What fields and careers are safe from the coming AI and automation take over?
I'm getting an bachelor in math and I don't know what to specialize/get a master in. How will statistics or finance be affected by AI for example?
Is compsci truly still a meme or is machine learning the way to go?
>>1242133
General AI is just a meme science that has literally seen no real progress in 50 years.
Machine learning is only a threat to specialized tasks that aren't broadly critical and don't require any real dynamism.
>>1242160
Yes. Everything you see to the contrary is just smoke and mirrors and marketing ploys. Hard AI is just a pipe dream at this point.
Explain to me like I'm 5.
I have some questions though.
>Once you buy a share, how long can you hold onto it? Would tax fuck me over?
>Can you still sell a share during after hours once the market has been closed?
>>1241973
>as long as the company exists as a public entity. no.
>no
>>1241973
>Once you buy a share, how long can you hold onto it? Would tax fuck me over?
hold it as long as you like, so long as you own it outright not buying it on margin with interest payments to make then no reason why you can't own if for as long as the company or and successor company still exists
tax is due on any gains when you sell it and any dividend income you receive
>Can you still sell a share during after hours once the market has been...
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>>1242182
>hold it as long as you like
further to this my Nana had a bunch of shares, she held the physical certificates in her house and had held some of them for decades, they'd send her cheques in the post. We had to mail them to a broker to liquidate.
Hello, /biz/raelites. I'm planning on moving my money out of the crappy Bank of America account my parents set up for me years ago, and open a checking account with Fidelity ("Fidelity Cash Management Account"), as well as an Optionhouse account for investing. When I go to open the Fidelity account, it asks if I would like to open a Fidelity Brokerage account at the same time. Should I do it? I want to use Optionhouse for stocks/ETFs/etc., but is there any harm in having a brokerage account with Fidelity, too?
>>1241882
Depends on your trading habits, really.
Hands on to the max? Fuck around with options and short positions? You'll probably like Optionshouse and their low af fees.
Let professionals invest for me? Hold stuff long with the convenience of having my brokerage and checking/ savings in the same bank? Probably Fidelity despite it high minimums and commissions. Just compare the two and decide what fits you best.
if i wanted to ever consider options, id pick optionhouse. but i dont, so i stick with vanguard and schwab. schwab is only for 401k though, admittedly didnt have a choice in broker
Anybody knows any good business idea to start in Orlando FL?
>>1241818
Coffin salesman.
>>1241818
Mup Da Doo Didda Po Mo Gub inspector
Children's movie-oriented theme park.
So I have a job interview tomorrow for a banker position at a small community bank, I'm 19 and I've only worked in places like Kohl's and Winn-Dixie, I have my HS diploma.
My 3rd interview with them is tomorrow morning, could you guys give me any tips or advice when going through an interview for a financial institution like a bank?
Also what should I expect out of being a banker?
Don't goof
>could you guys give me any tips or advice when going through an interview for a financial institution like a bank?
Emphasis on how selling/service skills from your previous jobs will apply to the current position.
>Also what should I expect out of being a banker?
Sales. Growing deposits/loans and making referrals to partners.
>>1241813
What bank? Every banker position ive looked at requires at least a year in a fin institution.
So I have a Chase credit card that I got when I was 18 because it was the first offer sent to me. It had a limit of $900, which was increased to $1200 after a few months of usage and on-time payments. I never bothered to increase it cause I don't keep any revolving debt and rarely put that much on it. Since then I've had other credit card cards that I've used, with lower interest rates, so the Chase card got thrown in a drawer and ignored; I've only kept the account open because it's my oldest credit history. I've since gradually cancelled the rest...
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I would've asked for 20k of something reasonable/crazy but then again, I know very little on how credit ratings are determined.
Ask for 10K
I did that with 35k income and a good credit score, that following year they auto-upped it to 16k
Why the fuck do you care about the interest rate on your credit cards? I don't even know the interest rate on any of mine.
Is it possible to find an online job, even if you don't live in the US?
I'm 24, and i live in a country where the average wage is ~350US dollars/month. If i somehow managed to find myself an online job, which paid in US dollars, i'd be able to work from home and still get a way better paycheck than whatever average job in my country could provide me.
Thing is, literally everything i research, is either a scam, or won't accept foreign countries. I speak multiple languages, i'm a competent typist and i have a good PC with a stable network connection.
>>1241794
> i'm a competent typist and i have a good PC with a stable network connection
you and 5 billion other people
>>1241794
there's plenty. but they won't fall into your lap just like that. you need some skills, and to put in some effort and leg work. plenty of people make 1k a month without much trouble working as writers, designers, artists, voice actors, seo dudes, social media managers, etc.
>>1241794
Do you have tits? If so, then camgirl your way to depression and an early grave... But you'll make more than 350 a month.
Ofc, it depends on their size and quality.
If I have family over to my house am I expected to pay when we go out to dinner? I cook for them at home no problem but what is the etiquette when we go to a restaurant?
and how the fuck is it /biz/ related?
go to /adv/ lad
>>1241779
finance? no? my mistake
>>1241777
I'd say it depends on whose idea it was to go
How much merit do non-compete agreements hold? Can I just go to a competing company and not update my LinkedIn?
>>1241773
pls respond
Depends on the contract, how you leave the company, and where you go to work after.
I've heard that the courts don't favor them very much and they are mostly used to stop competing companies from stealing employees
You should get a lawyer and let him read it and explain your situation instead of a Tibetan illumination hentai skype group
Depends where you live. Non-competes are illegal in California for instance.
Well /biz/? What do I do? How do I get away with this like a lot of people do?
>>1241566
Obviously you just declare a plausible amount of tips and pocket the rest.
>>1241566
What the fuck?
First you can't fill out your W4 now you want us to help you with your tip moral dilemma.
Stop creating new threads! This board is slow.
>>1241593
What is a plausable amount? Should I declare 80% of the tips? If I make 50 dollars a day in tips, claim like 40 of it? And pocket the 10? What do you think? And when you say pocket the 10, does that mean 40 dollars in 1 pocket and 10 in the other? Do I claim every night? Or how often do I have to tell them how much I made? What if they tell me im lieing etc
>make 1k a week
>$300 goes to taxes
JUST
When you have private healthcare, no public transportation, have never even seen a cop on your road, don't know where the nearest fire department is, and your road is made of dirt, its even worse. It'd be one thing if there was a bus to take to work, but when a third of my income goes to a "road", I feel like the price of civilization is a bit too high.
>>1241497
how much of that 1k is based on government provided platforms?
>>1241522
private healthcare, privatized
public transport, privatized
cops, not your personal army
fire? huuh do you have the money for the approach?
and the roads are on their way getting shitty, gov will repair it, and thaaan -privatized-
How much has biz benefited from inheritances, trust funds etc.
>>1241450
I haven't yet, but it will end up being 7 figures worth of assets.
>>1241450
None, my parents are in their 40s and my grandparents are still alive.
I have 5 siblings so it won't be much anyways. Glad I make a good living.
>>1241450
Parents are in their sixties and have a couple of villas in Algerianistan. I have 4 other siblings so I will get maybe one.
Alright guys, I need your help.
This guy (pic related) has scammed multiple businesses across my country and there is a massive man hunt going on to find him. He had gone dark for a couple of weeks/months but we finally found his Instagram account which said he fled the country to Italy.
Now, how can we track down his location to alert the authorities about him?
>>1241383
>this guy scammed me because I'm a huge retard please be my personal army
Thank god he didn't scam me.
Just need advice and tips. You don't have to do shit.
>>1241383
Maybe be more story behind this guy first
Hey guys, I start my job as a server/bartender tomorrow and I just got my w-4 form. What should I put on this to claim as much money as I can? I have never been good at these and I dont really understand them. Thoughts?
>>1241366
bump
>>1241417
Calm down, this is a slow board.
It really doesn't matter what you claim, your effective taxrate is the same. Look up "2016 tax tables" to find your taxrate. Compare the percentage to what is currently being withheld from each check. Adjust your withholdings accordingly
>>1241424
Thanks for the response. I looked it up and was completely and utterly confused. I am kinda retarded though unfortunately...
How much can my Taxes be deducted if I donate to Charity? USA btw.
What tax bracket are you in?
Let's say 20%. If that's the case, then you can knock a dollar off your taxes for every $5 that you donate until you've reduced your taxable income to a lower bracket.
In any case, it's not possible to save money by donating to charity versus just paying the taxes.
>>1241325
You should be contributing to a 401(k) and IRA instead since it actually reduces your tax obligations and lets you keep your money for a later date.
You only pay more taxes on the income that exceeds your tax bracket so giving money away won't save you any cent just the opposite.
It works if it is "charity" and if you somehow profit from it which I am sure isn't the case.
You wanna evade taxes but don't even understand something as simple as that.
For any normal person there isn't a legal way of avoiding taxes