Archived threads in /biz/ - Business & Finance - 493. page
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Does /biz/ know health insurance?
I used to enroll in my employer's high deductable plan because it was cheaper and I pretty much never used it. The plan has higher deductibles but provides an HSA that they contribute like 500 bucks a year to.
This year I switched to the low deductable higher coverage plan becuse I am becoming an old fag and I might require surgery. With all the potential costs and complications of major surgery I thougut it wise to have the higher coverage levels.
So, it turns out I get to keep my HSA ( with almost 1k in it I never used) and still use it for tax free medical spending. Coming in super handy for little things like dental copays and the like. Since I am not enrolled in a high deductable plan I can not contribute to the HSA, just use the money already there.
I am wondering if it makes sense to alternate coverages year to year? Like. Get that fucking gall bladder surgery and a few other big expenses knocked out this year while I have high coverage, then go back to the high deductible plan next year, pocket another 500 bucks, and dump the premium savings into the HSA for tax relief. Then switch back to the low deductable plan the next year to take advantage of lower deductibles ( I now get to pay with pretax hsa dollars).
It seems like this would be the best way to do insurance so long as one can put off non emergency treatment during the high deductable years, then get everything done during the low deductable years.
Is this too mundane for biz? Do any of you spooks work in medical insurance ?
You can't predict when you will need surgery, so it isn't worth switching. You can predict that over time you will use more and more medical. You do go to the gym, right?
My gall bladder needs to be removed. I pretty much get to decide when it happens. So I can predict that. And people frequently plan major surgeries ( joint replacements and old person shit like that) years in advance. So you can. Sometimes.
I agree you can't predict needing emergency surgery or getting in a car accident. But I can choose when I get my ball bladder removed, or when I eventually need a hip replacement.
I've been offered a job as a controller för a government agency, but I'm faily young in my career. I have about a years worth of experience as an accountant, doing faily base level stuff.
How much experience should you have before you start working as a controller?
Who gives a fuck, learn on the job and get those sweet, sweet government benefits.
>>1109274
I aint wanna work in government all my life, I just wnna learn some valuable skills and move on to the private sector.
buy DJT
short HRC
You're going to have to give me a little more to go on
ITT: We share old and new business ideas, dont mind if it is crazy as fuck, we try to complement each other.
I'll start:
I made myself a logo that looks professional
I sell cracked software (Adobe, AutoCAD,Offce, and many many more software... everything for designfags and engineerfags, etc.) in small companies
Best day so far was once, I made around 500 dollars in like 6 hours.
PRO: My own boss, my own time, any 4chan fag can do it.
CONS: Sometimes you spend days even weeks with no clients.
No wage insurance
Pic related
>>1108392
Do people know they're buying cracked?
How do you get paid?
Surely you can't be a professional pirate getting paid real money, you'll go to jail.
Anons, what do i do? You're the only people i can get a straight answer from, and i really need help.
Around November, i got a letter from VirginMobile saying my social security info was lost/stolen/used, i'm not exactly sure what it said. Now I can't open a bank account anywhere cause chexsystems and equifax "suspect fraud or identity theft". My chexsystem reports don't have anything that need to be disputed from what i can tell, and my score is 9999. Equifax doesn't even have a credit score reported for me. When i went to the SSA,...
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>>1108269
I had this happen to me back in 98. I'm still dealing with the consequences.
Hey /biz/ long time browser of 4chan here, basically I want to be a billionaire and to do it while doing something great. Please help me biz/..... what should I do if I want to learn about business and finance and to work hard and do something with technology and investing and make a billion dollars or two.... pleaseee help me /biz/, I really really want to be a billionaire....
>>1108237
>I really really want to be a billionaire....
Like literally everyone else on the planet
sup /biz/ im planning to study a second career and i was thinking about some decent business i could run to generate some income while i attend to the faculty of architecture in my town
i was thinking about seeling computer components or something like that, i'd love to work from home
if your technique is good enough people will come to your house to get their dicks sucked
>>1108075
I can see why you're a professional!
>TBEV went nowhere
I fucking told you /biz/, I fucking told you idiots that penny stocks are a shitty idea. All that shilling in 2015 and it went absolutely nowhere
I hope you learned your lesson.
You're a fucking idiot. You don't buy and hold penny stocks for months. Go back to shilling ETH.
>>1108129
>you dont buy and hold penny stocks
No shit, but /biz/ for months was talking about how TBEV was going to make it, how it was going to be the penny stock to break the dollar barrier.
hey there /biz/
i'm new to trading/investing and want to buy ethereum, but i don't know how
already made a poloniex account
pls help
cool
buy kneepads, it's vital if you don't want to get wrecked
Watched this rise slowly and died internally because im unsure of how to justify the price im paying.
>>1108020
You can make up for it. Buy ETH. It's quite cheap right now.
Being retarded enough to not know that shit like ths happens monthly
Where the fuck are startup companies looking to get their IT infrastructure hooked up and running?
Lets make this a new kind of thread.
> Post your target customer
> Others post locations where they might be found
Happy marketing ya all
>>1108011
Southern California
You guys need IT guys, you just found em.
Is insider trading illegle if you only do it on investopedia?
Lol, gonna ask my banker buddies that haha
>>1108005
>investopedia
The free stock simulator? As long as you don't make any money off of it.
Source: FBI
Hey /biz/ new to this particular board. I dont have a massive business background but I'm interested in very mild stock investment. Doing a short course investment but really wanted to hear out your views and advice.
Nub trader here
So, I own 60k shares of ASTI at .15 cents per share. (Lol I know) ..... They just got sent to the Otc pool.
My question is, I have this 60k shares in a Canadian TFSA account. Will I be able to sell when the time comes? I'm holding for a bit. Do I have to switch it to another trading account? Or will it just sell the same on my Cibc investors edge account?
Thanks guys!
It was exciting watching the share price tank. This made me realize how ducked I'd be due to using Robinhood - meaning no AH trades
>>1107942
>previous year + 1
>buying solar
Holograms & VR are the next big thing. Get up on Arht Media when it's still cheap.
Sup /biz/
I've just secured a sales internship at a top technology company over this summer but I'd really like to go into investment banking when I leave uni and I don't really want to work in sales either. My question is will this look good on my CV that I have experience or potentially harmful that it's in a very different industry to banking?
Bump... someone please enlighten me on this issue
>>1107891
my neighbor works for oracle and probably makes close to $300k a year and he started at a regular position, dont think just because you are paid a wage that you can't develop something great or innovate your way to an important position.
just work hard and if you are better than your peers you will move up, simple as that.
