If like 90% of fund managers who graduated top ivy league schools, have a shitton of analysts, resources, funding and experience to back them up cannot consistently beat the market, what drives people to participate in the stock market instead of just parking their funds in 3-5 index funds and calling it a day? Aren't there distributing ETFs as well, so "dividends" doesn't really hold up as an argument?
I'm asking because I want to invest a large sum and have familiarized myself with the markets, but I am unsure what to do. Pick dividend aristocrats/kings...
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>>987593
>I plan to buy and hold
Put all of your money into ETFs.
Then keep aside <1-2% of your networth for buying meme /biz/ stocks for fun. $1000-2000 should be enough for meme /biz/ stocks just for fun.
>>987593
You have literally no idea what you are talking about.
>>987593
>Aren't there distributing ETFs as well, so "dividends" doesn't really hold up as an argument?
ALL index funds and ETFs pass-through their dividends to share owners. You're on the right track, OP, but do continue your research.
bogleheads.org
- Anyone here have a successful and durable experience in forex trading ?
- What's techniques did you use ?
- With how much money did you begin ?
- Gives me advice for a beginner like me, please.
I am really sad when i read specialized forums in forex, why?
Because all the trading journal I read ends the same way :
They end up losing all their gains and have their account to 0 dollars, after 6 months or 1 year.
I need testimonials from people who really live forex successfully since several years.
Forex is for fags in the UK.
It's not possible as a retail trader, especially in the US (due to regulations). You're probably interested in forex because required minimums are so low. Most services are bucket shops that prey on people like you.
Some aren't though. Best case scenario, you find a service that routes your trades directly to an ECN. Even then, you're fucked because institutions use hft strategies that exploit proprietary order-book data streams.
>>980355
The reason you can't find a forum with success testimonials for retail forex trading is because no one has succeeded for years. That game is literally rigged.
>buying a house
>spending time on 4chan
>>990217
>being hypocritical
Do people seriously believe in renting forever? Do they support Donald Trump too?
I am building a website that allows our users to connect, create and collaborate on building businesses together.
The idea is to connect people with different backgrounds with each other.
For example, I develop software but my marketing skills are something that is not quite where I would like them to be and have other issues to address (like software dev). I can post a "job" along with my personal and "company" profile and find someone who is interested in working together on building a business together.
We also offer the ability to...
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>>993406
>>993413
Our plan is to be a "marketplace" of professional documents, books and other media for startups and entrepreneurs. So yes - it's intended that this is our primary (or only) revenue stream for now.
So quantitative easing has been going on for ages, central banks are printing money like crazy, interest rates are NEGATIVE and there still isn't any real growth in the economy. Productivity isn't going up, there has just been so much money laying around and it needs to be put somewhere safe from negative rates.
That's why I have been lowering my amount of stocks and ETFs and I'm now wondering where to put that money to preserve its purchasing power.
Now next when the bond market collapses causing a massive aftershock in the stock market this bubble...
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>>993037
>isn't any real growth in the economy
>>993056
Growth in GDP is not same as growth in production. If a house goes up 10 times in value it's still the same shitty house. It is very easy to raise GDP with smoke and mirrors.
>>993056
>forecast
LOL
I have the equivalent of 30000 $ in my bank account after working hard for a year.
I'm renting an apartment and still have a smaller income, so now I'm doing nothing with the money in the bank and the interest rate is pathetic.
What would you do with 30k? Is it even enough money to bother worrying about?
Let me ask you this, what do you want?
We need to establish what you want first before we decide what you should do.
I mean I could just save the money for if I'm buying an apartment at some point.
I'm leasing a cheap car for my job, so I don't need (or want) to buy a car
>>992854
give it all to charity becos money wont buy you happiness
What music do rich people listen to and why?
>>992748
I listen to my servants reading /biz/ threads to me
>>992765
>not requesting a paper report for the daily best of /biz/
pleb
>>992748
Same shit as you most likely. Rich people are just that: people. They're not dieties.
Somewhere on the west coast, a partner at a law firm is driving into work and bumping DMX right now. There's also a NEET in a basement somewhere shitposting on /v/ whole listening to Mozart thinking it makes him better than everyone.
I'm not sure if this is the right board but I'll give it a shot.
Six months ago my Dad borrowed my car so he could get some tests done at the hospital. The car had been acting up and I hadn't been driving it for a while, so consequently I had also stopped paying my insurance. He didn't know that but he had a spare key and didn't want to bother me at work so he borrowed it for a bit.
As he was pulling out of his parking space at the hospital this woman doing way more than 15mph hit the rear of the car shearing off the bumper and doing damage...
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>>992714
Ask a lawyer.
>>992714
>Would I be able to have the debt collector deal with my Dad instead of coming after me?
No.. because I assume on paper you are the owner. People make up all kind of excuses and sob stories in those situations..(my granny used it.. children, drunk uncle etc ) so a debt collector only goes after who is the owner on paper... otherwise it becomes a neverending chaos for the collector..
If you talk with them they will something tell you something along the lines of: ´it´s your...
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>>992714
>I hadn't heard anything for six months, but yesterday I got a letter from a debt collector stating that because I was the owner of the car and I didn't have insurance I have to pay the cost of the damages.
Is this coming from the woman's insurance provider or an actual collections company?
>Would I be able to have the debt collector deal with my Dad instead of coming after me?
No. Whoever holds the title to the vehicle...
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Anyone here actually own their own business? Whats your trade? What kind of problems did you have starting out? How did you develop client/ supplier relationships?
Bump, somebody on here has to have had some fucking business experience at some point
I own a nonprofit org and a profit biz. Offering IT services. Mostly struggling to get a website running and gaining web traffic. Websites are expensive as fuck when u try to bootstrap your biz. So i'm running on wordpress until i got enough capital to buy some quality webdevs.
>>992656
I run a resume writing /biz/, I mostly use LateX programming to make decent looking formats that people can't make in Word. I average about $100/client, the biggest problem is getting website traffic as my website's a wordpress piece of mediocrity.
If it ever really kicks off I'll design more field-specific templates and hire some subcontractors to do my orders for me.
Considering this chart, showing a long term trend of <1%p.a. is buying a house really better than renting?
>>992654
>real
Considering that inflation has averaged 2.6% over the same period, that presumably means a nominal return of 3.6%. Not so bad, especially when you consider that only a fraction of the initial investment is your money. Let's say, for the sake of simplicity, that the property cost $100000, and that the mortgage plus expenses works out to the same figure as renting. With the mortgage you're making $3600 a year compounding, and you finish at the end of it with the...
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>>992679
Pretty good breakdown.
Considering only needing to beat 7.5% that isn't too difficult I'd say, and you don't have the attendant risks of being tied to the one spot for a large number of years, nor 5+% fee when you want to cash out. Seems like renting is quite plausibly better.
>>992654
Your primary home should not be looked at as an investment.
Is there money to be made in either parody or false religion?
There are guys like Creflo reaping it in from his idiot followers.
>>992480
Absofuckinglutely, especially if you claim to be a non-catholic Church of Christianity. No oversight, no authority, just whatever you say and some slightly altered bible.
>>992493
Interesting.
I was considering re-writing Bible passages and using these new writings to launch a new movement
>>992495
Any thoughts?
>"money can't buy happiness"
How do you respond?
"it can buy me freedom from a shit job working 40 hours a week and give me the time to do what i want, when i want"
money buys security and freedom.
>>992434
I can buy things that make me happy
Biochem major and finance minor
Graduated in August
No jobs
Still applying
No word at all yet
Shitty alumni network
Trying to reach out via cold emails to people from different universities much older than me
No responses yet
Temp agency has the shittiest jobs and provides no value
Currently working dead end retail job for money part time
What can I do to turn my life around? I literally have no one to talk to.
>>992368
Please anyone
>>992368
lie on resume (.2-.3 GPA up), also mold each resume to job you apply for, and lie about volunteer work and job experience if possible but be prepared to explain what you "did"
Know your limits but abuse the system, good luck OP.
>>992377
3.6 GPA
I already have volunteer experience for Doctors Without Borders and I already have 3 years of job experience while I was in university. My resume isn't the issue, I crafted it to perfection and tailored it for each job
It's my lack of who I know that's the problem. And I'm now 100% sure of it. No one responds to my requests to connect for a quick coffee/phone chat about themselves. I don't know what else to do and I'm crying hysterically every day from fear of being dead...
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Anyone else make money online?
I started a side project just to remind myself about web design/seo etc as I have big project in the works at the moment which won't be ready for a few months.
I'm getting on average around $30-$40 a day. with adsense and CPA offers and literally don't have to do anything. Anyone got any feedback for my site god or bad. As I said, I only made it to practise for something in the future but it's doing alight.
www.ishouldbedoingwork.co.uk
>>992178
Do you really earn that much on a site like that?
>>992178
How do you get games to host?
so this is the kind of the first stock chart ive ever looked at and im wondering: if someone bought a ton of shares in 2001 when the price was around $1 and sold them when they were at $80-90, wouldnd he instantly be a millionaire? is this a special stock or does shit like this happen regularly?
Each share is multiplied by the value so it depends on how many shares. 100 shares bought for 1$ x 90 dollars a share = $9000
>>992087
but what if you bought 1000 shares, thats 90k, or 5000, thats 450k. i mean you have to be lucky or crazy to invest at the low point but 5k is nothing and i cant imagine its normal that stocks just go down to $1 and then up to $90 and down again
>>992072
That's a bubble for you. And unless you have insider knowledge, there's really no way to know when its going to pop