I have a friend who's in a bit of a financial shithole at

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Anonymous
2016-02-05 15:27:54 Post No. 16771737
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Anonymous 2016-02-05 15:27:54 Post No. 16771737 [Report]

I have a friend who's in a bit of a financial shithole at the moment.
He's stuck in a housing contract that's too much for him for the next 7 months, owes 2.5k to student finance and his bank, and he has a shitty part time job with no hope for more hours.

He dropped out of uni but is still on record as a student; if he loses that little mark on his name, he'll revert to a bank account and have to pay interest on his fully used overdraft, and student finance will just take the money that doesn't exist and say 'fuck you'.
There's also the overhanging risk of fraud for not having told the aforementioned that he's no longer a student, and probably some evaded taxes.

Shit's a mess. What do? What can do?

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Anonymous 2016-02-05 16:49:33 Post No.16771906
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Anonymous 2016-02-05 16:49:33 Post No.16771906 [Report]

farm isk, aell isk for £, give to friend, problem solved

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Anonymous 2016-02-05 17:02:46 Post No.16771933
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Anonymous 2016-02-05 17:02:46 Post No.16771933 [Report]

>>16771737
If the housing contract is with the university, it will almost certainly be cancelled by their side when they learn he's no longer a student. If it's a lease with a private landlord, he can find a replacement tenant to take it over.

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Anonymous 2016-02-05 18:41:23 Post No.16772206
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Anonymous 2016-02-05 18:41:23 Post No.16772206 [Report]

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>amarr

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Anonymous 2016-02-05 20:27:29 Post No.16772558
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Anonymous 2016-02-05 20:27:29 Post No.16772558 [Report]

>housing contract

talk with the landlord about breaking it. Landlord isn't going to want someone who can't pay it, talk about lowering it (unlikely) or moving out and letting someone else take the apartment.

>2.5k student debt

lol. Some of my classmates racked up 150k. You can defer, get an income-based repayment plan, etc. You can also just evade creditors for a little while, it'll hurt your credit within a short time period, but you can get that back. I wouldn't worry about fraud.

go back to uni, get a better job, swim or drown

good luck