Archived threads in /biz/ - Business & Finance - 410. page
Images are sometimes not shown due to bandwidth/network limitations. Refreshing the page usually helps.
I'm thinking about buying a small business and looking into some business loans.
Is 5.7% interest a good rate for a small business loan? What is the standard interest rate for a small business loan?
This is in Canada, but I assume it's pretty similar in the US.
>>1171229
I'm not sure what a "good" interest rate is but that % is cutting directly into your NOI so that seems rather steep
>>1171229
>buying a brick and mortar
>in 2016
pls
I hope you're 40 or something
>>1171253
He never said anything about a brick and mortar. He could be purchasing inventory from one of those ali sites. Hell he could be trying to buy ETH.
>>1171229
4.5% is more ideal, but I don't feel like your rate is unmanageable. Shop around for rates and make sure your math is right when you make budgets.
hi /biz/ whats the best career path?
http://cscc.edu/academics/departments/pos15-16/csci/CSCI.SOFTDV.AAS.pdf
http://cscc.edu/academics/departments/pos15-16/mech/mech.AAS.pdf
the mech engineering tech degree would be transferred to do a 4 year electro mech degree
or should i self teach myself programming ?
is tech a bubble of meme hipsters making companies that make no money but are worth billions? (spotify) I don't want to shoot myself in the foot here, thx. also with the mech eng path i'm guaranteed a coop so lemme know boiz
bump a t
>>1171175
>http://cscc.edu/academics/departments/pos15-16/mech/mech.AAS.pdf
at first glance, the SOFTDEV is worthless. Barely any math and bullshit courses like visual basic.
If you had to choose one, do the MECH or just get the most basic courses done and transfer to a real school.
>>1171251
ok so whats the quickest way into a tech job that pays loads of money
How do you best manage your finances in a marriage without getting cucked?
Of course if you have a girlfriend just split it 50/50 but curious what married couples do if the woman is a stay at home mum with the kids? (Does part-time work or little online money making too of course).
Do you share an investment account together or have your own, do you transfer her a set amount from your pay every month to cover all the expenses and shit she buys? How do you split allocated "leisure spending" money between you? Whose account do you keep the savings in?
>falling for the marriage scam
Just give her all your money because you're going to lose it all in the divorce anyway.
You share all of your finances when you get married and you discuss it and your budget with your spouse.
If you don't like that are you don't trust the other person, then you shouldn't have gotten married to them to begin with.
You are legally one entity when you marry.
Assuming you can afford everything required for both, what's more profitable - running a small hosting company from home, or mining cryptocurrency?
>>1171006
In terms of margins, probably the hosting company. In terms of actual profit, probably the hosting company.
mining is not really profitable unless the coin you mined rockets in value or you have cheap energy
in an ideal world? renewable harvesting to power mining that runs max off cheap grid at night?
Do the calcs bro, you didnt even post your location, capital equity, or electricity costs which are some of the main factors here....
all that said, hosting is changing as a game as compaines become more aware of 'le spooky cloud' and mining is in a massive state of flux (as BTC cant sit still for 5 minutes)
hey /biz/, can some of you who are well versed and knowledgeable in business and finance and economics explain the great recession to me? I know business is based on supply and demand and mass psychology and how people and businesses interact and how different policies that effect interest and lending but I want to know all I can and learn business and finance in and out and use it one day to do something great and make a lot of money or have something really good come out of it, Please help me /biz/ help me understand and learn the great recession of 2008 and 2009 that the...
Comment too long. Click here to view the full text.
>>1171004
The business cycle combined with a housing bubble and speculation. It was a perfect storm of variables. The world is still affected because a lot of jobs that are added are lower-mid wage jobs.
Are you asking how to make money off a a recession? Buy a lot during the bottom of a crash and sell when it recovers. lol
I want to know and understand and see how business and economics works and what causes things like recessions and busts but also booms and bubbles, I want to find a way to use the things I learn and know about business and finance and get rich in the process or be someone great, please help me /biz/....
>>1171004
low lending requirements and rising house prices resulted in everyone and their dog getting into the housing market, which pushed the house prices up. Then the low/no income earners defaulted on their mortgages, causing banks to tighten credit and try to foreclose houses and sell them to recover the money they were owed.
College student here. I am currently working as a server to make some "fun" money. Previously I was working a job that was a little more serious and I came to the conclusion that I want to have fun while in school.
Which brings me to today. I really despise being a server. I make decent money as I work in fine dining but the clientele is shit (other than making connections). I dread my job but I love my co-workers. My social life has gone through the roof and I hang out with a lot of cute waitresses. I've only been working here for a matter of months and...
Comment too long. Click here to view the full text.
Dicksucking
>>1170970
Find a niche or something you're good in(ei. sucking dicks
make a website and a blog where you post daily new content on how to suck dicks, dick sucking stories, etc.
review dick sucking techniques, products etc. and blog about it.
Make a youtube account and make videos and vlogs on dick sucking. make new and exciting content daily.
aquire a fanbase, you'll make thousands on your website and youtube doing something you love. Companies would even send you free dick sucking stuff...
Comment too long. Click here to view the full text.
>>1170970
you mention your a waiter and bored of hanging around with the girls? How about you hang around with the other busbois and offer them favors? (p.s i find it very hard to belive you're 'making connections' as a waiter, stop kidding yourself.
as a student you should be looking at clikcy clicky online jobs on amazons turk marketplace and such. easy money and medium time investment, especially if you speak good englais
So here is the link for original news i read: http://www.huffingtonpost.com/entry/unaoil-scandal-explained_us_56fbd2f0e4b0daf53aee0cff
When this reach to wider audiance, I think it would be good to take short position against Halliburton. What do you think?
These huge companies finally get what they deserve. Gonna sell all my shares ASAP.
News broke over 24 hours ago. It's already been priced in.
Nothing is going to come for this. Halliburton will pay a few billion, but deny any wrongdoing in a settlement, sometime in 2-3 years.
Oil will go up after OPEC meets in June. Now is a good time to buy some HAL.
Proof? I already sold my positions, why should I go long again, give me some proof, please.
So /biz/, a buddy and I want to start an investment club at my school (Mid-sized state university.) We already talked to a professor, but need ideas on what we could do.
tasty trade.com
other investments
>>1170655
Chess. Anything else!
>>1170655
You could have a stock simulator competition I guess. Talk about investing strategies I suppose. Current events maybe?
Im 18 years old. can /BIZ/ learn me to pimp in sweden
>>1170595
>Im 18 years old
doubt.jpg
>>1170595
>18 yrs old
Go away
Get with your Somalian bros and build cuck sheds
Who here Data Analyst? Do you like it? What's your salary? How did you learn to work with databases? Share all your experiences.
>>1169494
Not really a data analyst so it might not be exactly what you're looking for but I am a GIS analyst.
I like it a lot but I also like combining maps with data too which makes the job pretty tolerable. I make about 50k.
I have an ArcGIS certificate and I learned R and SQL in college. I'm taking classes for HTML and CSS right now. The job is really cushy. Just sit and work with maps all day. I'm trying to move toward GIS development work if I can.
Up for the potential
>>1169494
Doing an information systems degree right now, hoping to get into data analysis or database administration.
I'm scared as shit that it's gonna be outsourced though, so I'm doing business analysis stuff as well.
I'd also like to get into GIS but I don't know how big the industry is. I'm also interested in health informatics/data.
Does anybody have any experience with selling custom pins/shirts/coffee mugs from those sites that let you buy custom ones in bulk? It looks like an easy way to exploit millennials by selling memes to them. Is it profitable?
Pic unrelated
>>1168924
No experience, but they sell tons of that shit on flea markets. I guess there's a little money to be made.Pic is from Madrid's Rastro.
>>1168924
dont forget 20% tip!
because minimum wage relies on tips!
>>1168924
>6.85% sales tax
I fucking wish, it's 8.75% here.
Everything crypto-currency related
>shill your coins
>discuss your holding
>general discussion
etc
There are too many crypto threads on biz right now, lets use this general to consolidate the discussion.
Rare footage of DGB investors
https://www.youtube.com/watch?v=ZwhuBmMDC3o
What kind of links should be in the OP?
Daily reminder that cryptos are shit
If you are new, then you will lose money off of them.
They have no value and no purchasing power.
Don't believe the buzzwords
>muh technology
>muh fiat
>muh decentralization
- Anyone here have a successful and durable experience in forex trading ?
- What's techniques did you use ?
- With how much money did you begin ?
- Gives me advice for a beginner like me, please.
I am really sad when i read specialized forums in forex, why?
Because all the trading journal I read ends the same way :
They end up losing all their gains and have their account to 0 dollars, after 6 months or 1 year.
I need testimonials from people who really live forex successfully since several years.
http://forums.babypips.com/newbie-island/70214-truth-about-forex-you-cant-become-rich.html
I...
Comment too long. Click here to view the full text.
>>1162468
OP, just based on that last paragraph you wrote, don't do it. You don't seem to know anything about what you're doing.
Alright, I sounded a little dickish in the last reply so I'll clarify.
No way and NO HOW are you ever going to make a 1000% return on forex in any reasonable amount of time and then do it again TEN TIMES like your plan states. The fact that you would even entertain the idea shows how unprepared you are. Pls leave forex to the big boys.
What sites or daily market reports do you guys read for news?
Robingoy General Thread - /rgt/
Jewish Tricks Edition
Visit the website first - www.robinhood.com
Candlestick charting guideline:
> http://stockcharts.com/school/doku.php?id=chart_school:chart_analysis:introduction_to_candlesticks
FAQs
> How is it free?
They invest your unsettled funds after a trade.
It's also pretty basic software.
> When is it coming to my country?
Probably never. They only have plans on an Australian beta ( https://robinhood.com/au/)....
Comment too long. Click here to view the full text.
first for SWHC is massively undervalued right now
>>1175990
I'd wait to see what it does tomorrow.
>>1175990
I don't see the hype of guns getting much higher than they already are man. The media goes over the status of gun control every now and then and gets all of the gun enthusiasts up in arms about the democrats taking their shit but as of the past few years it just gets the people up in arms with out much spike in gun sales. If that makes sense.
Fucking lost half my bank account at the casino a few hours ago. I was playing poker and just suckout after suckout. Eventually I have top pair top kicker and an asshole flops 2 pairs and we stack off and after seeing his cards, I just sit there. I'm full of anger and frustration and I walk out and want to punch something.
Now how the fuck am I supposed to win 1 grand back before tomorrow? Only got 1 grand left in my bank. I feel so hopelessly lost. Help me.
Get a job
I have a job but it pays minimum wage. I need that 1k back tonight.
Don't gamble it if you can't afford to lose it. Hope you starve idiot
