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Archived threads in /biz/ - Business & Finance - 23. page
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if you have a joint account with someone, can you wreck their credit by loading up on debt using the account as collateral and then clean the account out?

just another reason never to share an account with a woman
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>>1378160
>wife demanded that we have a joint account because "that's what married people do" and she drew a "hard" line
>gave in said ok
>we go joint on acct X total value ~20K
>still have my "investment/savings" account that's got $85K cash in it for emergencies/buying opportunities
>scottrade account that's hooked up to that...
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Had to change careers and leave a cake job so wifey could stay home with kiddies. Joint account everything. She decides to start a business from home. Cosigned on 30k worth of debt. I am not a smart man.
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>>1379930
kek how come she justified 30k for a home business?!

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Liberals BTFO as always
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>>>/pol/
>>>/leftypol/
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GDP isn't a good measure of standard of living in a nation.
>tfw literally just learned this on my macroeconomics homework 20 minutes ago
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>>1378066
>economic policy isn't /biz/

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Alright guys I graduate from Uic fiance in 1 year and I want to make sure I get a decent job right out of college. Here is what I have so far
>work as a teller at a bank(do some work for loan department)
>interned at a tax services building
>Shit grades but only in non major courses
What else do I need to make myself stand out guys? Please help a fellow /biz/ness man out
9 replies and 1 images submitted. Click here to view.
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No one can help? Seriously?
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Finance is all about who you know. Nepotism.
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>>1379531
This. Give blowjobs to every bank manager in town.

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>$83,500 (all of my savings) in MGT @ $4.31
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Please be joking.

It's a roulette wheel stock.

I'm in it myself but only for a couple grand as a gamble.
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>>1377970
This guy posts about putting his life savings into X stock literally every day.
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Pics or it didn't happen

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Is real estate literally "Become rich for dummies"?
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>>1377930
No, you're thinking of FOREX.
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>>1377938
this.
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>>1377930

Real estate in the 90's and early 2000's?

Fuck yes. That's when "flipping houses" became a thing

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Why hasn't Walmart become a major competitor to Amazon and Ebay in the e-commerce market?
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>>1377713

Maybe because Amazon has never been profitable ever? Why would they invest in a market where competition is huge and profits scarce?
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>>1377713
Broken search engine like 99% of all online stores.
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Walmart's entire consumer base is poor people, dindus, trailer trash, illegal aliens.

You can't use food stamps and EBT on Amazon.

Amazon is also trying to create a super monopoly, so they sell a lot of products at what basically accounts for a net loss.

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Is university a scam or will it really get me much further ahead in life?

I'm a 19 year old Canadian here and I'm deciding whether or not I should spend over $60,000 on 4 years of university (Saskatchewan) or $12,000 on 2 years at a technical college (SAIT). I'm going for mechanical engineering and I want to hear your thoughts on it. I've already been accepted to University of Saskatchewan for mechanical engineering but I have put it on hold for the year. I still have the option of backing out and going to 2 years at SAIT instead. My family is kind...
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>>1377651

It's a scam that will help get you further in life.

More than likely, when you get out of Uni you'll be fucking useless to the company and they'll have to form you all over again. The thing is you will get to set foot in the company because they know you have solid basis and are able to work hard. Succeeding without completing a degree was easier a few decades ago when everybody else did not have one already.

If you want to work in engineering, I'd say it's imperative.
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>>1377651
Yeah bro.

Total scam, required by HR departments to get good jobs and is pretty much god-tier for networking with profs, alumni and students. Total scam tho
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trade job and certifications are better options unless your going into med field. self teach yourself everything to create/do what you want

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The big 4 all have officers in my city due to the very beneficial tax laws in my country. Deloitte and Ernst & Young both have "job fairs" next week where they are inviting local talented students and recent graduates to attend.

I have a pretty good educational background so I don't think that would be an issue. I just want to know how make the most of this opportunity. And to anyone who's worked at a big 4 company, how was the experience.
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>>1377424


Depends on which department you work and also on the office culture. Wvery country is different but in general it's a good place to work. Would recommend it.

Also at least for EY, they take work-life balance pretty serious
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You're in Dublin, yessum?

Practice the interview, know their business and show up on time
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>>1377783
No not Dublin.

This isn't an interview, just a "job fair" (I don't know what else to call it) where they've invited about 100 people to come learn about life at the firm.

I will definitely practice for the interview if and when it comes however.

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Get a giant loan, then sell all your posessions.

Now put all of your money in some crypto currency (dont stop reading).

Then decalre bankrupcy.

The entire thing with cc is that its untraceable, which means that you should be able to keep all of it trough the bankrupcy proccess.

Then move to another country.

You now have everything you started with + the money form the loan.

There is no apparent reason for this not working.
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won't get a 'giant' loan without nothing that is worth the hassle
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>>1377384
I have a good credit score and a constant income. I could quite easily get loans worth 5 or 6 times my income currently.
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>>1377381
Yes but people will ask where did it go

Invent a plausible black hole for money, throw a little away for a papertrail

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Is marriage the worst financial decision you can make if you're a man?

pic related to preempt the fedora accusations
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>>1376356
If marriage is a financial decision for you, start a Fleshlight collection instead.
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>>1376356
No, unless you marry a used up bimbo or gold digging whore, which un-surprisingly are the only girls that will ever touch you.
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>>1376359
>>1376363

t. future alimony payers

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Anons, lets discuss daytrading. Everything from strategies to brokers.
Any tips for the new daytrader? Been daytrading for a couple of months and only recently i have been making profit daily.
What stocks/indexes are good to trade?
40 replies and 6 images submitted. Click here to view.
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>>1376260
What apps/websites do you use? Also I've been wondering. This isn't really related to day trading, but is Acorn worth it? It's a mobile app that invests spare change from your purchases into a bunch of different companies automatically. But it costs 1$ dollar a month. How much would I need to invest to even recuperate the costs of using the app? Does anyone else use this?
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>>1376308
ETX capital. Has a very nice setup and low spread, with many indicators. Apps (mobile) seem kinda shit since you cant have as many indicators and info (atleast the apps i have found)
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>>1376260
This looks like CFD's, not stock.
Almost no burgers trade CFD's.

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>tfw you see all your former classmates get good jobs and become more successful than you
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> tfw I didnt grow up in social media and don't need others being envious of my lifestyle
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You don't know what anything about them besides what you see on they're profiles

They could be up to their ass in debt and drug addictions.

If doesn't matter anyway. Just focus on yourself
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Most of my classmates are military cucks, minimumwager at moms momshouse, homeless on drugs, moved to some state like arizona cause too poor to live in california, a few people got into software and are doing alright, nothing really notable. I'm probably on par with the software people for now.

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This is a thread used to explain what LBRY and LBC is and what it does as well as discuss it's potential as a biz and crypto.

What is LBRY?

>LBRY is the first digital marketplace to be controlled by the market’s participants rather than a corporation or other 3rd-party.
>It is the most open, fair, and efficient marketplace for digital goods ever created, with an incentive design encouraging it to become the most complete.

>To understand LBRY, think of LBRY in terms...
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Protocol


>The protocol provides a fundamental, underlying technological capability.
>It consists of the LBRY Blockchain and The LBRYNet

Blockchain

LBRY uses it's own blockchain to take advantage of custom uses for what information the blockchain stores whiles also giving content stored some accountability and credibility.

>The LBRY blockchain maintain balances -- in LBC (LBRY Credits)
>But, more importantly, the LBRY blockchain...
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All LBRY content is stored on the protocol: lbry://

The name being bid for is wonderfullife

>Whoever controls a name gets to describe what it contains, what it costs to access, who to pay, and where to find it. These names are sold in a continuous running auction.

> Bids are entered into a trustless escrow, marking the credits as unspendable, but leaving them intact.
>When a user looks up a name, the name resolves to the largest bid made by a party or parties. The ability...
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LBRY Net

>LBRYNet is the layer that makes the LBRY blockchain useful beyond a simple payment system.

>It says what to do with the information available in the LBRY blockchain,
>how to issue payments,
> how to look up a content identifier, and so on.

>LBRYNet issues a lookup for the name associated with the content.

- If the client does not have a local copy of the blockchain,
- this lookup...
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Since pokemon go was release and became a viral fad nintendo stocks have increased from 14,380yen to 21,270yen. but how high will the rocket fly before it runs out of fuel?

http://www.theverge.com/2016/7/11/12147600/nintendos-stock-pokemon-go

http://www.cnbc.com/2016/07/11/nintendos-stock-surges-after-pokemon-go-release.html

http://www.nasdaq.com/symbol/ntdoy/stock-chart
24 replies and 1 images submitted. Click here to view.
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Their new console is a fail.
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>>1375779
millennials will probably buy it anyway. especially now. plus it has a new zelda on it apparently, they love pretending they know what that is
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>>1375769
I project this trend to cruise through the release of their Animal Crossing shit, and subsequently flounder when they release the NX, and it's proven to be a huge fucking flop.

People will jump ship once they realize nobody plays GO anymore (because like all Pokemon games, their about as stale as their first couple weeks), and that Nintendo is not a app developing company.

If I was Nintendo, I would flex my muscles and buy out some software companies developing modern games, and any companies developing...
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Donk Bet Edition

Previous thread:
>>1359030

Only pros incorporate a flop donk betting range into their game.
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>>1375695
HU 4 ROLLZ?
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>>1375704
I'll only play with you if you prove you know how to triple-range merge.
>>
Dude, why would you open a new thread about this?

It's impossible to make a live out of gambling, except for poker. But still, making poker your main income can be stressful as shit and you have to be really good at it.

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