Signs that you are fully retarded by 2016:
>having less than $100 in savings
Doesn't need any explanation.
>"investing" in bitcoin
Not just trading it, but thinking it'd make you rich in future. Especially for large amounts.
>>1018793
You mean:
>having less than $100k in savings
>>1018793
>Investing in any individual stocks, thinking your neckbeard analysis will allow you to beat the market because of some article you read on Seeking Alpha
>Not investing entirely in low-cost index funds administered by Vanguard, Schwab, or Fidelity.
>Not maxing out your 401(k) and Roth IRA every year (at least)
>>1018824
Anyone who isn't a moron can do $100. 100k is a lot harder. Most folks never get that much these days
>>1018793
> Buying any car under 3 years old, especially luxury or sports models
New cars depreciate like crazy losing up to half their value just from buying the stupid thing. Sports cars and luxury cars have high insurance, high taxes, cost a ton to repair and don't do anything special outside of telling the world...
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Is this accurate, /biz/?
you do realize stocks represent something that is tangible, right? In particular, company's assets.
>>1018758
Trolled hard
>>1018758
You do realize that thinking of stocks primarily as representing the company's assets is naive and wrong, right?
>earnings, not assets
I want wealth and I am ready to risk death for it. I have zero education, no connections and also the money I have now is about to stop. All I have is an empty fridge and laptop with internet connectivity.
Suck diseased cocks. Those people will pay top dollar.
>>1018318
Suck millions of dicks for $1
>>1018319
Funny how you need to use humor to answer the worlds most complicated question. You're too intimated to face it. It's fags like you that keep me breathing to prove how great I am.
How's the market for management information systems? Should I go into the field?
>>1017304
what is management information systems?
>>1017304
My wife is having this same problem.
>>1017386
What's she thinking?
How the fuck do Wall street guys work for 100 hours in a week ? How many of those hours are actually productive ?
s t i m u l a n t s
C E R E T R O P I C S
>>1016828
>Amphetamines
>Lots of sitting down throughout the day
>It's not actually all work
Easy money. Guaranteed to work.
>go on Tor
>go to credit card marketplace
>buy amazon gift cards
>$500 card = $200 USD
>pay with bitcoin
>go to McDonalds
>go on amazon
>find a product that you have listed previously (a pen or something small)
>buy it with amazon gift cardComment too long. Click here to view the full text.
>>1014712
Why go to McDonald's?
>>1014715
So you're using the random public IP address instead of your own at home.
Just an extra safety precaution
there are video cameras at macdonalds retard.
Is med school worth it guys?
>actually wanting to be a medcuck
Not only do you have to deal with the public, you have to deal with the sick public. Plus all those years of schooling and potentially debt to get there. All for a mediocre at best salary.
Tell me if it's worth it.
>>1012979
Over $300,000 a year is a mediocre salary? And yeah, it's the amount of time and money it'll take to get there are making me second guess myself.
>>1012977
Worth it if you can get into it and you enjoy being a doctor.
Doctors don't become doctors for money, they do it because they genuinely enjoy it but it just so happens to earn a lot of money.
Have 9,000 in savings just bought a house what do.
Hold on to that money for the inevitable repairs and in case you get fired and have to make payments on your house.
Also
>buying a house
wrong choice 80% of the time. Rent master race reporting in
cocaine baby
>>1018682
Right, renters pay the same amount buyers do, but don't own anything after 30 years. "Masterrace"
How to win the lottery?
Any hints tips or methods you could know and have you ever won the lottery?
This may be one of the dumbest thread topics ever.
>>1018579
buy a ticket for every possible number combination, win every time
It's really hard
There is a lot of desert land for sale cheap.
What is a good way for a 22 year old with very little money to my name to monetize it?
I realize if it was easy that everyone would be doing it, but just curious.
First thought was solar. But its expensive and not easy to get into. Any tips, boss?
depends on the state. they all have weird laws and you might get fucked over if it turns out the land you buy is home to an endangered scorpion of a fucking cactus bird or some shit.
The problem with cheap land is that it's either going to:
A) surrounding land will never develop in your lifetime
b) will develop, but the taxes will climb faster than you can monetize the land.
c) you get muscled over right when it shows promise.
You would be better off buying dirt cheap industrial chunks of a town/city that lost it's ass after NAFTA.
>>1018588
Im in arizona.
I was thinking about trying to produce something off the land like rare peppers and spices or something.
Im not too worried about the area being developed for a while. If i can shape a new desert destination in the distant future that would be great though. Im more thinking about the land thats in bumfuck nowhere.
>>1018600
maybe you could turn your slice of land into a desert oasis. that'd be cool
Does anybody on /biz/ have a Roth Ira? College graduate, thinking about opening up one on vanguard. I remember when /biz/ first started there was a great thread about Roth Iras with multiple different investment recommendations.
They're pretty cool. They're made with after tax funds, so no taxes will ever need to be paid on that money ever again. This includes the earnings. This is all assuming you're making qualified retirement distributions (withdrawals).
As far as comparing traditional to Roth IRA's, it all comes down to what your tax rate is now compared to your tax rate at retirement.
If you're making peanuts this year and will probably be in a higher tax bracket, you're best putting your money in a Roth (pay the taxes now). If you're making the...
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>>1018553
/thread.
I've got one
Start ASAP if you are going to use one. Compound interest is an amazing thing
>Anon, I don't want to spend a warchest's worth of money on a wedding
Grab a hold of women like this, and keep them.
A woman who uses the term warchest? No thanks, too much of a dyke
>>1018504
>Anime
>>>/OUT/
>>1018504
True but it depends on how many warchests you have.
A good wedding will buy you influence, prestige and opportunity.
As well as all kinds of leverage and dirty secrets.
The women invited all have the ears and dicks of powerful men.
Can we get a /biz/ness clothes thread going?
I haven't heard much talk lately about what to wear to interviews, haircuts, etc.
Can we discuss do's and dont's of suits? Here's what I've been wearing lately by I haven't been having much luck with interviews, hopefully it gets a little better as I have a few more coming up this week.
Pic related, it's my business suit.
More like Empty Suit General
>>1018480
>clothes thread going?
How often does this cunt come back? This shit has been going on for more than a year now.
Fuck off to /fa anon
Bow tie: Yes
Necktie: Kill yourself (literally)
The bow tie is superior in every regard. In terms of aesthetic, convenience, and safety. Quite literally choke yourself to death if you wear neckties.
What bank does /biz/ use?
>Pic related
>>1018449
Chase
>>1018493
College grad. Thinking about switching banks. What made you choose chase?
>>1018449
Santander. Extra20 Checking is great for entry level people who can set up direct deposit, it's essentially a no-fees checking+saving that gives you a free $240 annually. The interest rates are beyond awful (0.03%) but you can open a second savings account with 0.6% (not too shitty by current US standards) and move everything to that one every month.
Essentially, it's good for people who are making money but haven't made a large amount yet. I'd recommend it for most people 23-35.
So, I just recently acquired a job that pays more than 9 bucks an hour.
Having an extra hundred a week or so, I've been blowing it. I bought another gun, a few new video games, a computer, a big bedroom TV, and a second car.
But, now I'm thinking more longterm and would like to make more money with my money.
Give me some basics, some ideas, and some help.
I don't even have a bank account, I handle everything wish cash.
>>1018359
>Extra hundred per week
>Recently
>Buys ~$8,000 worth of crap
Anon you're already spent for the next year, maybe 8 if that car wasn't used and a good deal.
>>1018364
gun was 200, new games were maybe 100, computer was 100, tv was 200, and the car was 1000.
1600, and I don't have the money for the car yet, but will this paycheck.
>>1018368
how old are you?