i get the need to separate your personal and business money.
but can i simply use my checking/savings accounts to do this?
e.g. i empty my savings account into my checking account, so my checking account becomes my personal account. money from business goes into savings account and functions as a business account with less fees.
is this okay to do? any reasons against doing it?
american if that matters.
>>1051549
you should have seperate accounts for tax purposes
>>1051566
>i get the need to separate your personal and business money.
i already know that, but would using an existing savings account solely for business be fine? that is what i'm asking.
>>1051549
If a large company did this they CEO would go to jail.
There is an Entity conflict. You need to open account in the business's name.
Can someone give me some good sources on research/understanding crude ETFs?
Im interested in dropping some money, but I want to make sure I know what Im doing.
Are these 2x 3x funds meant for day trading, or is it still realistic to hold on to them for a while?
Too late to buy now... :(
>>1051503
what app, senpai?
>>1051503
I bought that shit when stock market started crashing at the beginning of this year and sold it today and earned a 0,7% profit. whoopdy fucking doo
>>1051503
it's called a bull trap senpai
>mfw wanted to do an economics degree
>didn't do A Level maths so nowhere in my country will take me
>forced to do Law because of my non-STEM A levels
>do work experience at a Law firm
>now have no non-STEM degree to study
Am I fucked? I was considering maybe doing English but other than being a teacher are there any English jobs out there that are worth the time?
No you would not have survived STEM anyways. Stem have drop out rate over 60%. For guys like you it's 100%.
You should feel lucky you dodged a bullet. And dont fucking do englush degree. Jesus christ.
Is IT really as soul crushing as some people make it out to be?
I guess it depends on what exactly you do, but all around the board I've heard extremely low satisfaction.
I just want to fuck around with computers and hold imaginary power over people.
>>1051450
Well, what should I do then? Is Law the only choice for me? I was hoping to work abroad. Should I do international law or trading law or something?
A bold strategy cotton, lets see if it pays off
Martin Armstrong will be right again.
Hey guys I want to start a business. Problem is, I don't know what to do first. I don't know what to sell or anything and I don't know if I need any licenses or anything. Pls help.
First step, write business plan. This will tell you how much you will need in initial funds. Next step, get those funds, as well as a business license. Next, buy the basic supplies you'll need to get started. Then, run your business.
I suggest you try something small and low risk at first, such as a business plan to "buy a lawn mower, overalls and weed whacker to start my lawncare business". Try something that will let you try the steps of opening a business that if it fails will only put you out 200 dollars or so.
>>1051238
WRONG WRONG WRONG
>>1051240
say you want to start a lawncare business. ok? the FIRST THING you will do is get a business license and go out and buy a lawnmower and a strimmer????
NO
the first thing you must do is get customers, without customers you have no business,
the first step is actually FREE
go door to door with a clipboard and introduce yourself as the new local gardener, ask the house owner if they would like a quote for doing their lawn. if they say yes, quote them a price. and say the next availability...
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How much kill is the market? down 10,6% this year. So how many of you lost money in the market?
>>1051183
As of today, probably down 5% this year.
7% down overall, but I only started early 2014.
I'm just going to DCA for years...
>inb4 I panic about the eternal bear and sell at the very bottom
>>1051183
>lost paper gains
>took principal out since august
>>1051189
The S&P 500 IS down 10 % YTD as of today.
Best billing/invoice software?
xero has been helpful for me
>>1051092
Thanks but i'd like to get one I could download ahem legally of course ahem
Are we about to enter a depression?
Yep.
/pol/ was right
>>1051002
lol
/pol/ har been "predicting" this yearly since '09. it was all a matter of time
If we start having negative GDP right now, it won't be a recession until the end of the summer earliest. Then, the statisticians won't recognize this fact until a couple of months shy of the new year.
The stock market is not the real economy. Where are the lost jobs? Where is the negative GDP? Stop being a fag.
How does /biz/ drive traffic to their sites other than paid adverts?
>>1050988
Dropmylink, spamming, forum spamming, social signals, paid links.
I blow out local companies and they pay me to rent my page or I give it to their competitors
Can some king person help me learn where to find the correct formula I can use to determine the interest rate of my return?
I'm not looking for someone to give me the answer (I'm happy to do the math myself). Rather, I just don't know what the correct formula is to use and was hoping someone here knows.
Starting amount: $10,000
Interest rate is: X
Time: 6 months
Total Earnings Over Time: $1,879 (6 months)
Ending Total Amount: $10,000.00 + $1,879.00 = $11,879.00
The time consideration is what's confusing to me. If I'm...
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homework help is on /r/eddit
This is /biz/ as in /biz/ness; not "help me with my homework, I'd rather spend the next 3 years not working and gathering student loans so I can come out at 30 with 100k in student loans and no workable experience".
>>1050967
Holding period return (HPR) is (end price - begin price + net other CFs received) / begin price
To annualize it, add 1 and compound by the inverse fraction of a year held (365/n) where n is days held, or (12/m) where m is months held
So (1+HPR)^(12/6)
For IRR just use a financial calculator or Excel IRR() function, otherwise shit's a mess, literally guess and check
J = 11879
C = 10000
n = 6
i = ?
J = C . (1+i)^n
(J/C) = (1+i)^n
(J/C)^(1/n) = 1 + i
(J/C)^(1/n) - 1 = i
(11879/10000)^(1/6) - 1 = i
i = 0,02911 or 2,91 % monthly
What does /biz/ think of Twitter?
deprecated shit centralised technology along with FB. good riddance
>>1050936
Stay away from it for now
It wouldn't let me advertise on there/
WHO HERE /HAPPY FOR LE DEPRESSION/?
>MFW putting all my money into VFV
>Mfw going to make fat fucking guap
I'm so glad I waited to invest until now rather than earlier. This is the best day of my life.
We aren't even in a recession. A pessimistic sell off over a 2 week period isn't a fucking depression, loser.
>>1050877
Go look at a 5 tear graph of the s&p and tell me again how still being at record highs is a depression?
>>1050904
scott nations pls go and stay go
Dow at 15500 by close.
This cancer is finally burning to the ground.
shutup Bernie
>>1050821
Buuurrrrrn you parasites. Burn until there's nothing left but ashes.