Is 6% interest on a used car loan good if my credit score is 815?
Mom is criticizing me and telling me I got trolled but desu I don't know shit and I just hate when I try to be an adult and my mom puts her fat fucking face in the middle of it
>car loan
>lives with mommy
Fucking pathetic
>>55595522
Dad found out the front tire is low too so I have to go confront them about it tomorrow :(
>>55595536
good idea, going there now.
Pls ignore this thread
Absolutely amazing thread.
Did you even try?
6% isn't the end of the world, but you could've done better.
This is most probably the worst fucking thread ive ever seen on /g/, holy shit, are you a clover user?
>>55595585
use it on my phone but posting from Opera on Windows 10
>getting a loan for a car
Good goyim!
>>55595595
>Opera
This fucking has to be bait
>>55595510
>Is 6% interest on a used car loan good if my credit score is 815?
Normally, not really. At beacon, rates range from 3.9 to 5.9.
But a lot of things go into that. What's the car? How much down? Loan to value?
Also >>>/biz/ is that way -->
You may have too short of a credit history. That can raise the % rate.
>>55595595
>Windows 10
This fucking has to be bait
>not having an 850 FICO
get on my level OP
When I saw Clover I thought they meant the OSX bootloader for a minute.
>getting a loan for a second hand car
Fucking hell, what are you doing?
6% is pretty high for that credit score.
I had a 725 when i got my first car loan and my interest rate was only 3.something%
Did you finanve through your bank? Credit unions are the best way to get decent finance rates.
Why not just buy a car in cash? Got mine for $500
>>55595510
>6%
>used
2.99% or less is your real target
>/g/
>>55595887
what kind of shitter was your $500 jalopy?
>>55595510
6 fucking percent with an 815 you're a retard.
>>55595676
>Canadian tire money
Fucking kek
Never spend more thank 3k for a car.
Old shit is fucking solid desu.
>>55595676
Anyone with a high enough dti can tell you credit rating is only a measure of how much they can make off you. It's not really something to be proud about.
Ford was practically giving away cars 0% interest on three to six year loans through Ford Motor Credit. Economy is still garbage.
>>55595510
anything above 2% is cuckhold rates
>>55599607
Pretty much. Ford KIA all of them for the most part just require you to have a pulse and a semblance of a job and they'll hand you a new car.
>>55595510
You're stupid for buying a used car with a loan in the first place. Just buy something for a couple thousand dollars and you don't have to borrow money from the jews.