down south in Chanute where meth is aplenty and rent is cheap.
>>79202991
First off, minwage is 8.50 in my state.
Next, you're assuming someone can get a reliable 40 hr week. It's more like this: work get 2 jobs and work 20 at each, job 1 fights for scheduling with job 2 and you end up with 35-45 depending on how managers want to play that week.
Finally, 210 for school? What does that even mean? School costs more than 210 per week. The reality is that this 210 instead goes to fixing shit. Holes in your shoes? Gotta get new ones. Engine light comes on? Gotta fix that.
We can act like all poor people needlessly pissed their cash away and that somehow older generations were just magically better with money, or we can accept the truth. The cost of living is increasing faster than wages and the dollar doesn't go as far as it once did.
>>79213731
He's wrong on the wages hours and rent by a wide fucking mile. Nowhere with minimum wage that high has rent that cheap, and nowhere that does minimum wage gives full 40 hour shifts.
But food is easily doable at $50-100 a week. That's honestly pretty excessive, I managed to get most of my groceries for about $35, and that includes meat and a 6 pack.
>>79213602
How bout you make some money up before you go to school so that won't be a problem and you won't have to worry? Why do you feel so obligated to go to college imminently? The economy is fucked so you should obviously think of a safety net before you do all this shit
>>79214333
Sadly I'm stuck in Lawrence till I can relocate my business.
Thinking Emporia, but honestly wish I could go back to Hays.
>>79202991
What about gas?
what about insurance(medical/vehicle/home)
living with just 210 surplus a month is pretty narrow, especially if some tragedy happens, (family member dies, car repairs)
Mom's basement must be pretty cozy for you, huh?
>>79202991
if you're an adult and need to support yourself, don't work a fucking minimum wage job
get a warehouse job if you're an uneducated talentless shit, and work in a trade if you're investing in your no-future long term
or, if you're too weak to do any kind of remotely physically labor, become a cook
consider working in a cash business so you don't report/under report your taxable income
>but that's hard
life is hard, get a degree and a real job if you want to live a cushy life
>>79214198
>hurr public transportation
Oh boo hoo the low-skilled laborer is too stuck-up to take the train. Beggars can't be choosers
You're complaining that life isn't handed to you on a silver platter when you are working bottom of the barrel jobs. Nobody is obligated to make your living on a min wage job a comfy experience. You fucking deal with it and you survive on it.
>So are you saying min wage jobs shouldnt exist in a good city then faggot? every person should move and no one would be there to work those jobs
This would result in a supply shortage and correspondingly, the wages would increase on their own because employers need people to fill those spots. This is how basically every job salary/wage is set.
ITT: Rent in my cousin-fucking, gravy-sweating shithole is dirt cheap. Surely it must be the same everywhere else!
>>79213803
Yea I'm sure you did all that when you were young. People who spout this bullshit always never had to do any of it. My school was a 30 min drive from my work and 40mins from my apartment when I was young. Riding a bike would've been impossible and public transportation didn't exist. Oh and before you even start this was in frisco texas. A affluent city just north of Dallas and my school was in plano. Not exactly in the middle of butt fuck nowhere. So stop with your self righteous bullshit. Everyone knows you didn't do one damn thing you just wrote in that post.
>>79214278
>What about electricity
use less
water
not that expensive in the 1st world
clothes
only buy new clothes when ABSOLUTELY NECESSARY and even then buy cheap
heating
put on some extra layer, grab a blanket, dont live in the frozen wastelands
house supplies
buy cheap
healthcare etc
you got me there, dont get ill?
Not to mention emergencies; what if your computer or you car break down?
live without a computer and take the bus/walk?
>>79214132
Well, canada, so if I'm sick it's free.
I'm not gonna take a pic but I just make sure to spend wisely. Shop around for sales, only buy my meats on sale, lots of canned veggies, always make sure I have potatoes, canned tuna, mayo. always have bread. etc etc. And eat out once a week.
And I don't drive because I live in the downtown core, so that saves me good.
>>79214771
>y-you didn't do any of that!
Low skilled faggot is getting desperate, I see.
>>79214548
>family member dies
dont really see why this would cost anything?
>>79207442
Is this opposite day on /pol/ or have we truly became a board of fiction?
>>79214432
> The economy is fucked so you should obviously think of a safety net before you do all this shit
That is why you go to college immediately because the economy is shit. The odd are is you don't go ASAP. You will be stuck in a vicious circle. For example to said get two job. The odds of people who need two jobs to survive the real world. Aren't going to be able to drop one of those jobs to go to school.
>>79214951
Oh, and also, if I need meds I always go for non-brand, same shit but cheaper.
>>79214570
>Warehouse meme
Let me tell you what it is like working a warehouse job. You only get hired from a temp service. You work for maybe $10 an hour for maybe 6 month to a year. If you are lucky you might get a couple of raises with in that year, but it doesn't matter because after your contract is up. They fire you and hired a bunch of new temps. Only a few people will remain are permanent employees.
>>79203537
>christmemeimage
>Obvious bait post
>>79214967
Are you joking? What do you think happen when somebody dies?
>>79202991
>Minimum wage = 10.75$
You're arguing for a minimum wage, you understand?
>Average hours per week = 40 hours
You'll work whatever hours they want you to. Most won't let you exceed 40 because it's costly/
all of your costs or whatever are just arbitrary. Do you pay rent? Gas? Internet? Your numbers are off.
Anyway. $210 for school is a joke. That won't even get you one class at a Junior college.
Then again, the minimum wage is a joke. Life is a joke honestly.
>>79203582
Mine costs $559. I live across from the police station. One bedroom. Get. On. My. Fucking. Level. Nigger.
>>79203537
>Atheists created a consumer culture
http://www.biblestudy.org/basicart/how-rich-was-solomon.html
You're a fucking retard.
20 year old here.
Listen to this
Back story
>gf and I were teen parents
>she got pregnant 3 years ago
>her bff got pregnant 4-5 months after.
>fast forward to 4 months ago
>gf and I finally have enough saved to move out into a really nice apartment complex in a great community near my work
>I work, she cooks, cleans, etc living the life gf is the one who watches finances carefully
>a month later, her bff moves into the same complex with her bf
>first month, bought a puppy, new tv, couldn't afford groceries, her parents had to buy them food
>second month, her bffs boyfriend lost his job, her parents had to pay rent and groceries, got rid of the puppy
>this month
>they decide to buy a $700 puppy, and her boyfriend proposed with a $600 ring, can't afford groceries or rent
They both have jobs.
So they have more income than my gf and I.
Yet they are always fucking broke.
They are huge impulse buyers then wonder where tf their money goes.
My gf carefully budgets EVERYTHING. We cut cable and use Hulu, cut phones because they weren't a necessity so that we would have even ore money at the end of the month.
We have at least $700 left over at the end of the most the after rent, bills, food, etc are paid.
I fucking hate people.
>>79202991
Under Fucking Rated
210 is usually what I see people spending on cigs/weed/booze per month anyways and those scum-units live paycheck to paycheck as imagined.
>>79214963
lol yea though so. You've probably never worked a day in your life. Oh and did you miss the part where I was talking about having to drive to school. Did your dumbass think I was talking about highschool or something? Have fun in living in your moms basement loser
>>79213619
We have to go where we can find work shitface
>>79202991
they live in cities and like wasting money on apple products
99% of them probably can't into grocery shopping as well.
>>79203582
I rent a 2 bedroom house for 600 in Kansas.
I think it's great that I always have extra money and then I remember I live in Kansas.
>>79215604
Oh, so little baby thinks he's entitled to college tuition now too?
So in summary, you think that everyone, even those working zero-skill jobs, should be entitled to college, a car, premium property in expensive cities right next to the jobs they desire, and is also entitled to being able to raise a family on said wages. Plus money in the bank, for good measure.
Tough fucking shit, you delusional faggot.
>>79215741
To be fair no one really teacher them. We live in a world where we expect young adults to figure things out. Some of these things are budgets and how to cool food.
Ever think that maybe rent is too high in most areas? Probably because of soaring property taxes and worthless dollar, shit is ridiculous. Noone this generation can afford to buy a home and is stuck wasting thier money renting
>>79202991
>getting an apartment for 480€
Just not happening desu senpai.
>>79202991
>obvious troll thread is obvious within the first 3 sentences
>/pol/ falls for it hook line and sinker.
Congrats on bites with such low quality bait, OP.
Can I be saved?
>>79215933.
Not the guy you are talking to and I would trade car for public transportation, but yes. I expect those things and there is no real reason why those things shouldn't exist. We can't give out free college because we are paying for a war that no one really wants.
Need to take classes to be certified. Classes are 4 days a week for 3 hours a day on average. Have to share one car with gf. She works as a home Healthcare worker. Currently work a decent paying but future less job. Have around 2500 saved but that'll all be gone within a year. All I want is for immigrant scum to leave so we can actually live somewhere affordable until I can start my new job. But I'll probably have some spoiled autist like OP call me lazy.
>>79215693
you can probably find a minimum wage job anywhere you dumb nigger
thats the point of this thread
>>79216127
Yeah learn to cook. You can make more pizza for the price you are spending at Little Cesar.
>>79215933
lol dumbass calls people low wage losers and then complains when people take out student loans to get a degree. You're a real winner and just proved everything I said is true. Seriously man your like glass, I see right through you.
>economy full of mind bogglingly ridiculous red tape
>debt is the medium of payment
>degrees put you at negative net worth just to maybe be considered by employers
>debt is the medium of payment and monetary policy is driving waste anf megs present consumption
>what cunt you know at the HR department is more important than determination and free hard work in exchange for training
>taxes and fined everywhere unimaginable a century ago
Do you smug fags feel better pretending that you live in a capitalistic society of of the 1950s?
>>79213731
He's pretty much wrong on everything even in Canada. Then again, maybe he lives on some backwater area nobody's ever heard of.
>>79216087
>phoneposting
>>79215693
Out of the city means appr 40 min extra driving. So you have to wake up 40 minutes earlier for a less stressful, less fearful life outside the urban of Jamail.
40 minutes extra is not a deal compared to dealing with citylife
>>79202991
My wife and kids
I'm paying $400NZD for a large apartment. Government gives me $215NZD/week for being a student, I get to save about $40 a week and now have $10k in savings.
Even though minimum wage is $15 here, many people I know don't have a concept of saving and down it all on fucking drinking. I encourage my friends to save at least 10% but holy shit they don't care. Pathetic.
chris cuckold live https://www.youtube.com/watch?v=VbaOzGIyAqc
>>79217060
Aren't things insanely expensive there because everything has to be imported?
>>79202991
I'm against minimum wage, but your numbers are all wrong.
To start with, min wage isn't $10.75
>>79216949
This would be simpler if I was single
>>79217045
The US doesn't want white people to get married and start families. Only Latinos and niggers
>>79213309
Nigga, I live 15 miles outside of SF. It is still outrageous. If having a highly marketable skill set makes me a self-entitled twat, making 110k at 30 years old, then so be it.
>>79217591
Pretty much everything you buy comes at a 15% value added tax (GST). But if you buy anything online that's under $400 you can avoid that tax.
Visiting USA last year really opened my eyes how bad you guys had it there though. I actually didn't know you had to pay tax after purchasing goods. I'd argue that the buying power of the NZD is greater than the USD however, and I'm pretty sure we pay less taxes here considering we don't need to worry about state tax.
>>79217619
Notice the flag
>>79204783
>>79204908
>>79205019
>>79205905
>>79206323
>>79207257
>>79213056
I live tampa Fl and for 4 years rented a one bedroom for 585, niggers lived around us but I never had any B&E, never had my car fucked with. I currently rent a two bed room with washer dryer for 1100, and its in the college part of tampa. Yall need to lower your fuck excpectations of where you can live.
>>79217619
>To start with, min wage isn't $10.75
>being this stupid
>>79202991
>220$ taxes
the last time i paid the less taxes on my salary
I'll redo the math:
At $10.25/hr, working 40hr weeks your take home is about $1400 per month.
>Renting a shit apartment
$800
>$70 per week on food
$280
>Cell phone
$60
>$260 remaining
If you had a car it would all go to gas and insurance expenses.
Now furnish that apartment, entertain yourself, and buy odds and ends. Literally nothing is left and it really sucks considering how much time you are wasting working a shitjob.
NEETs have a point about this. There is no point working unless you're making at least $20-25k/year.
>>79218313
Yeah, sales tax is pretty shit. Also in some states (like the one I'm in) they still tax food sales.
>>79214237
Where the FUCK do you live?
>>79214237
You are high as fuck if you believe this.Taking public transport to my job (San Diego, 15 mile commute) would take 2.5 hours each way.
>>79211807
Well there's your problem.
California is one of the most disgusting places to live.
>>79212216
625 where I am, decent little one bedroom place. The complex is older, but the staff gives more than half a fuck about the place.
>>79214237
That is incorrect. The city I live in and the two cities next to it. Do not have any public transportation.
>>79218502
>40 hour weeks
What percentage of the workforce is that? I cannot believe it is the majority.
>>79202991
What every anon forgets is that all it takes is a weekend stay in the ER food poisoning to put you $20,000 in debt.
>>79218819
Yes... let the hate flow through you. Beaches, mountains, hot women, quality beer, and laid back work attitude. How can California ever compare with where ever the fuck you live.
>>79218765
as a railroader, even in OCS territory track speed is 45mph, it would take you not even a half hour each way
>>79219008
>indigent care isn't free
Did you travel back in time to the 1800s?
>>79218927
It isn't. In my experience 20-30 hours is the most commonly offered.
I've worked fast food, and of 8 employees only one will be full time, and that's usually reserved to keep the graveyard/night shift guy happy.
>>79218927
A very small percent in Canada. Only industries that get insane hours are miners, oil workers, tradesmen, etc. Service workers and even gov jobs are always temp/part time. The tax returns I do for kids under 30 make me weep. All these hard working goys bouncing between 3-4 jobs every year to make 20k
>>79219077
Well if it was Texas, it could have all that and none of the bullshit of Hollywood.
>>79203837
individual charity is the furthest thing from state based socialism.
>>79202991
What about?
Water
Heat
Electricity
Insurance costs (health / auto)
Selfie taxes
Television/internet (not a necessity)
>>79202991
>Minimum wage is enough to make you live well, if you're spending it on yourself.
>400 euros
>-rent/tax
>-utilities
>-transportation fees to work/home
heh...
>>79219247
>>79219243
So we should be calculating based on 20 hour weeks. ~900 dollars a month instead of ~1800
It breaks down almost completely at that point. More than half your money goes to rent even if you have two other room mates.
>>79219198
Have you experienced indigent care?
Enjoy sitting in the "vertical treatment room", i.e. a big shared room full of chairs and Mexicans.
Not even kidding, I've been there. You're better off getting some coconuts and ghettorigging your own IVs.
I sat gagging for an hour with no treatment until I ultimately ruptured vessels in my heart.
>>79202991
Minimum wage would need to be $23/hour if it had kept up with the inflation of the 1960s. Average home was 3 times your annual average income in 1985. Now? 10 times. Productivity? Up. Wages down or stagnant. Why are you a willing Cow Goy Slave?
>poor people are poor because they dont spend their money wisely. I know, because Im rich, I inherited it all.
This is what richfags really believe
>>79219624
Sounds like you have a couple clowns for your room mates.
Of course, if that's the case, I fully sympathize as I have been there and still made it work.
>>79219730
You "need" two million to retire now. Good luck.
>YOU BOUGHT TOO MUCH FOOD AND CELL PHONES IN ORDER TO FIND A JOB WE DONT HAVE! CALL THE ROBOTS AND THE WARS TO MAKE MORE REFUGEES! NOT ENOUGH JOBS AND WEALTH HAVE BEEN EXPORTED!
>>79204615
>300 on food
>200 on bus
What the fuck are you eating or using as a bus?
>>79218008
>110k at 30 years old,
Top kek, I make 120k at 20 and I don't live anywhere near inflationland unlike you.
>>79219817
They know, they just feel their words hold no moral ramifications and will say anything to support their agenda.
>>79219875
If you have 20 workdays and go by bus thats just $10 a day
>>79215990
It depends on where you live. It's easy as fuck in most of America.
>>79219817
There's truth to "poor people are poor due to poor spending."
Can give a homeless man a million bucks and he'll spend it on bullshit before spending it on stability and growth. Just as you could do the same for some washout college student with a heap of debt.
People aren't taught how to manage finances, just told to chase your dreams regardless of the cost and have to learn finances once their shit actually tanks.
High school, at least senior year, really should be about life skills over more of the same subjects you've been doing since middle school.
>>79219684
Now imagine if every single kind of care was like that. Welcome to canada's "free healthcare".
>>79220182
>just 10 a day
how fucking far is your job? siberia?
>>79203582
Are apartments really that expensive in the US? We're renting a semi-detached house for 750 euros right now.
>>79219730
Not that I don't believe you, but do you have a concise source for that information?
Feels good living in N.I. No crime as long as you're a white male and living in the correct area to your religion.
15% tax rate? wanna trade?
i pay 45%
>>79220203
I know actual poor people and they have very tight budgets and dont really spend anything freely. Most poor people except welfare queens are like that. New money on the other hand is ridiculous and obscene
>>79202991
>700$ for an apartment rent.
Hardly.
>>79220302
$5 for a bus ticket doesnt sound far fetched
>>79203582
if you're alone you can get 400$ appartment here or get a roommate in a 650$ one.
>>79202991
millenials, you must live with your parents until you have enough saved & a good job to move out on your own, NOT on minimum wage.. fucking idiots kek
>>79220379
hes kinda right, in NL regular house prices were around 80-100k eur while the average annual income was 20-30k, now house prices are double that atleast and the annual income is ~34k
>>79220302
Bus to and back probably ?
>>79202991
>renting apartment
That's not independent.
>>79219624
>20hours
Or you could not be a lazy fuck
>>79220789
I think the big problem is older conservative are telling them that is wrong. At least where I am that is the thing.
>>79220649
http://www.ctvnews.ca/canada/report-reveals-average-rent-prices-across-canada-1.2704967
More like $1k-$1.2k.
>>79220182
Most transit systems offer a monthly pass. It obviously varies between cities, but I've never seen it in excess of $100/month, and that gives you unlimited transit usage.
>>79202991
Minimum wage in Virginia is only 7.25$ faggot. That's not livable.
That's like 1000$ a month.
Cheapest rent is 400$
Cheapest car insurance 100$
Cheapest food budget 200$
That's 700$ right there alone
>>79202991
OP you goofy jackass look at this shit. The damn Chinese fucked up the entire West Coast.
>http://www.ctvnews.ca/canada/report-reveals-average-rent-prices-across-canada-1.2704967
>>79221852
Oh and those 400$ apartments I was talking about...Loaded with drug addicts and criminals.
>>79202991
Cool story bro. Here min wage is 7.25 and you are goddam lucky to have a full time job and not work at 2-3 places.
I have a college degree too.
>>79202991
>Average hours per week
I wish
LMAO
>>79203537
>Atheists
that's a funny spelling for Jews, cuck
>>79209252
Federal minimum wage is 7 dollars. Don't open your mouth when you have no idea what your talking about.
>>79219077
the only good thing about commiefornia is the land. The women are either Asians, whores or both. Our work isn't laid back its just plain lazy.
t. Californian.
