Archived threads in /biz/ - Business & Finance - 341. page
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Any tips on how I can make like 60 bucks by Friday?
Already asked my co workers if any of them need any yard work done (lawns mowed etc) considering going door to door in my town and asking too.
Sell some shit, suck dick, go to craigslist and look for side-jobs and gigs
>>1236342
you have a job, can't you wait until next payday?
Can someone give me any successful trading strategies please? I don't care if its just a one time only thing. I just want to see some green instead of red for a change.
>>1236306
Don't trade and learn to value invest, as otherwise you're just playing a glorified roulette table.
>>1236306
I doubt many traders are going to clue you in on their next moves, you're the competition, after all.
What's more likely is that they'll recommend the other side of their trades, to make their profitability more certain.
>>1236306
Buy the worst performing 10 of the top 500 s&p stocks every year on jan first and then sell them a year later
This chart shows the inflation adjusted performance of the S&P 500 over the three major secular market cycles of the last 100 years. Each graph line begins and ends at the lowest point of the cycle and is adjusted for inflation using the headline CPI.
Neat
>>1236238
In ways they're similar. Also, it would seem we're due for a crash.
Finally decided to enroll in my company's sponsored 401(k) on Fidelity. They give a 1% match on your pre-tax salary, which I figure is shit, but better than nothing.
I'm opting to throw it all into VMCIX, anybody have any objections to that?
Even without a company match the tax advantages of a 401k are significant. If at all possible you should contribute as much money as possible to it (up to the IRS limit of 18k [24k if you are over 50]).
Contributions to a traditional 401k are tax free, meaning that the money you would have paid to Uncle Sam on that money can instead be used to purchase more securities. When you withdraw the money its treated as taxable income, but hopefully by then you are retired and thus in lower tax bracket.
A Roth 401k on the other hand, if you have the option, works in reverse....
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>>1236293
I just have the choice of a traditional 401(k).
If I'm not mistaken, I can also use funds from a 401(k) for the purchase of my first home, no?
I'm just putting in 4% of my pay salary right now, and then at the end of the year likely putting in a lump sum to make up the difference to the max contribution.
Back to the Roth discussion, I'll probably be opening a Roth IRA within the next month or two and just putting the $5,500 in there.
>>1236302
One other question.
Let's say right now I wanted to buy a home and have $18k in a savings account. Would I be better off throwing that money into the 401(k), and then withdrawing it from there? Would I get a double tax break?
Hey /biz/ help me pls
I need to become rich in less than 24h, what to do?
Well I have actually 6$, let see
Nothing ilegal
>>1236160
you need to first turn it into pennies.
suck a dick on cam
Low volatility safe stocks
Is it a viable career path especially if you don't have the demeanor to be a financial planner or is it basically a glorified admin job?
I'm in Australia btw
>>1236063
Aren't they essentially the Financial Advice version of paralegals?
Is there much opportunity to move up with that role if you aren't cut out for a FinPlan role?
certified paraplanner here, I got the cert for shits and giggles, never did anything with it.
>>1236063
One of the most likely jobs to be automated shortly
Let me lay it out st8. I'm new to the world, and even newer to the business world.
My education plan is to take care of my GE and transfer to Sac State for Network Engineering.
The job is what I truly am interested in however I have my doubts about it. Seems like consaulting is the only way to go and that's no steady paycheck. So how do I go about setting myself up for a successful future?
Should I just work my way through school, put out my résumé and hope for the best or is there a better way?
Help me biz
>>1235934
bump for fellow Cali Anon
In as few words as possible,
> You're fucked
Damn, you're in Cali and you're going to waste your college years in Sac? Why not go to the University of San Bernardino or Vallejo State?
If you wanna go CSU, SF, Monterrey, Chico and Humboldt are cooler ones that come off the top of my mind. For UC's do Santa Cruz, Berkeley, San Diego Santa Barbara or do Davis if you want the valley vibe. Maybe even Cal Poli.
>>1235934
You going to Sierra or something?
>want to get a trade
>be australian
>hear how easy it is in the USA
>just sign up and presto you get qualified
>meanwhile in australia
>have to know someone in the FBI (Friends, brothers, inlawns) or CIA (cousins, inlaws, aunties)
>or apply to a job advert
>literally more chance of winning the lottery
JUST
REFORM
try r9k
>>1235922
ok..
>>1235920
What the hell are you talking about? You dont just go down the office and get your pick of licenses in the U.S. You need to prove years of experience, take classes, and past tests that are only administered a couple times a year and pay a good amount in fees.
>boohoo I have to apply for a job like everyone else
fuck off Steve
I'm a soon to graduate engineer in California. I know very little about managing my money because I was never taught that in school. I've studied up on my own, but I'm more than likely missing big important details.
I would like to ask /biz/ for some advice on managing my money to make the most of it along the way.
I'm creating a very basic spreadsheet on how to manage my money (Pic related). What am I missing? Any general advice would be very helpful.
Also interested in investing in stocks and/or real estate, but I will probably just...
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>>1235849
>3070 remaining income per year
Hahaha holy shit!
>>1235849
14,000 car payment
You dun goofed should of saved cash.
I'm saving for a second hand Toyota Hilux for 10-12k AUD with no loan myself. You could save money by sharing a place which would half rent n bills but If your like me you cant stand people.
>>1235850
hahah I know right. Fucking taxes and student debt kicking my ass. After 6 years it goes up to 8 though, and after the car is paid for it would be much better.
Question for Property fags.
I have 2 investment opportunities I need to make a decision on which I cannot leverage myself for both.
I have an opportunity to buy an investment property in Australia or several properties in beachside Philippines. Both are income producing and return about 8%.
With the talk of a property bubble in Australia it cools me on investing there especially with negative gearing maybe going, but the Philippines I just don't know if there's the stability or growth in future to warrant further thought.
Anybody experienced...
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>>1235840
International real estate in a country like that is a bit iffy - I'd be mindful that if you dont know people worth knowing over there - you may open yourself up to be exploited.
I'm in Aus and I want to buy a place; but the reading I'm doing about our bubble frustrates me. I know there's one and I can see why we have one - but when the fuck is this cunt of a thing going to pop?
Nothing would sting more than buying a place only to have it crash and while I'd likely live there...
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>>1236074
In all honesty I don't think it will.
I think we will see a stagnation, not a crash. And viewing it through that lens it will make Melbourne and Sydney adjust to levels of the rest of the country.
Any government in charge if the property market crashed in this country without exaggeration would be lined up and shot. There's literally be blood if it happened as the entire countries economy is geared around land now.
I just don't see how it would happen unless by external global factors.
Yes...
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>>1236089
>but I don't see any possibility of anything internally disrupting the market.
If people realise that borrowing 80x their annual income for a piece of shit isn't worth the risk it may disrupt the market. Given the rapidly diverging house-price to income I would say this point will come some time in the next 20 years. Hopefully soon.
I was wondering if programmers now make less money then let say 15-20 years ago ?
I’m thinking of a career change but I’m not sure if wages in that sector are going up, down or staying the same.
>>1235836
why would you do that?
>>1235836
offshored-to-India tier
>>1235836
>I was wondering if programmers now make less money then let say 15-20 years ago ?
a lot less but still one of the best paying occupation and the demand just keeps going up it shows no signs of slowing down.
![backpackers-couples-wallpaper_178273529[1].jpg](https://i.imgur.com/romcW9Z.jpg "backpackers-couples-wallpaper_178273529[1].jpg")
Yeah you might have more money than me, but you'll never have TASTE, you fucking philistines. You'll never know what it feels like to create something of BEAUTY and VALUE and have others recognize those attributes in yourself. Your lives are plastic, dull, and uninteresting, and they're going to be that way until you die.
Keep chasing that dragon, capitalist cucks.
Wah Wah Wah, you sound like the grown-ups in Charlie Brown.
>>1235769
Why not both?
>t. Someone who has rich parents
Has anyone tried this app? I heard about it a couple of weeks ago and decided to give it a go. Read some reviews and it seems ok for newcomers. What are your thoughts?
>>1235744
that you are a shill
)get it? shill = shell) LOLOLOLOL
but seriously gtfo Mr. Ceo
>>1235750
Lol ok poorfag stay poor.
Like I would come on this shithole of a website to shill my product to autistic NEETs.
It seems like a good idea for people to get started in investing and I want to know if anyone here has used it or is using it.
I like it
>Put woman in power
>It deletes all old yahoo email accounts w/o warning users
>can't reset old Runescape acc
and they say women are good for business
>>1235706
https://www.youtube.com/watch?v=mcSujceZDmg
>>1235706
who ever said that?
>ywn be her slave
I have not paid rent this month yet. Bad luck. Would landlords be cool considering the last month rent (from First Last sec) for current month instead ? How do I go about this without getting evicted
>from First Last sec
What does that mean?
>>1235696
think he meant from last succ
>>1235686
Read your lease about late fees and when they start eviction. You can always talk to them also. Maybe a post dated check if you know you are getting money. Beyond that pay your rent pleb.
