Archived threads in /biz/ - Business & Finance - 744. page
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Hey /biz/, not sure if this is the plac for this but has anyone here ever worked on a Barge or Commercial Ship before? Im coming off the military and I already miss being at sea but I don't want to do it with all the military bullshit. Does anyone know what its like to work on a ship? The pay? What the day to day life and the usual ports?
Any stories and advice would be appreciated
>>1042403
There have been a couple of very popular threads on this in the past, though I can't remember whether or not they were on /biz/ or not.
I think the one I have in mind was on /trv/ and that was about 2 years ago.
There's a lot of chipping and painting involved, from what I can remember.
>>1042410
Maybe we can get another one rolling, maybe its in the archives? I'm really interested and considering continuing working at sea but as Ive learned from being in the military not everything is what it seems.
>>1042412
Sure, sure. I actually have the aforementioned thread saved on an old HD somewhere, but I'm out of the country.
Anyway, it seems like a good job as long as you don't care about having a family. I'd consider doing it but I like having a gf.
Hi, I'm a college tomato salesmen looking for a the best way to keep track of my tomato sales, revenue, budgets, and of course profits. Any suggestions for apps, or software such as excel or "money monitor" for IOS? Would these methods be too insecure?
Perhaps a traditional tomato salesmen approach with a little black book would suffice?
Also general Tomato salesmen thread.
I was a tomato salesman but I expanded my market into dicksucking territory. In my off months when I can't many tomatoes I proceed to suck cocks for $1-4 each depending on how long it takes them to ejaculate(since this cuts into my earning potential).
So far I've made $314,000 just from my dicksucking endeavours.
>>1033962
If you spat the ejaculate into a container and sold it to spermbanks you would be able to increase revenues by tenfold. Rookie.
Regardless i'm still wondering how you keep track of your monies.
>>1033978
Libreoffice calc and gnucash.
ive got an interview with mckinsey next week, what can /biz/ tell me in order to prepare?
Firm handshakes, sit only when told to, Dont Whip Your Penis Out
>>1033934
Be good at thinking on the fly. But of you aren't I doubt you'll git gud in time.
So >kneepads
>>1033934
paint the parking lot if you don't get the job
piss on the interviewer to assert dominance
what would this number be as a decimal?
it's the odds of winning the lottery
>>1033830
Are you retarded?
.00000000342465753
>>1033830
did you go to high school?
>>1033830
You only lose if you don't try bro
Keep the fatih
Prepare to cringe.
>Be me
> NEET until mid-20's
> Go back to school last year after mom and dad said "gtfo"
> living on grannies sofa when I'm not in the dorms, "technically homeless"
> first job is my work-study joke of a job I work 8 hours / wk for $9/hr after my full-time class schedule, which allows me to make up to $2k/yr for the academic year, so... yeah, barely anything
So,...
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>>1033765
When you get a w2 from the school (the employer) youll file an "ez 1040" on the irs.gov website. It will be free because you made so little. Its very self explanatory
>>1033765
http://www.unitedway.org/myfreetaxes
I've been using this program for a few years and it's pretty good. Sponsored by walmart and united way.
that or just go to your local library and pick up a 1040ez form and guide. learn the system and until you get a lot of money you don't need to worry that much. it's really not that hard or big a deal.
Does anyone have good resources for starting and expanding a small business?
Too many things out there feel like Jews shilling their products and no actual information.
>>1033763
Thats too vague for us to help
>>1033783
all right.
1 person operation to start until I get things off the ground but questions like
How much should be in reserves, how much I should be expecting to pay on top of initial capital and cost of goods. When to hire a new employee, when to seek out financing and how much based on current and projected revenue. Incorporation, legal steps to start.
Anything along those lines could help
>>1033763
What do you do?
Hey /biz/, I work in the lending industry and a question popped into my mind.
How does lending work in other countries? Specifically Europe and Asia.
How does credit reporting work in these places? Do they have bureaus like we do? In a place like Europe where people may often finance items in countries they may not live in, how does the underwriting process work?
I look forward to hearing specifically from those of you living or who have lived in these places.
>>1033739
Same as USA I suppose, however Europeans hate lending, it is not our culture to owe someone.
>>1033745
Britain on the other hand seems a bit different. More American with our credit utilisation.
>>1033745
Surely people take out loans. I can't imagine that people don't at least take out mortgages or the occasional car loan. If not, even a simple charge account.
Hello, after the recent decline in the stock market, I figured I should try to learn as much as I can about investing over the next few years to mitigate my losses as much as possible. I want to start out using basic finance ratios, none of that chart prediction shit, I just want the basics and Its annoying to go through a ton of websites to find industry averages and the correct numbers for quarters and stuff. So, I was wondering if any of you could recommend some type of free software or website that shows basic things like the following:
1. Debt Ratio
2. Cash Flow
3....
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>>1033686
we need a sticky for this
>watch
https://www.youtube.com/watch?v=WEDIj9JBTC8
>read
Intelligent Investor - Ben Graham
>evaluate and simluate
https://www.youtube.com/watch?v=Ija5kWGFZVY (gurufocus.com)
>>1033788
Thanks for the links, I really appreciate it and I'm watching it now. And I actually got the intelligent investor for christmas and Security analysis, so im looking forward to reading both of those. But I was wondering if theres a site that has extensive financial information about each company relative to their industry, obviously quarter by quarter. Anything like that exist that isnt yahoo finance?
>>1034218
yes, gurufocus.com
you can get a lot of information in the free version, although the premium one for $300 is really great but not essential. It is the site that is used in the video I posted last.
What is the safest type of investment that will beat inflation?
>>1042248
Cheese futures
>>1042252
Had that picture sitting in the folder waiting for an opportunity to post it for months?
>>1042248
>pic related
/thread
We all know business and work can be stressful on your body and mind.
What job should you do if you want to live a long and healthy life?
>>1033634
http://www.usatoday.com/story/money/personalfinance/2015/03/08/cheat-sheet-happiest-jobs/24509095/
google that shit?
You have $2000 to invest for the next 1-4 years. Where do you place your money /biz/?
>>1042218
Probably an Index Fund.
>>1042218
Soybean futures.
>>1042218
2k is not a lot of money to invest for 1-4 years. 10k is not a lot of money to invest for 1-4 years. 6% return on 10k over 4 years leaves you with just 12624.77.
You sound young. My suggestion, go take a memorable road trip with some friends. Start dollar cost averaging when you get your first professional job.
How hard is it to find SSN's + names?
Also how illegal is it to use that information with paypal accounts? (Not selling illegal stuff)
its illegal so GTFO !!!
this is /biz not /scam
kido its very illegal, don´t do something stupid.
the government has very bright people that find stupid people like you and bans them.
So just walk away and pretend nothing happened and never search about it again.
Good morning /biz/, still rather new here but I've been lurking and trying to devour as much information as I possibly can. I have a couple of basic questions that I can't seem to find answers to yet.
So I'm 23 and this is the first year I've ever contributed to my Roth IRA, prior to this I haven't done ANY saving. I think that sadly most of my generation won't have the same realization that I am having at the moment. I'm in a desperate scramble to make up for lost time investing and saving. From what I understand, things like Roth IRA's...
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>>1033585
Late response -- but I would value paying off debt before all else. Don't let that cripple you, and if you're going off to deployment, that might fuck with you when you come back. Leave with a clean slate free of debt; the other stuff can wait.
>>1033687
Thanks for the feedback, I'd love to have the little bit of debt I have be gone, but i just keep wondering if it's better to try to scrounge up enough for my IRA before spring because I won't be able to max that contribution for 2015 ever again, you know?
I guess if the % rate on my debt is higher than the return I'd be getting on the IRA I should go ahead and get myself debt free first.
I have about 500$ monthly i can throw away on penny stocks and daytrading. What do i read and who do i listen to in order to improve my odds of success?
>>1033577
Quarterly reports of the stocks you're interested in
Absolutely nobody unless you are distrustful by nature.
Groupthink is the reason people buy high and sell low. As Buffet says, you want to insulate yourself from public opinion so that your decisions are based on logic.
>>1035184
And Buffet is right. Think of it as buying into the company, and not riding some trend you expect to happen. Knowing the market factors and the company, you can invest with all you need.
Step 1: Create google notification for the word "china" on market websites
Step 2: Buy call options on VIX
Works everytime.
> come home drunk
> buy $800 worth of toys r us gift cards
> toys r us wont gift card 2 gift card
> can only buy merchandise
What can be done?
Trade em for Bitcoin, then trade your Bitcoin back to whatever.
What else have you bought lately while drunk?
>>1042179
Where would I list them for BitCoins?
> ~$1500 worth of pokemon cards from ebay
> ~$250 of twinkies
> ~$150 worth of headphones
I had to pawn the pokemon cards, ate the twinkies, and still have the headphones.
>>1042184
localbitcoins.com, but you will have to jump through a lot of hoops if you're going to want to sell an egift card
