Archived threads in /biz/ - Business & Finance - 524. page
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how does /biz/ get their company's name out?
(bonus points 4 rare techniques)
>>1104107
Rare huh?
Well there's this site called 4Chan where you can pay $20 for 80,000 people to see your ad.
Though no one rarely clicks on it, you can still be noticed by a few hundred.
I'd like to redeem my points now
>>1104276
they always seem to be the exact same ads for me and have been since their introduction - so
>>1104292
That's because J-List has cucked this site to the point moot started charging them like only $1/50k views.
Is predatory bond buying a thing?
Example, the company is skirting with bankruptcy, (debt topping 2b, maturities coming up in 2018) weighed down by high exposure to mineral/steel business,shares are trading at 0.015c down from a "high" of $5ish about 6 yrs ago. The assets of the company are worth more then the total debt if all was liquidated, so if I was to buy bonds in the company at a fraction of their value because the "threat" of default, does one stand to make money on this form of "predatory" bond buying if the company does infact...
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>>1103670
Bond investors wouldn't be selling the bonds for less than the assets that the company is worth.
If they were mistakenly doing so, then yes, but you could also be over estimating the value of their assets and lose money.
Where are you getting the asset value from? If its from their balance sheet then its bullshit. If they are tanking with the commodity sector then all their assets are probably valued at levels they were when commodities were valuable. The assets will be written down and a iron mine...
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>>1103702
Subsidiary of the company is currently trying to be offloaded by ubs & lazard to cover the value alone of this sale will wipe 90% of their debt. Further sales of business ventures wil EASILY cover remaining debts.
>>1103711
If the sale doesn't go as well as you think it will, then you will lose all of your principal.
The market has priced the bonds where they think the true value is at. A lot of smart people doing this for a living have reached the price point. If they are wrong and you are right, then yes you will make money. But how confident are you in this?
What % of my wage should I be allocating to "leisure" ie new clothes, going out with friends, just buying stuff I want.
I earn £27,300 per year and am 22 currently. About £7k in savings and £4.5k in shares in the company I work for.
you got shares in tesco?
>>1103023
0%
If you're asking what you can get away with, maybe £100 per month.
hey /biz/, can someone whos knowledgeable about business and economics explain to me how global markets and how business and finance works? What caused the great recession and worldwide financial collapse of 2008/2009 it was nothing like the world has ever seen, it was different than the 1929 great depression or the mini recessions of the 70s 80s and 90s because today the world is so highly connected and globalized and money is a bigger issue than ever in the world and stuff like politics and finance and business. Please /biz/, if you can explain to me and teach me all you know...
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Watch the movies Inside Job and The Big Short, then come back
Over priced shit kept growing and growing, if you want to make money work off others stupidity
>>1103020
2008-2009 recession was caused by crony capitalism. 70 years of cold war never happened. There were never any poor socialist countries, only oil rich Scandinavian countries. people never starved in Poland, Yugoslavia, East Germany, Venezuela, North Korea, or Vietnam. That was all propaganda elect Bernie Sanders thx.
Have any of you managed to go from lets say 10k - 20k over the course of a year or so? I know there is a fuckton of negativity on this board about actually succeeding in the market but there has to be a successful trader on here. There just has to be one.
>>1102958
dat is a booty
the only way to make those kind of returns is to identify a couple good investments and go all out on them.
the majority of conventional wisdom is to diversify as much as possible, eliminating risk (but also the possible of huge gains) so that you can make a small Steady return and retire in 50 years.
buy ethereum
>>1102958
It certainly can be done over the course of 1 year, but becasue of the risk involved, those returns could never hold over a 10 year period.
In other words, yes, you can get lucky
Should I buy my dad's house? The house holds a lot of sentimental value to me, and he's putting it on the market in the next year or so.
The house is marketed at about 120k. My yearly income is 50k, so I think a mortgage is possible. My credit score is 720, do you think this is possible?
I could probably save for a 20% down payment over the next year.
Any advice?
>>1102898
If you really want it sure.
Since he's your dad I'd try for a discount, or some kind of payment plan through him and not through the banks
>>1102900
I hadn't even thought about that.
I'm not sure if he'd bite on that or not. Do you think it's a financially sound decision, considering my income? I live in an apartment now, and from the calculators I've been using, my monthly mortgage would probably cost less...
how long has your dad had the house, is his original mortgage paid off? and how about the overall condition?
is the resurgence of 0-5% down payment mortgages going to cause another crash in the housing market /biz/? will home values hold or keep going up? is everyone fucked?
I work in the mortgage biz, and it keeps me up at night seeing people who live paycheck to paycheck signing up for mortgages on a daily basis.
Yes
People are idiots. They will get houses far too expensive for them, or take on variable rate mortgages just because it might be 'the cheaper option in the short-term'. People have no sense or recognition for the future, they live in the present and don't care. We live in an age where people must have everything at once rather than work for it and it just cannot work like that. We are knocking on the door on the worst financial crisis since the great depression and only the smart people who have physical assets are safe
>>1102631
physical assets like houses, chucklefuck?
>>1102637
Nah he means gold and ethereum
I've always wanted to be a teacher (especially a math teacher) but I'm confined to a 9-5 job that offers little to no time to attend a traditional brick and mortar college, due to class schedules conflicting with my job schedule.
Now I understand I'd have to step foot inside a real school at SOME point, but how much could I get out of the way by attending an online college (accredited) where I could study and advance at my own pace?
>I'm asking for a recommendations in regards to reputable schools, what I should do and how, as well as any other information/advice any of you could give me.
Much thanks in advance.
>>1100712
..Oh, also I forgot to mention that I have ZERO college under my belt. I would be starting from the very beginning. A high school diploma is all I have at the moment.
Maths teacher here, this job is the graveyard for the unambitious.
I used to mock my Finance friends at Uni that aimed to work the 80h/week meme. They tell me at 8pm their firm provides them with dinner and a ride home. Sometimes, I stay till 8 doing various marking or data entry on inefficient systems because we "have to."
Basically, I'm studying for CFA so I don't pull the trigger. The irony.
Stay away, OP.
>>1100797
I believe in a different type of investment.
Money buys things; we can all agree on that.
If I can teach others how to make money, then maybe/hopefully they'll spend that money on things that will benefit others, including myself, in the far but hopefully not too distant future.
What is a tax return. I got one once and thought the goverment Kept my tax dollars? But then there's a return? Why?
because lizard people pic related
Reminder these are the people you are taking stock tips from
>>1104228
You pay taxes throughout the year. If you fuck up and overpay taxes each time it's taken out of your paycheck, you file taxes and get a return of what you overpayed.
This works the other way around too. If you fuck up and owe the gubment money, you best pay them by april or the IRS will crawl up your butt
Sup, i need to find some info about Atari Inc. assets and liabilities from it's foundation till now. Where i can find it? I googled it but found nothing.
>>1104216
???
http://www.investing.com/equities/atari-balance-sheet
>>1104216
sec.gov shows a lot of info about companies.
>>1104219
thank you so much. But how can i see older data from 1980 for example?
Anyone familiar with the key differences between Islamic banking and money lending and banking in the west?
They use an assortment of fees in place of interest. This is done because they suck at math.
>>1104157
Hawala is based on honnor and basically enforced with violence and mimics crypto currency in term of anonymity.
A gives money to B in Saudi Arabia. B tell his cousin to give equal amount to C (A's recipient). If traced back, it looks like shitty overpriced business deals where the difference (or money laundering) becomes the decided transfer amount.
of course if B doesnt pay up, theres nothing A can do besides breaking his legs lol so i give it a C- rating
Shiria law prohibits trading in debt. They created a thing called a sukuk. It is like renting a bond
Just came out of jail. Looking to diversify my business portfolio.
Looking for advice on what would the best things to invest my money into.
Currently taking web design / branding / marketing / photo and video editing courses.
Perhaps some long term residue income? I've seen BTC go from 200USD to 400+ atm but it seems it's just too high to purchase at this moment.
Is there any marketing programs you see viable in the next 5 years (something like Uber or anything necessary that you would need in this life?)
Just looking to get some...
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>>1104111
What did you go to jail for?
>>1104111
Fuck off jamal
Hey /biz/
I might be flying out of town for an interview in a few weeks. Dinner with the search committee on Thursday and then the interview on a Friday. Any hiring managers or the like have comments about this? Is Friday a shit day for interviews (distracted staff, last person to be interviews, etc.) also what's appropriate for a business interview dinner?
Also feel free to post tips or funny interview stories.
Pro-tips:
1. Pretend you're someone they want to hire.
2. Relax your anus. (100% serious)
I have 100% success interview success rate.
>>1104066
I actually have personally worked for some folks on the panel, which makes me even a little more nervous, but I gotta chill out, I know.
Mostly concerned about the Friday interview (it's a half day or so affair) - worried that going at the end of the list of people interviewed is going to be more difficult.
>>1104068
Bro-science tip:
Have 1 beer (will make you smooth and your brain will access vocabulary easier, with more confidence) and a large, dirty, black coffee (will keep you focused so you don't smoothly say stupid shit).
It will be better if you go in dry, but still. Make sure you brush your teeth or drink some mouthwash.
Anyway, getting interviewed last can be a positive or a negative. Your CV is at the top of the pile, you have the chance to have the final word and blow them away.
Not sure...
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What's with everyone wanting to have a "startup"? Why does it seem like anyone who makes an iPhone app is trying to create a startup? Are they just the biggest meme in business right now or am I really missing something?
>>1104014
>Why does it seem like anyone who makes an iPhone app is trying to create a startup?
because making a product and selling it is a business ?
"learning to code" and "founding a startup" are a personality accessory, like being a DJ was 5 years ago.
>>1104103
My website is going to make me rich senpai. Just wait and see.
Basically I have some bills from a recent surgery I have. My family, who's helping me with payments, is recommending that I buy a pre-paid credit card to pay them off.
Their logic is that it will pay the bill, and I can send money I would use on payments to the card instead to build credit. How sound of an idea is that? I'm not quite sold on it because I thought cards didn't actually help credit.
>utilizing a form of credit doesn't improve your credit
Retard alert.
On a more serious note, go for it. As long as you can actually pay everything off and not go into collections then things should work out well.
You're talking about a secured card, right, OP? I'm also curious as I have medical bills as well
>>1103542
I remember a story I read here about an anon that used credit cards to easily raise his credit, then everyone told him how retarded he was since he couldn't get a loan, or something along those lines.
And yes the bills will be paid, the cards are being used to keep it from going to collections because the hospital fucked billing up.
>>1103545
Yep
