Archived threads in /biz/ - Business & Finance - 687. page
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>work in office
>everyone has mortgages/car loans/student loans to pay
>everyone has kids to put through college and wives to pacify
>everyone eats out daily and can't imagine life without the latest consumer electronics
>everyone has massive health insurance bills that can only be covered thanks to their employer HMO
...
>everyone is constantly on edge, desperately trying to...
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this is in response to people on here who say things like
>the point of money is to spend it
>why save up all this money to be old and not use it when you still can
and so on
can't really enjoy life when you wear a mask 40 hours a week
>>1053754
Unless you look into ERE and learn how to save money, you will never be able to have enough money while also working an easy job, allowing you little stress and lots of money per month that you are saving.
The middle class is mostly tradesmen or white-collar workers who make something like $45K-$100K and have no idea how to use money wisely. Doctors are awfully guilty of this. Make friends with any doctor, and you'll realize that they haven't a clue how to manage their money and are actually in debt,...
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>>1053754
Let me guess OP - IBM?
Have you ever asked yourself, why do you want to get rich? Has this goal become your first priority in life?
Rethink it once again: your time on this planet is VERY limited. You are probably somewhere in your twenties right now, well, maybe you will gain wealth by the time you are 30 or 40. But is it worth all the efforts? Do you really want to spend your youth persuing that goal?
If you live in the first world, you can do pretty much anything you want. Become a musician, an athlete, a writer, an alpinist. You can do something with your life rather than trying...
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>>1053350
Don't think about it too much because you will become depressed.
after you understand that money isn't worth the effort, you understand that NOTHING!!! worth the effort, you will just sit in your room all day playing vidya
source:me
>>1053350
Uh what?
You speak of freedom as if musicians and artists get discounts on needed goods. They dont
Rich = free
I grew up in a 1.3 million dollar home and now I'm living out of my car. I will do WHATEVER it takes to surpass that and as young as possible so I can get back to being a human.
Hey all, I make $65k/year and have a savings of $30k just sitting there. I have no debts, no car payment, my credit card balance is always sub $500, I pay $1000 in rent (only because its close to work), and my internet and water are free. My expenses are fairly low all things considered.
I've been curious as to how I should be investing my money now that my paranoid self has secured enough of a savings to feel comfortable departing with some of it.
Any suggestions to a /biz/ newbie?
If you don't mind me asking what you do for a living? From what you wrote seems like you are living well! Good on you anon!
>>1053254
My intention wasn't to showboat my position in life, even where I'm at I still feel helpless and have a feeling I'm not being wise with my finances.
I'm an in-house graphic designer, excelling in photoshop and premiere. (age 27)
I recommend buying ethereum
can someone explain whats happening/ed in china to an idiot
China was supposed to be growing more than they did.
Oil is cheap so people sell more oil to keep making the same money but that makes oil cheaper so people sell more.
apalosspreventionjobs.siterubix.com
They run a scam trying get people to pay for training and certifications then guarantee a job. It was set up very professionally. Feel sorry for then ten dudes ahead in the "interview" process.
>>1053780
Why do you think we care? Just curious
I need to obtain $1000-$2000 really quickly. Is it possible to get free bitcoins on onion sights or are those all scams?
>>1053729
Are you really this retarded
>>1053729
Well they don't actually give you any bitcoins but the virus is free though!
you can get bitcoins there but u will have to spread your bumcheeks really wide
Hey /biz/
I need a wallpaper for my office laptop, any ideas?
>>1053541
pic related
>>1053558
Perfect
How does it feel knowing you've been duped by degenerate media to fund a shadow front (the stockmarket) that not only doesn't exist, but has zero actual ramifications in reality?
I bet you all think you've been getting actual returns on investments that are literally fucking this country over.
I feel fine, actually.
Why?
>>1053495
You do realize the stock market is a sham right?
>>1053504
Why is it a sham? Because you read a troll thread on /pol/?
hey /biz/ I'd like your thoughts on the text below as it a big ongoing problem in my family...
>parents bought house in 1984 £30,000 mortgage
>both been working full time
>2016 still £60,000 left to pay on the mortgage
what went wrong?
They bought at the top of a housing bubble
they weren't paying their loan down. looks the opposite actually.
>>1053397
>>1053400
I should have explained more but I didn't want to bore people. There are a lot of factors as to why they're both nearly 60 have worked 30 years a piece and don't have a dime to show for it.
The reason why is because my parents didn't budget together, my mum kept her money and my dad kept his which isn't what my dad wanted but my mother is a very overpowering narcissistic type of person so here are some things that happened...
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If I get a degree in engineering, in particular, EE, will I always have to work for someone else?
Will it not allow starting up my own company / develop my own product?
I wish to start my own company, but it seems business school does not provide any actual skills other than the basics of starting a company.
>>1053352
Getting a degree for wanting to start a business? What drugs are you on? What you need is an apprenticeship and work expirience to get hands on knowledge of your field, EE for example, a business idea is Installation and Comissioning of domestic electronics, you can start your own business but you need expirience, not a degree.
Get an EE degree, then your MBA at nightschool. Or better yet get hired and make the company pay for your night school. Then, work the industry for a while, make money, then if you have a good idea, work a side project.
Starting your own company is ill conceived, especially when you can bypass the 10 years of "software engineering" with an MBA to become an executive. Then just break into VC. It's easier said than done, but an engineer with an MBA is a hot asset, and headhunters will be aware of you.
>>1053643
you're not going to be able to design on your own without a reputable degree
experience isn't enough, you actually need knowledge you won't be able to teach yourself
/biz/ I want to give somebody free life changing advice but I worry if they're too stupid to use it right they'll get damaged and blame me. I don't profit in any way, I just want to help them but It's not my fault if they misuse my advice. Would this disclaimer be good enough if written via email?
ANON makes no guarantees that the information contained within is in every respect accurate or complete, and is not responsible for any errors or omissions, or for the results obtained from the use of such. The information provided is not intended in any...
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try 4chans /law/ board... they'd probably help you
>>>/b/
>>1053013
c'mon, help an anon out.
>>1052994
>I want to give somebody free life changing advice but I worry if they're too stupid to use it right they'll get damaged and blame me.
>I want to help out some moron who may possibly turn on me when they inevitably fuck up
Why on fucking earth are you doing this? Why oh why would anyone do such a thing? Just stay the fuck away you dumb cunt.
where can I buy REITs, should I open an account in a trading platform or what? also how do I pick them?
self bump
Non-OP bump.
>>1052513
God no. Don't invest in real estate right now.
Watch the luxury real estate prices in Denver. (Penthouses and such). They're currently hyper inflated, and when they adjust by about 30% it's a safe time to start investing in real estate and it's derivative instruments.
>tfw you get job offer and can't tell whether the wage is per year or per month just from the number
Anyone else know this feel?
You must be an absolute madman
>>1052347
If there's a k next to the number, it's probably annual, else it's probably hourly
ask them for the pay period
How happy do you guys feel right now?
Do you guys feel fulfilled in your lives?
>>1051506
6.5/10
The other 3.5 are making me REEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEE really badly though.
I never feel happy. But at least I'm not in pain. I'm just numb.
>>1051506
Which is very happy? 1 or 10?
I'm 80% in cash, so very happy now. 8-D
Frugal thread, post tips.
Farmer's markets are the best places for cheaper groceries. They're usually more fresh too. Unrelated to frugality, but you'll meet lots of nice people there if you're frequent.
Can i be fined for ony using 50 degrees in my house with lots of coats? I live in a rich area and theyfine out of the ass to try to gentrify
>>1050775
Farmers markets are great ways to get fresh produce. I find I can often get good rates at farm stands too by saving the farmer transportation costs.
Speaking of transportation costs, I haven't owned a car in years. When choosing a new place to live, I look for solid public transportation and a small enough town to walk across.
