>I refuse to spend money to make money
>I play videogames
>I think that my situation is outside of my control
>I don't read books
>The stockmarket is for smart people!
>I do the bare minimum at my job
>I will vote for Bernie Sanders
>Capitalism/America is bad
>my auto loan is 72 months
>>1003938
fuck m8
>>1003935
>implying the stock market is for stupid people
Kek
>I give to charity
>Capitalism is bad
>I am voting for a socialist
>Wealth inequality is unfair
>>1011719
Must not be rich. If you make good money Charity is how max out your itemized deductions. But you wouldn't know
>Business is risky
[Robinhood General Thread] -- /rgt/
Merry Christmas edition
>Stock Questions & Answers
>Stock Predictions & Forecasts
>Stock Graphs & Charts
>Stock Successes & Failures
>Stock Highlights & News
Visit the website first - www.robinhood.com
*Only works for US citizens right now (Australians can get on a wait list for the Australian beta)
Candlestick App - thinkorswim
Available...
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PSA: STOCK MARKET WILL BE CLOSED -
*December 24th (closes at 1:00pm)
*December 25th (closed all day)
>>1010394
Apparently I posted at an awkward time
AMD to the moon boys
One of these. Post whatever you want, this ain't no census
>Age
>Occupation
>Education
>Net worth
>Debt
>Credit Score
I'll go first
>Age
25
>Occupation
Programmer
>Education
AAS in computer programming
>Net worth
$91k...
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>>1009169
20
Unemployed
Currently going for a BS in business
$10000 total.
No Debt
No credit score (yet)
>>1009175
I was where you were at that age, you're doing fine. Don't blow all your money on a car like I did, that's my biggest financial regret.
22
English Teacher
BBA
$40000
$0
I have no fucking idea what my score is
Alright biz, so,
I have had my own business for several years.
As of now, it's a profitable business. Problem is, I am one person. I have a lot of work where if I did it, it would be you know, $30/hour, $25/hour in profit, but I don't have time for that stuff so it gets thrown into a scrap pile and sold for pennies.
I'm working 80 hours per week and not able to do this stuff that I've been scraping because there is all the other shit I need to do.
Right now business consists of,
>acquire the electronics (me)
>take them apart (me)
>create ebay adds (me)
>pack them all up (me)
>ship them all (me)
>deal with customers (me)
>accounting (me)
What's the best way I can employ someone to make some of my work, you know, go away?
Surely there is somewhere in the process where I can hand it to someone being paid $8/hour and that will free up my time to pursue the $30/hour work that I just throw away
But everytime I want to hire someone, I get cold feet. What if they steal my stuff? What do I actually trust them to do? What if I have them in charge of ebay adds and they list $50 units for $5? What if I put them in charge of packing and they don't pack properly and stuff is damaged in shipment?
etc
>>1013352
Your business is a bit more sophisticated than massproducing burgers... can you hire a younger cousin or sibling in an assistant capacity, so you can peak over their shoulder and check their work till they are up to speed?
>I have had my own business for several years.
You own a job*
Anyhow, if you want to hire someone look for someone with high intellect but no ambition and decent work ethic.
What's the most demanded freelance web dev/programming skill?
>>1013293
Hang on I have an infographic
>>1013293
>>1013306
This graphic is fucking shit
>thisiswhatpythonfagsbelieve.png
>C++ is harder than C
>Thinks C# = enterprise software
>Shilling for his (probably python) classes
>No mention of Assembler, Fortran, or COBOL, the language most legacy enterprise business software is actually written in
>No mention of Perl or other more modern languages...
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How many hours a week should I be working before I can officially not feel guilty about my work ethic? Is 9 hours a day, 7 days a week, fine?
20 hours a day, 4 days a week is the lower limit.
try r9k
Arnold says you only needs 6 hrs of sleep so, 18 hrs a week 365. Or youre not going to make it.
What degree do I need to become a pencil pusher after college?
What is a pencil pusher?
>>1012826
someone that works in an office
>>1012828
Yeah but what job specifically? Everyone has their role, there's no just "office worker".
>Investing is risky business!
>Investing your money is for people who already have a lot!
>The stockmarket is rigged
>The stockmarket is random and completely unpredictable, so it's best not to bother
>I play computer games
>I just keep my money in my savings account, that way it collects interest and I can save up!
>Saving for retirement? Haha i don't plan to be alive that long.
>I'm too young/old to start a business
>I do not listen to Maybach music
>All the good business ideas were taken already
>All the smart products or services were already invented before me
>____? Nah that's nonsense! Just get a regular job ya dummy!
>Anon, you need to pay for us when we're older, we raised you afterall
>Cmon bro lend me $100, i need it to buy more Vemma, trust me it will make us earn MILLIONS
>Reinvesting your profits? That's retarded, why earn money if i don't spend it on fun?
>Live within my means? But Shaniqua/Johnny has that new iPhone 9s deluxe platinum edition, I need it too...
>I only work 40 hours a week but i wish to get rich
>I don't actively work on improving myself
>What's the point of books? I'm done all my reading!
>I play videogames lol it's fun!
>>1012799
I have a question: wouldn't it make sense to have a regular job (or a business; working for yourself can be harder even if it isn't as demeaning most of the time) AND make my money work for me, so I have an employment history?
> I do not listen to Maybach music
Kek
>>1012799
>lol I only take maybe $400 to the casino a week, it's not that much
How can I be like this guy?
>>1012089
He started trading IPO's when he was 16 and he was very successful. Then he showed his track record to Goldman Sachs and they took him on board where he was in charge of tens of millions of dollars which he divided appropriately in the different sectors while always have 'emergency' funds in case something new popped up.
Then, he quit Goldman and kind of retired. I think a year later he began trading his own money for the heck of it, and then he was offered a TV trading show, which I'm sure...
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become a con artist and cease taking finasteride
>>1012092
His twitter looks like such a fucking scam lmao
What do you spend your money on, /biz/?
Not a fan of a vast majority of those shows but I'll give you credit for the Haruhi figures.
Still I would never actually buy any since my girlfriend and friends would be pretty weirded out by it. So I just spend my money on college, medical books, surgical tools and practice "dummies."
>>1011560
I have a weaken for old pennies. Even when I was a kid. I only difference is I only buy graded coins now or coins that I can get graded.
Just the bare necessities. Where my FIRE bros at?
http://www.nytimes.com/2015/12/27/technology/when-a-unicorn-start-up-stumbles-its-employees-get-hurt.html?partner=IFTTT&_r=0
>Good was a “unicorn,” that is, a private company with a valuation of more than $1 billion. The high valuation increased the paper value of employee shares — and thus the income tax bills levied on their stock when they received the stock grants, or when they bought and sold shares. To pay those taxes, some employees emptied savings accounts and borrowed money.
>Employees essentially...
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>being a wagecuck for someone else
>expecting to get anything in return other than completely fucked over
I don't fucking understand why anyone would ever work for someone else. Especially a fucking startup.
That's why I'm starting my own business :^) I'll be dead before I resign myself to being a fucking cuckold
>>1011300
Same. I've only ever had one boss. Summer job while in college. 17 years ago...
>>1011300
>That's why I'm starting my own business :^) I'll be dead before I resign myself to being a fucking cuckold
Ah, another NEET with big dreams of starting a business.
Yet just let us know when it inevitably fails or more likely, you don't have the balls to take a risk and work on your business, much more comfy sitting at mommie and daddie's house and calling people cuckolds huh.
If you had $2000 to invest, what would you do?
I would make more money
>>1010636
$2,000? You mean on top of a 15k security fund, 10k car fund, and 20% down payment for a house, right?
I'd invest 3/4 in my portfolio and wait next month for my next spare 2k.
Margin account. Regulated bucket shop with a negative balance protection who gives a good initial credit bonus, micro account if available. 2% of my total balance on a single position, for a max of two positions. Trend following system, ideally looking for trade ideas generating anything above 5R. Staying the fuck out of stocks/ETFs/pennies. Withdraw everyhting as soon as 10k goal gets hit, move up to a true ECN broker offering options, lowering total amount risked to 2% in total balance
Hey /biz/.
What's your goals for 2016 ?
>Let my 10k€ in a S&P500 ETF ride and not touch it.
>Save for driving licence and a car, around 2k€.
>Keep minimum of 300€ of cash on bank account.
>Own 5 BTC, high risk investments
>Read 2 hours a day
>Medidate
>Regulate internet addiction.
>Finish work project
>continue being overpaid
>finish novel first draft for kicks
>bang another of my ex's hotter friends
Steady as she goes, anon
>>1009489
>max out 401k and ira again
>save additional 5k on top of that
>ace GMAT, get into MBA program
>read 40 books
>get a promotion at work
Turning 25 in a few months, this will be a pivotal year.
>>1009504
>Turning 25 in a few months, this will be a pivotal year.
It has been pivotal for me. Good luck anon!
22M great job but still leaving paycheck to paycheck. Hardly even have wasteful spending
>>1009151
>posts pictures of hookas
>smoking money
"hardly even have wasteful spending"
you sound like one of those people that don't see their own faults
>>1009153
Havent Smoked in a while, cutting back on everything
>>1009155
Maybe stop discussing in general terms and have a look at some hard numbers? "Hardly ever" means you still do and "wasteful spending" is subjective. "Cutting back on everything" what the fuck is everything?
If you're not going to be real with yourself about your spending habits then you're just another broke wage slave. Different to no one else and so should not expect to "become successful", whatever the fuck that means.